Aye Finance Q3 FY26: Sales ₹443 crore, PAT up 87%

What investors are tracking right now

Aye Finance Ltd (NSE: AYE) is in focus as the market looks ahead to earnings expected on 27/04/2026. The stock has been moving between near-term technical levels, with one snapshot showing a day range of ₹132.65 to ₹137.00. The share price was also shown at ₹134.87 in a separate “historical stock prices” panel, highlighting the stock’s active trading zone around the mid-₹130s.

At the same time, different market data panels in the provided material show the stock at ₹123.03 at close on Feb 23, 2026, and an intraday low of ₹123.2 (down 4.53%) in another update. These different timestamps point to a volatile period around late February, followed by a rebound to the mid-₹130s in later snapshots.

December 2025 quarter: net sales growth is clearly stated

A key datapoint in the material is the operating momentum reported for the December 2025 quarter. Aye Finance standalone December 2025 net sales were reported at ₹442.78 crore, up 22.66% year-on-year. The material also notes that standalone net profit rose 87.09% in the December 2025 quarter, and separately flags that the stock climbed after Q3 PAT spurted 88% YoY to ₹43 crore.

The numbers above are the central reference points for the quarter in the supplied text. They frame the near-term narrative around growth in sales and a sharp jump in profit compared with the year-ago period.

Price levels: day range, 52-week range, and “near highs” tags

The provided data contains multiple range markers that traders typically watch closely. The stock’s 52-week range is shown as ₹88.22 (low) to ₹149.69 (high) in one section, and as ₹88.40 to ₹149.50 in another. The “Strengths” block also tags the stock as “Near 52 Week High”, while another line elsewhere says it is trading very close to its all-time low and 52-week low, indicating that the source material contains multiple time slices.

For context, the same dataset lists an All Time High of ₹149.69 and an All Time Low of ₹88.22. These are the clearest long-range anchors provided.

Volume, circuits, and short-term performance indicators

The “Performance” panel in the text lists live volume at 5,12,167 shares, with a lower circuit of ₹107.90 (upper circuit value is not shown). Another market snapshot (late February timestamps) mentions the stock underperformed its sector by -3.44% on the day and had fallen -7.38% over the last three days at that point.

A separate table shows 1-month change of 20.53% and change since IPO of 4.62%. These figures indicate that, across different windows, the stock has seen meaningful short-term moves.

Valuation and balance-sheet indicators listed in the dataset

Two sets of fundamentals are provided. One “Fundamentals” block lists:

• Market cap: ₹3,325 crore
• ROE: 7.44%
• P/E (TTM): 22.42
• EPS (TTM): 6.01
• P/B: 1.36
• Dividend yield: 0.00%
• Industry P/E: 24.72
• Book value: 98.79

Another “TTM” income statement panel shows:

• Revenue (TTM): ₹968 crore (₹9.68 billion converted to ₹ crore)
• Other expenses: ₹819 crore (₹8.19 billion)
• Earnings (TTM): ₹148 crore (₹1.48 billion)
• EPS: 6.08

A separate market summary (timestamped Feb 23, 2026) shows Market Cap 30.02B (about ₹3,002 crore) and Revenue (ttm) 8.76B (about ₹876 crore), along with Net Income 1.28B (about ₹128 crore) and PE ratio 18.72. These are presented as-is in the source material and appear to come from different data feeds or time cuts.

Growth track record between FY23 and FY25

Beyond the quarter, the material includes a growth summary for FY23 to FY25. It states that Aye Finance delivered:

• Revenue CAGR: 53%
• PAT CAGR: 110%
• AUM CAGR: 42.6%

It also says Return on Equity improved from 5.46% in FY23 to 15.26% in FY25 and stood at 7.63% in H1FY26. Another reported balance-sheet metric is the Capital Adequacy Ratio of 32.27% as of H1FY26. The text further claims the company recorded the highest growth in AUM per branch and AUM per employee among peer MSME-focused NBFCs between FY23 and FY25.

IPO and shareholder activity mentioned in the timeline

The dataset references the stock’s listing period as well. It states that Aye Finance shares made a muted debut and listed flat at the IPO price (Feb 16, 2026). It also mentions that Goldman Sachs bought an additional 0.7% stake in Aye Finance on listing day (Feb 17, 2026).

These events matter because they provide context on early post-listing trading and institutional activity.

Key numbers snapshot

Why the upcoming earnings matter

With earnings expected on 27/04/2026, investors will likely compare any new disclosures against the already-cited December 2025 quarter figures and the multi-year growth metrics listed for FY23 to FY25. The provided dataset also shows mixed short-term price snapshots, including late-February declines and a later mid-₹130s trading band, underlining how quickly sentiment can shift around results and post-IPO periods.

The next confirmed milestone in the material is the scheduled earnings date. Until then, the most concrete reference points remain the stated December 2025 quarter sales and profit growth numbers, the TTM financial panels, and the stock’s published trading ranges and valuation ratios.