a. The Platform provides AI-powered tools for stock market research and analysis by consolidating and analysing publicly available information relating to publicly traded Indian companies. The Platform is intended for informational and research purposes only.

b. The Platform does not provide investment, financial, legal, or tax advice. Any insights, analyses, outputs, or responses generated by the Platform are for informational purposes only. We do not recommend or advise you on whether to buy, sell, hold, or invest in any security. You are solely responsible for your investment decisions, and you should consult qualified professionals before making any financial decisions.

To use certain features of the Platform, you may be required to create an account. By creating an account, you confirm that:

You are responsible for all activity that occurs under your account.

a. The Platform contains copyrighted material, trademarks, and other proprietary information that belongs to us and/or our licensors. You agree not to use or otherwise reproduce our proprietary rights from the textual content associated with them without obtaining our prior written consent. You agree to not remove, obscure, or otherwise alter any proprietary notices appearing on any content on the Platform, including copyright, trademarks, and other intellectual property notices.

b. If you are blocked by us from accessing the Platform (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking (for example, by masking your IP address or using a proxy IP address).

c. Any use of the Platform other than as specifically authorised by us is strictly prohibited. By using the Platform, you agree not to undertake certain activities which include, but are not limited to:

a. All content, software, models, designs, and materials available on the Platform are owned by or licensed to us and are protected by applicable intellectual property laws.

b. You are granted a limited, non-exclusive, non-transferable right to access and use the Platform for your personal or internal business use, subject to these Terms.

The Platform may provide or facilitate or third parties may provide links or access to other Platforms, services, and resources (“Third Party Services”). We have no control over such Third Party Services and we are not responsible for and do not endorse such Third Party Services. You further acknowledge and agree that we will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, events, goods, or services available on or through any Third Party Services. Any dealings you have with third parties while using the Platform are between you and the third party, and you agree that we shall not be liable for any loss or claim that you may have against any such third party.

a. The features and services on the Platform are provided on an “as is” and “as available” basis. We make no representation or warranty about the validity, accuracy, correctness, or reliability of any information provided on or through the Platform. We hereby disclaim all express and implied representations, warranties, or guarantees as to the accuracy, validity, reliability, or completeness of any such information and material on the Platform.

b. No advice or information, whether oral or written, obtained by you from us shall create any warranty that is not expressly stated in the Terms.

c. You hereby accept full responsibility for any consequences that may arise from your use of the Platform, and expressly agree and acknowledge that we shall have absolutely no liability in this regard.

d. In no event shall we be liable to compensate you or any third party for any direct, special, incidental, indirect, consequential, or punitive damages whatsoever, including those resulting from loss of use, data, or profits, whether or not foreseeable, and whether or not we had been advised of the possibility of such damages, based on any theory of liability, including breach of contract or warranty, negligence, or other tortuous action, or any other claim arising out of or in connection with your use of or access to the Platform.

You agree to release, indemnify, and hold us and our affiliates, officers, employees, directors, and agents harmless from all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, caused by or arising out of claims based upon any breach by you of these Terms or of applicable law.

a. You agree that we may, in our sole discretion, suspend or terminate your use of the Platform for any reason, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms. We may also at our sole discretion and at any time discontinue the provision of the Platform, or any part thereof, with or without notice. You agree that we will not be liable to you or any third party for termination of your access to the Platform.

b. Upon termination, these Terms shall terminate, except for those clauses that are intended to survive expiry or termination.

You agree that no action of ours, other than an express written waiver or amendment, may be interpreted as a waiver or amendment of any of these Terms. If any provision of these Terms is determined by any court or other competent authority to be unlawful or unenforceable, the other provisions of these Terms will continue in effect.

You agree that the laws of India shall govern these Terms, and that any dispute arising out of or relating to these Terms shall be referred to and finally resolved by a sole arbitrator mutually appointed by you and us. The arbitration shall be conducted in accordance with the Arbitration and Conciliation Act, 1996 or any statutory amendments or re-enactment for the time being in force. The venue of the arbitration shall be Bengaluru. The language of the arbitration shall be English. Subject to the above, the courts of Bengaluru shall have exclusive jurisdiction over any dispute arising out of these Terms.

We reserve the right at any time to add, modify, or make changes to the Terms (or any part thereof), at our sole discretion. Any revised Terms will be applicable from the time it is posted on the Platform. Please ensure that you review these Terms regularly. You will be deemed to have accepted the changes made to these Terms if you continue to use the Platform once it has been posted.

You shall not license, transfer, or assign the rights, obligations, or covenants under these Terms in any manner without our prior written consent. We may assign our rights to any of our affiliates, subsidiaries, or parent companies, or to any successor in the interest of any business associated with our services without prior notice to you.

You may contact us for any questions or grievances relating to the Platform, at tech@multibagg.com.