Capital India Finance FY26 profit rises to ₹40.36 cr

Key updates at a glance

Capital India Finance Limited reported a sharp rise in profitability for the financial year ended March 31, 2026 (FY26). Net profit rose to ₹40.36 crore, compared with ₹11.78 crore in the previous year. Revenue from operations increased to ₹226.76 crore. The company also reported higher assets and disclosed a senior management resignation after the year-end. The company’s shares were also referenced with multiple price points and performance metrics across different dates in the provided data.

FY26 profit increases versus last year

For FY26, Capital India Finance reported net profit of ₹40.36 crore, up from ₹11.78 crore in the corresponding period of the previous year. Total comprehensive income for the year increased to ₹40.52 crore from ₹11.87 crore. These numbers indicate that reported profitability improved substantially on a year-on-year basis for the period ending March 31, 2026. The data provided does not include a detailed breakdown of expenses, credit costs, or segment-wise performance for FY26. Still, the reported year-on-year change in both net profit and total comprehensive income points to a materially better bottom line.

Revenue from operations rises to ₹226.76 crore

The company’s total revenue from operations increased to ₹226.76 crore in FY26. The previous-year revenue from operations figure was not provided in the text. As a result, the year-on-year growth rate for revenue from operations cannot be calculated from the supplied information. The revenue figure is presented as a key topline indicator alongside the full-year profit number.

Balance sheet expands: assets reach ₹1,711.19 crore

Capital India Finance reported total assets of ₹1,711.19 crore as of March 31, 2026. This compares with ₹1,366.69 crore in the previous year, reflecting an increase in the size of the balance sheet. The text does not specify what drove the asset growth, such as loan book expansion, investments, or other balance-sheet items. Net worth was reported at ₹669.32 crore. Together, these metrics provide a snapshot of the company’s scale and capital base at the end of FY26.

Management update: CISO resignation

The company disclosed the resignation of Chief Information Security Officer Gaurav Vyas, effective April 15, 2026. The provided information does not mention the reasons for the resignation or the company’s succession plan. Such disclosures are typically monitored by investors for governance continuity and risk oversight, especially in financial services where information security and controls are critical.

Q2 FY26 snapshot shows operational stress in the data provided

The supplied dataset also contains quarterly metrics for Q2 FY26 that describe operational challenges. Consolidated net profit for Q2 FY26 was stated at ₹44.82 crore, with a QoQ change of -1672.63%. Net sales for Q2 FY26 were listed at ₹130.84 crore, with YoY change of -8.39%, and a QoQ figure shown as +6.69%.

The same dataset states operating profit before depreciation, interest, tax, and other income (PBDIT excluding other income) turned negative at ₹-26.99 crore in Q2 FY26, compared with a positive ₹21.83 crore in Q1 FY26. Operating margin (excluding other income) was reported at -20.83% in Q2 FY26 versus 17.90% in Q1 FY26, and was described as the lowest in eight quarters. The text also flags that the PAT margin of 35.42% was “distorted by one-time items”, indicating that reported profit may not fully reflect core operating performance.

FY25 context: loss year, weak cash flow, and capital returns

For FY25, the data provided states the company reported a net loss of ₹10.00 crore on revenues of ₹611.00 crore. Return on equity was stated at -7.51%, while return on capital employed was 2.56%. Operating cash flow was reported to have fallen 90% year-on-year in FY25 to ₹12.00 crore. Cash reserves were stated at ₹161.00 crore after declining by ₹75.00 crore.

These FY25 metrics are important context because they frame the FY26 full-year profit and the Q2 FY26 operational indicators together. The dataset does not provide audited bridge details showing how performance transitioned from FY25 to FY26, but it does present both sets of numbers.

Stock and market references mentioned in the data

The text references multiple price points and performance snapshots. One entry shows 25.98 with a move of -1.22 (-4.49%). Another portion states a “current price of ₹33.00”, alongside a 52-week high of ₹44.50 and a 52-week low of ₹28.99. Elsewhere, it lists a 52-week high of ₹55.68 and a 52-week low of ₹27.20, and a market capitalisation of ₹1,453 crore. Another line describes the company as having a market capitalisation of ₹1,330 crore.

Over the past year, the stock was stated to have declined 12.65% while the Sensex advanced 9.48%, implying negative relative performance. The dataset also notes the valuation grade oscillated between “Expensive” and “Very Expensive” since January 2024, most recently “Very Expensive” as of May 2024.

Company identifiers and sector

Capital India Finance is listed under Financial Services. The dataset includes: BSE: 530879, NSE: CIFLEQ (also shown as NSE: CIFL in another line), and ISIN: INE345H01024.

Key figures table

Market impact and what investors will track next

The FY26 headline numbers show a clear rise in reported profit and comprehensive income, alongside higher assets and a stated net worth figure. At the same time, the Q2 FY26 operational indicators presented in the dataset include negative operating profit (excluding other income) and a sharply negative operating margin (excluding other income). Investors typically reconcile these two angles by examining what portion of profit is driven by core operations versus other income or one-time items, but such reconciliations are not provided in the text.

The disclosed resignation of the Chief Information Security Officer, effective April 15, 2026, is another point that may draw attention, given the role’s relevance to controls and cyber risk in a financial company. The next set of filings and announcements will likely be watched for clarity on operating performance drivers, the nature of one-time items referenced in the quarterly snapshot, and the leadership transition in information security.