Capital India Finance FY26: Secured MSME scale-up and a one-off profit boost
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Frequently Asked Questions
The presentation states the lending business focuses on MSME secured lending, primarily end use driven business purpose loans under products like Prime LAP and Affordable LAP.
AUM is stated as 1,227 crore in FY26 with 22 percent YoY growth.
The company reports 46 branches across 9 states in FY26, up from 29 branches in FY25, with the branch count rising steadily from FY21 onward.
The lending overview discloses Net NPA of 1.32 percent, net worth of 669 crore and CRAR of 40.99 percent.
FY26 standalone PAT is 40.36 crore, and the income table shows a gain on sale of the housing subsidiary of 97.92 crore included in total income.
RapiPay is described as a full stack tech enabled neo bank with services in digital lending, digital banking, payments and investments. The presentation mentions about 730K DBOs, about 60K merchants, coverage across 17,500 pin codes, and over 100 million unique customers served.
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