Capri Global Capital Q4 FY26: PAT up 59%, dividend 20p

Results snapshot for the March 2026 quarter

Capri Global Capital Ltd reported a sharp year-on-year rise in consolidated earnings for the quarter ended March 31, 2026, alongside continued improvement across operating profitability metrics. Consolidated total revenue for the quarter stood at Rs 1,387.67 crore, up 13.2% quarter-on-quarter from Rs 1,225.40 crore. Compared with the March 2025 quarter, revenue rose 44.8% from Rs 958.05 crore. Consolidated net profit for the March 2026 quarter came in at Rs 282.82 crore, up 10.7% sequentially and 59.1% year-on-year. Adjusted earnings per share (EPS) for the latest quarter was reported at Rs 2.94, up 10.9% quarter-on-quarter and 58.9% year-on-year.

What the quarterly income statement shows

The quarterly trend data shows Capri Global’s total income scaling over the five quarters from March 2025 to March 2026. Total income increased from Rs 958.05 crore in March 2025 to Rs 1,387.67 crore in March 2026. Over the same period, total expenses rose from Rs 364.42 crore to Rs 516.04 crore. Operating profitability remained strong, with EBIT at Rs 871.64 crore in March 2026 versus Rs 593.63 crore in March 2025. Net profit margin improved versus the June 2025 quarter and stayed above 20% in the most recent three quarters in the provided series.

Profitability and margins: stability at higher scale

The reported EBIT margin for March 2026 was 62.81%, broadly stable with December 2025 at 62.97% and September 2025 at 64.06%. Net profit margin for March 2026 stood at 20.38%, compared with 20.85% in December 2025 and 18.55% in March 2025. PAT in March 2026 was Rs 282.82 crore, compared with Rs 255.44 crore in December 2025 and Rs 177.74 crore in March 2025. Basic EPS for March 2026 was Rs 2.94 versus Rs 2.66 in December 2025 and Rs 2.15 in March 2025 in the quarterly series provided.

Board recommends a final dividend

In the filing around the March 31, 2026 results, the Board of Directors recommended a final dividend of 20 paise per equity share of face value Rs 1 for FY ended March 31, 2026. The article does not specify the record date or payout date. Dividend announcements are typically assessed by investors alongside profitability, capital requirements, and growth plans, especially for lenders and NBFCs.

AUM growth and asset quality in the rating rationale

A rating rationale referenced sustained improvement in Capri Global Group’s earning profile, capital position, and asset quality. Consolidated AUM was stated at Rs 22,860.20 crore as on March 31, 2025, rising to Rs 30,406.58 crore for 9M FY26. The same note said PAT improved from Rs 478.53 crore in FY25 to Rs 666.34 crore for 9M FY26. Asset quality indicators also improved, with net non-performing assets (NNPA) at 0.80% as on March 31, 2025 and 0.67% for 9M FY26. It also cited net worth of Rs 4,304.10 crore and leverage at 3.70 times as on March 31, 2025 on a consolidated basis.

Operating metrics cited for FY2025

The rating note also characterised the earning profile as moderate but improving, while providing key ratios for FY2025. Return on Average Assets (RoAA) was reported at 2.67% as on March 31, 2025. Operating expenses to earning assets (Opex) stood at 6.75% for the same date, while net interest margin (NIM) was reported at 9.74%. These metrics provide context for how profitability and cost structure evolved alongside the rapid balance sheet expansion mentioned in AUM numbers.

Q2 FY26: segment-wise AUM and income growth

Separately, the article includes a Q2 FY26 update with a detailed AUM and profitability split. Total AUM was reported at Rs 27,040 crore versus Rs 19,270 crore, up 40.3%. Segment AUM was reported as gold loans at Rs 10,406 crore versus Rs 6,584 crore (up 58.1%), MSME loans at Rs 5,602 crore versus Rs 4,760 crore (up 17.7%), affordable housing at Rs 5,972 crore versus Rs 4,358 crore (up 37.0%), and construction finance at Rs 4,969 crore versus Rs 3,346 crore (up 48.5%). On earnings, net interest income was reported at Rs 480 crore versus Rs 305 crore (up 57.5%), and non-interest income at Rs 203 crore versus Rs 103 crore (up 97.0%). PAT for Q2 FY26 was stated at Rs 236 crore versus Rs 97 crore, up 143.3%.

Market and investor datapoints mentioned

The text also references Capri Global’s share performance for an earlier date. It states the shares closed at 169.35 on May 02, 2025 (NSE) and delivered -19.64% returns over the last six months and -22.81% over the last 12 months at that time. While this datapoint is not tied to the March 2026 results, it provides context on prior market sentiment. No stock price movement is provided for the day of the March 2026 results.

Key numbers at a glance

Why the update matters: growth with improving metrics

Across the provided data points, the central theme is scale-up in income and profit, supported by expanding AUM and improving asset quality measures. The quarter ended March 2026 shows high operating profitability, with EBIT margin above 62% in the quarterly series. The rating note adds a longer lens by highlighting improvements in PAT, NNPA, and capitalisation metrics as on March 31, 2025. The Q2 FY26 snapshot also shows sharp growth in both interest and non-interest income and a lower cost-to-income ratio (49.4% versus 64.3%), indicating operating leverage during the period covered.

Conclusion

Capri Global Capital’s March 2026 quarter reflects higher consolidated revenue and profit on both a sequential and annual basis, alongside a final dividend recommendation of 20 paise per share. The accompanying disclosures in the article point to strong AUM expansion through FY25 into 9M FY26, and an improvement in NNPA from 0.80% to 0.67% over the same time frame. Further clarity on outlook and execution is typically expected from management commentary and subsequent quarterly updates, but those specifics are not included in the provided text.