Capri Global’s Q1 FY27: rapid scale, stable asset quality, and a retail-led balance sheet

The press release reports consolidated AUM of INR 40,112 crore as of the quarter ended June 30, 2026 (Q1 FY27).

Gold loans are the largest, at about 47.8% of AUM in Q1 FY27, as shown in the investor presentation AUM break-up.

The investor presentation and press release disclose Q1 FY27 RoAE of 19.1% and RoAA of 4.1%, with PAT of INR 3,533 million (about INR 353 crore).

The investor presentation shows GNPA of 1.1% and NNPA of 0.6% for Q1 FY27, with provision coverage for Stage 3 at 43.3%.

Management stated revised guidance to reach AUM of INR 650 billion with 30%+ CAGR by FY28, and to deliver RoAE of 19% to 21% and RoAA of 4.2% to 4.7%.

The investor presentation reports co-lending AUM of INR 81,262 million in Q1 FY27, which is 20.3% of consolidated AUM, with 11 co-lending partner banks.