DhanlaxmiBank's Q3 FY26 Performance: Strong Growth and Digital Leap
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DhanlaxmiBank's total business grew by 20.75% year-on-year, reaching 31,929 Crore as of December 31, 2025.
The Gross NPA percentage reduced to 2.36% in Q3 FY26 from 3.53% in Q3 FY25.
The CRAR Basel III (%) improved to 17.19% in Q3 FY26 from 12.79% in Q3 FY25.
The Gold Loan Portfolio registered a significant growth of 50.89% year-on-year, reaching 5,361 Crore in Q3 FY26.
The share of digital banking transactions reached 90.50% as of December 31, 2025, compared to 83.09% on December 31, 2024.
DhanlaxmiBank operates 261 branches and 284 ATMs, totaling over 545 customer touch points.
The Provision Coverage Ratio (inclusive of Technical W/Off) was 86.08% as of December 31, 2025.
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