Manappuram Finance FY26 Results: ₹1,003 Cr Profit, Dividend

Results announcement and why it matters

Manappuram Finance Limited has released its audited financial results for the quarter and year ended March 31, 2026. Alongside the numbers, the Board of Directors declared a fourth interim dividend for FY2025-26, setting a record date for shareholder eligibility. The disclosures highlight the company’s scale in gold loans and its continued presence in microfinance through a reportable segment structure. The update is also notable for balance sheet actions taken during the year, including an increase in authorised share capital and a large equity allotment.

FY26 headline numbers

For the financial year ended March 31, 2026, Manappuram Finance reported a consolidated net profit of ₹1,003.30 crore. The company’s total revenue from operations for the same period stood at ₹9,509.39 crore. The company also provided a year-on-year comparison for profit, stating that FY26 profit was lower than the previous year’s ₹1,216.15 crore. The audited results were approved by the Board, positioning the disclosures as the company’s final numbers for the year.

Q4 FY26 performance snapshot

On a quarterly basis for Q4 FY2026, Manappuram Finance posted a consolidated net profit of ₹403.96 crore. Revenue from operations in the quarter was ₹2,613.83 crore. The company also disclosed segment performance for the quarter, including results from the gold loan segment. These numbers provide context on how the year ended operationally after the full-year profit figure.

Dividend: amount, face value, and record date

The Board declared a fourth interim dividend of ₹0.50 per equity share, described as 25%. The dividend is on equity shares with a face value of ₹2 each. The record date for determining eligible shareholders has been set as Monday, May 11, 2026. This record date establishes which investors must be on the company’s register to receive the payout.

Segment mix: Gold Loan and Microfinance

Manappuram Finance continues to operate through two primary reportable segments: Gold Loan and others, and Microfinance. For FY26, the gold loan segment reported segment revenue of ₹8,274.38 crore, while the microfinance segment reported revenue of ₹1,250.30 crore. For Q4 FY26, the gold loan segment reported segment results of ₹522.88 crore. The segment reporting helps investors track performance drivers within the consolidated results.

Balance sheet scale and assets

The company reported consolidated total assets of ₹74,559.33 crore as of March 31, 2026. This figure reflects the size of the lending book and overall balance sheet at the end of FY26. In the same set of disclosures, Manappuram Finance also indicated that it maintained a healthy liquidity position, supported by its funding profile. The company’s credit rating was stated as AA Stable.

Funding position: qualified borrowings and credit rating

As of March 31, 2026, Manappuram Finance reported ₹24,518.11 crore in outstanding qualified borrowings. The company linked its borrowing capability and liquidity profile to a credit rating of AA Stable. For lenders and NBFCs, such figures are closely watched because they indicate the ability to raise funds and manage refinancing requirements. The borrowings disclosure sits alongside segment and profit numbers, providing a fuller view of operational scale and funding.

Capital actions during FY26

During the fiscal year, the company expanded its authorised share capital to ₹300 crore. It also completed a strategic capital infusion, receiving ₹2,192.47 crore via equity allotment from BC Asia Investments XXV Limited in March 2026. The company presented these steps as balance sheet strengthening measures that can support future growth initiatives. Separately, it stated that it undertook technical write-offs in its vehicle finance portfolio to improve asset quality.

Key figures at a glance

What to track next

The audited results establish the company’s FY26 profit and revenue base and provide a clear segment split between gold loans and microfinance. The interim dividend and record date are the next near-term items for shareholders to monitor for eligibility and payout processing. On the funding side, the combination of ₹24,518.11 crore of outstanding qualified borrowings and an AA Stable rating remains a core datapoint for credit and liquidity assessment. The company’s capital actions, including the ₹2,192.47 crore equity allotment and the increase in authorised share capital to ₹300 crore, will remain important reference points in future updates tied to growth and balance sheet strength.