Manappuram Finance FY26: ₹1,003cr profit, ₹0.50 dividend

Key update from the audited results

Manappuram Finance Limited has released its audited financial results for the quarter and year ended March 31, 2026. Alongside the financials, the board declared a fourth interim dividend for FY2025-26 and set a record date to determine shareholder eligibility. The update matters because it combines a full-year performance snapshot with quarter-end momentum, segment-level disclosures, and a capital-market signal through the dividend.

FY26 consolidated performance: profit and revenue

For the financial year ended March 31, 2026, Manappuram Finance reported a consolidated net profit of ₹1,003.30 crore. Total revenue from operations for the same period stood at ₹9,509.39 crore. The company also provided a year-on-year comparison for profit, stating that FY26 profit was lower than the previous year’s ₹1,216.15 crore. Separately, an included performance note also described FY26 consolidated net profit at ₹993.14 crore on a 5.01% decline in revenue from operations to ₹9,509.39 crore.

Q4 FY26: return to profit on a consolidated basis

On a quarterly basis, Manappuram Finance posted a consolidated net profit of ₹403.96 crore in Q4 FY2026. Revenue from operations in the quarter was ₹2,613.83 crore. In the same results note, the company compared this with a consolidated net loss of ₹191.17 crore in Q4 FY2025. The quarter also showed a pre-tax profit of ₹563.81 crore compared with a pre-tax loss of ₹235.88 crore in Q4 FY25. Revenue from operations was also described as rising 10.71% year-on-year to ₹2,613.83 crore in the March 2026 quarter.

Net interest income and AUM disclosures for the quarter

The company reported net interest income (NII) of ₹1,504 crore in Q4 FY26, up 2.6% year-on-year. Assets under management (AUM) were reported at ₹63,798 crore in Q4 FY26, compared with ₹43,034 crore in Q4 FY25, a 48.3% rise. These operating disclosures add context to the quarter’s profitability, particularly for investors tracking growth in the loan book alongside margins.

Segment reporting: gold loans and microfinance

Manappuram Finance continues to operate through two primary reportable segments: Gold Loan and others, and Microfinance. For FY26, the gold loan segment reported segment revenue of ₹8,274.38 crore, while the microfinance segment reported revenue of ₹1,250.30 crore. For Q4 FY26, the gold loan segment reported segment results of ₹522.88 crore. The segment reporting is useful because it separates the core gold loan franchise from the microfinance business, helping investors map profitability and risk across the consolidated structure.

Balance sheet and funding position

As per the disclosed metrics, total consolidated assets were ₹74,559.33 crore. Outstanding qualified borrowings were ₹24,518.11 crore. The company also disclosed an AA Stable credit rating. Together, these figures give a quick view of scale, leverage, and external credit assessment at year end.

Dividend declared: amount and record date

The board declared a dividend of ₹0.50 per equity share of face value ₹2 each. The record date for the dividend was set as Monday, May 11, 2026. A record date matters operationally because it determines which shareholders are eligible to receive the dividend based on the company’s register on that date.

Market reaction noted in the update

The stock was reported to have rallied and settled at ₹305.25 on the BSE, as per the included market note. This price move was reported alongside the quarterly turnaround comparison and dividend declaration.

Quick background: why comparisons to FY25 are in focus

The FY26 quarter-on-quarter and year-on-year comparisons appear in a broader context where prior-period performance had been volatile at the consolidated level. The included notes referenced a consolidated loss in Q4 FY25 and a pre-tax loss in that quarter, which makes the Q4 FY26 return to profit a key data point for readers following the group’s consolidated trajectory.

Key figures at a glance

What investors may track next

Based on the information disclosed, investors typically watch how segment performance evolves, especially across gold loans and microfinance, given their separate reporting. They also track whether revenue and profitability trends seen in Q4 FY26 sustain into subsequent quarters, and how funding metrics and ratings shape borrowing costs.

Conclusion

Manappuram Finance’s audited FY26 results show consolidated revenue from operations of ₹9,509.39 crore and consolidated net profit reported at ₹1,003.30 crore, alongside a profitable Q4 performance. The board’s ₹0.50 interim dividend with a May 11, 2026 record date adds a clear shareholder action item. Further updates, if any, are expected through subsequent regulatory filings and periodic financial disclosures.