Manba Finance Q1 FY27: PAT up 36%, dividend ₹0.25

Results snapshot: profit rises on higher interest income

Manba Finance reported a 36% year-on-year rise in profit after tax (PAT) to ₹13.26 crore for the quarter ended June 30, 2026 (Q1FY27). The Mumbai-based NBFC said the performance was supported by a strong increase in interest income during the period. Revenue from operations came in at ₹92.61 crore in Q1FY27. While this was marginally lower than ₹93.41 crore in Q4FY26, it was sharply higher than ₹67.00 crore in Q1FY26. The company’s results also included an interim dividend announcement, which typically attracts close investor attention in the NBFC space.

Revenue trends: sequential dip, strong YoY expansion

Operational revenue in Q1FY27 stood at ₹92.61 crore, compared with ₹93.41 crore in the preceding quarter. The quarter-on-quarter move indicates a small softening after the March quarter. But on a year-on-year basis, the topline expanded meaningfully from ₹67.00 crore in Q1FY26. Within revenue, interest income remained the dominant contributor and rose to ₹85.12 crore from ₹63.04 crore in the year-ago period. Other operating income increased to ₹7.48 crore from ₹3.96 crore in Q1FY26. The mix shows that growth was not limited to core interest income alone.

Profitability: PAT and EPS improve compared to last year

Manba Finance’s PAT rose to ₹13.26 crore in Q1FY27 from ₹9.75 crore in Q1FY26. On a sequential basis, PAT was also higher than ₹11.13 crore reported in Q4FY26. Basic earnings per share (EPS) increased to ₹2.64 in Q1FY27, compared with ₹1.94 in Q1FY26 and ₹2.21 in Q4FY26. Profit before tax (PBT) was reported at ₹16.11 crore. This was slightly lower than ₹16.94 crore in the preceding quarter, indicating that tax and other line items helped PAT improve quarter-on-quarter even as PBT eased.

Cost line: finance costs and impairment move higher

Total expenses were reported at ₹76.50 crore, with the company describing them as stable. Within expenses, finance costs increased to ₹43.52 crore from ₹32.39 crore in Q1FY26. The rise in finance costs is a key line item for lenders and can shape net interest margins and profitability over time. Impairment on financial instruments was recorded at ₹7.91 crore in Q1FY27. This compares with ₹4.34 crore in the same quarter last year, making impairment one of the more noticeable year-on-year changes on the cost side.

Interim dividend: ₹0.25 per share, key dates

The Board declared a first interim dividend of ₹0.25 per equity share for FY2026-27 on July 27, 2026. The dividend applies to equity shares with a face value of ₹10 each. The record date to determine eligible shareholders has been fixed as August 7, 2026. Payment is scheduled on or before August 20, 2026. The data shared also showed a dividend yield figure of 0.55%.

Stock move: modest uptick on the day

Manba Finance’s share price was reported to have moved up 0.33% from the previous close of ₹136.61. The stock last traded price was noted at ₹137.05. Such moves are typically read alongside results and dividend declarations, especially for finance companies where earnings quality and cash generation are watched closely. The update did not include any guidance commentary from management beyond the reported dividend decision. Still, the combination of profit growth and a dividend can influence short-term market sentiment.

Key numbers table: Q1FY27 vs Q4FY26 vs Q1FY26

Dividend history: recent announcements listed in disclosures

The disclosures also carried a dividend history table covering FY2025 to FY2026 entries. A final dividend of ₹0.25 per share was listed with an announcement date of May 18, 2026. Another entry showed a second interim dividend of ₹0.25 per share with record and ex-dividend dates of February 6, 2026. An earlier first interim dividend of ₹0.50 per share was listed with record and ex-dividend dates of November 21, 2025. The presence of multiple dividend actions in prior periods provides context for the FY27 interim dividend announced on July 27, 2026.

Market impact: what investors may track from these results

The most direct market takeaway is that earnings grew faster than revenue on a year-on-year basis, with PAT up 36% while revenue from operations rose from ₹67.00 crore to ₹92.61 crore. The results also show higher finance costs and a higher impairment charge compared with the same quarter last year. For NBFCs, the interaction between funding costs, credit costs, and asset growth can drive earnings variability, so these two cost lines are likely to stay in focus. The interim dividend of ₹0.25 per share, along with clear record date and payment timelines, provides an additional event marker for shareholders. The stock’s reported move to ₹137.05, up 0.33% on the day, suggests a measured market reaction in the immediate window.

Valuation and company metrics cited alongside the update

Separately cited market data in the update included a market capitalisation of ₹651.76 crore as of June 18, 2026. The P/E ratio was listed at 14.37 and the P/B ratio at 1.77. Reported past returns included 13.79% over one week, 16.70% over one month, 11.77% over three months, and -9.00% over one year. These figures were presented as snapshots and can change with price movement. The disclosure also mentioned record disbursements of ₹746 crore in Q3 FY26, driven primarily by demand in the two-wheeler segment.

Conclusion: dividend dates and the next reference points

Manba Finance’s Q1FY27 results showed a strong year-on-year rise in profit, supported by higher interest income and higher other operating income. At the same time, finance costs and impairment charges increased versus the year-ago quarter, which adds important context to profitability. The company’s first interim dividend for FY27 is set at ₹0.25 per share, with August 7, 2026 as the record date and payment due on or before August 20, 2026. For investors, the immediate reference points are the dividend timeline, how costs track in subsequent quarters, and any further corporate disclosures linked to quarterly performance.