Muthoot Capital Q1 FY27: Retail-led shift, ARC clean-up and a cheaper liability mix
Frequently Asked Questions
The investor presentation reported total portfolio (AUM) of INR3,379 crore, including off-book DA of INR81.58 crore.
MCSL retail portfolio was INR2,851 crore and represented 84% of AUM, as per the investor presentation.
Overall GNPA was reported at 3.94% and NNPA at 2.36% in Jun-26, versus GNPA 5.76% and NNPA 2.70% in Jun-25.
Co-lending portfolio was INR499 crore (15% of AUM). Partners listed were Greaves Finance, Wheels EMI, CreditWise Capital, and Manba Finance.
The presentation showed overall borrowing rates of 10.74% in Q1-26 versus 10.31% in Q1-27, and bank loan cost of 10.73% versus 9.88%.
Yes. Management reiterated an AUM aspiration of INR10,000 crore by FY28-29 and stated the FY27 projection of about INR4,200 crore remains intact.
The investor presentation reported an LCR of 113%.
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