Shriram Finance Q1 FY27: Strong profit growth, rising AUM, and steadier asset quality ratios

Standalone net interest income was Rs 8,055.70 crore and standalone profit after tax was Rs 3,444.56 crore for the quarter ended June 30, 2026.

Total Assets under Management were Rs 3,13,798.39 crore as of June 30, 2026.

Gross Stage 3 was 4.64% and Net Stage 3 was 2.33% as of June 30, 2026, as disclosed in the investor update/Regulation 52(4) annexure.

Management said the earlier 18% growth guidance remains for now (subject to review after Q2 due to monsoon uncertainty) and guided medium-term NIM around 8.5%, while indicating near-term NIM should broadly hold for a couple of quarters.

The company disclosed Rs 39,617.98 crore raised; Rs 37,451.22 crore utilised by June 30, 2026, and unutilised proceeds invested in liquid mutual funds.

Liquidity Coverage Ratio was reported at 262.54% as of June 30, 2026, and management stated liquidity is maintained for about 6 months of liability repayment.

Management indicated a tentative plan to add around 150 branches during FY27.