REC Q1 FY27: Profit up, balance sheet steady, asset quality stays tight
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Frequently Asked Questions
Net profit was ₹4,149 crore vs ₹3,362 crore; total income ₹14,331 crore vs ₹14,406 crore; net interest income ₹5,212 crore vs ₹4,961 crore; loan book ₹5.90 lakh crore vs ₹5.84 lakh crore.
Net credit-impaired assets were 0.11% in Q1 FY27 (0.12% in Q4 FY26). The chart shows gross credit-impaired assets at 0.23% in Jun-26.
Capital adequacy ratio is stated at 23.06% with Tier I at 21.32% and Tier II at 1.74%.
Distribution 38%, conventional generation 25%, renewables 13%, transmission 8%, infra and logistics 10%, others 3%, and RBPF 3% (total loan assets ₹5,90,000 crore).
Outstanding borrowings total ₹5,07,555 crore, comprising domestic ₹3,65,434 crore and foreign currency ₹1,42,121 crore. The slide indicates bonds 55%, ECB 27%, bank/FI/NSSF loans 17%, others 1%.
Dividend payout history is shown from FY20 to FY26, reaching 185.50% in FY26. Interim dividend recommended for Q1 FY27 is ₹4.25 per share.
Renewable loan book is ₹78,596 crore as on 30.06.26 (13% of total loan book). Breakdown: solar 39%, wind 14%, hydro 14%, PSP 15%, hybrid 13%, e-mobility 2%, others 3%.
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