Shriram Finance Q1 FY26: AUM scales up as margins soften
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Frequently Asked Questions
The document covers unaudited results for the quarter ended June 30, 2025 (Q1 FY26), approved by the Board on July 25, 2025.
Standalone total income was Rs. 11,541.76 crores and standalone profit after tax was Rs. 2,155.73 crores for the quarter ended June 30, 2025.
Total AUM was Rs. 2,722,490.1 million (Rs. 2,72,249.01 crores) as of June 30, 2025, as per the investor update and press release.
As of Q1 FY26, key AUM categories include Commercial Vehicles (45.23%), Passenger Vehicles (20.80%), MSME (14.26%), Two Wheelers (5.82%), and Personal Loans (3.79%), among others.
Gross Stage 3 ratio was 4.53% and net Stage 3 ratio was 2.57% as of June 30, 2025, as shown in the Regulation 52(4) annexure and investor update.
The investor update states the liquidity coverage ratio was 268.74% as on June 30, 2025, and it also provides an asset-liability maturity table for various time buckets.
The company completed acquisition of 100% of Shriram Overseas Investments Limited effective May 09, 2025, and notes that Shriram Overseas approved sale of its entire 81.63% stake in Bharath Investment Pte. Ltd. within 6-12 months. The company also completed an equity share split from Rs. 10 face value to Rs. 2 face value with record date January 10, 2025.
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