Shriram Finance Q4 and FY26: Strong profits, AUM above Rs 3 trillion, and a new strategic shareholder

Total AUM was Rs 3,02,273.75 crore (Rs 3,022.7 billion), up 14.85% YoY.

Q4 FY26 PAT rose 40.86% YoY to Rs 3,013.57 crore; NII rose 15.58% YoY to Rs 6,994.08 crore.

Commercial Vehicles 46.87%, Passenger Vehicles 21.31%, MSME 13.64%, Two Wheelers 5.76%, Personal Loans 3.55%, Gold 2.19%, Farm Equipment 2.28%, Construction Equipment 4.40%.

Gross Stage 3 was 4.58% and Net Stage 3 was 2.33% at March 2026.

MUFG subscribed to 471,121,055 shares at Rs 840.93 per share for about Rs 39,617.98 crore, resulting in a 20.0% stake on a fully diluted basis.

Management said FY27 AUM growth was budgeted at about 18% and NIM budgeted around 8.5%, with a plan to revisit guidance after Q1 depending on conditions.