TFCI's 9MFY26 Performance: Strategic Growth and Pristine Asset Quality

TFCI's key business areas include Hospitality Financing, Non-Hospitality Wholesale Business (covering Real Estate, Manufacturing, Social Infra, Logistics & Other Sectors, and NBFC/ARC Sector), Fee Based Services, and New Business initiatives.

TFCI has shown significant improvement in asset quality in 9MFY26, with Gross NPLs reducing to 0.38% and Net NPLs becoming Nil. This is a notable improvement from previous periods.

As of 9MFY26, TFCI's Total CRAR stands at 58.13%, with Tier 1 CRAR at 56.90%, indicating a strong capital base.

The loan portfolio is primarily distributed across Hotels (54%), Real Estate (16%), Manufacturing (11%), Infra / Social Infra (6%), LAS (5%), NBFC (4%), and ARC & Other Financial Co. (4%).

TFCI is evaluating opportunities for inorganic growth through acquisitions in financial services and has in-principle approved acting as a co-sponsor and investor for an Alternative Investment Fund (Category II) focused on Hospitality and Real Estate sectors.

For 9MFY26, TFCI reported a Profit After Tax (PAT) of Rs. 91.44 crore, marking a 24% increase compared to 9MFY25.

Uttar Pradesh and Maharashtra hold the highest AUM for TFCI, with Rs. 519.76 crore and Rs. 506.02 crore respectively, as of 31.12.2025.