TFCI Q1 FY27: Profit doubles as credit costs stay contained

Tourism Finance Corporation of India Ltd. is an NBFC-ND-ML that provides financing solutions across tourism and hospitality, real estate, infrastructure and social infrastructure, manufacturing, and financial services, as described in the presentation.

For Q1 FY27, total income was 115.15 crore and profit after tax was 61.21 crore, as per the profit and loss table in the presentation.

Gross AUM (gross loans and project-related NCDs) was 2002.05 crore as of 30 June 2026, as per the portfolio summary.

The loan portfolio sectoral distribution is shown as Hotels 47%, Real Estate 24%, Manufacturing 12%, Infrastructure or Social Infra 7%, Infra or Social Infra 7%, NBFC 6%, and ARC and Other Financial Company 4%.

Gross NPL percentage was 0.41% at Jun-26, and net NPL percentage was 0% at Jun-26, according to the financial highlights.

NIM was 7.59%, ROAE was 18.33%, and ROAA was 10.11% in Q1 FY27, as shown in the quarterly highlights.

Capital adequacy ratio is shown as 57.13% total CRAR and 55.93% Tier 1 as of 30 June 2026.