Aadhar Housing Finance Q1 FY27: PAT +19%, revenue ₹9.93bn

Result headline and why it matters

Aadhar Housing Finance reported a higher consolidated profit and revenue for the first quarter of FY27, pointing to continued scale-up in its core housing finance franchise. For the quarter ended June 30, 2026, consolidated profit after tax (PAT) rose about 19% year-on-year to ₹2.8236 billion. Revenue from operations increased about 17.73% year-on-year to ₹9.9289 billion. The company said the numbers reflect sustained expansion in operational scale and resilience in the franchise. The update matters for investors tracking growth among housing finance companies (HFCs) as the broader housing credit market continues to expand.

Market snapshot: what the company reported

The company announced its unaudited financial results for the first quarter ended June 30, 2026. Consolidated PAT came in at ₹2.8236 billion, compared with ₹2.3728 billion in the same quarter last year. Consolidated revenue from operations was ₹9.9289 billion, up from ₹8.4338 billion in Q1 FY26. The company also disclosed standalone total income of ₹9.9708 billion for the quarter ended June 30, 2026. The filing positioned the quarter as a continuation of recent growth, with the key line items showing double-digit year-on-year expansion.

Key numbers at a glance (₹ billion)

All rupee figures below are normalised to ₹ billion (₹ bn) for easier comparison.

How Q1 compares with the previous quarter

The article also provided a “quick details” snapshot for Q4 FY26. It reported previous quarter revenue of ₹9.8460 billion and previous quarter PAT of ₹3.1090 billion. Separately, Q4 FY26 revenue was referenced as ₹9.11 billion and earnings as ₹3.11 billion, which is broadly consistent with the same quarter’s scale. While quarter-on-quarter comparisons are not the main focus of the Q1 filing, these numbers provide context on how earnings moved entering FY27. Investors typically track whether sequential profit holds up as disbursement cycles and costs fluctuate.

Additional quarterly financial line items (historical table)

A quarterly table in the provided text listed operating and income metrics (figures originally in ₹ crore, converted below to ₹ bn). It showed total revenue of ₹8.4338 bn for Jun 2025 (Q1 FY26), compared with ₹9.8105 bn for Mar 2026 (Q4 FY26). Net income in that same table was ₹2.3728 bn for Jun 2025 and ₹3.1092 bn for Mar 2026. Operating income was listed at ₹6.2913 bn (Jun 2025) and ₹7.3012 bn (Mar 2026). Operating expenses for the period were ₹2.1425 bn (Jun 2025) and ₹2.5093 bn (Mar 2026). These disclosures help readers understand expense and operating income movement alongside the headline profit and revenue.

Board meeting and reporting timeline

Aadhar Housing Finance scheduled a board meeting for July 31, 2026 to consider and approve the audited financial results for the quarter ended June 30, 2026. This sits alongside the unaudited Q1 update cited in the market snapshot. The text also noted that Q1 FY27 results are typically declared in July or August, and advised investors to track exchange portals for the confirmed timing. Such calendar clarity is important because market pricing often reacts sharply around formal board approvals and filings. The company’s BSE and NSE identifiers were listed as BSE: 544176 and NSE: AADHARHFC.

Guidance and growth targets referenced in the update

The provided material cited a management framework of 20-22% AUM growth entering the new fiscal year. It also referenced a stated goal of around 20% AUM growth and around 20% PAT growth, along with disbursement growth guidance of about 17-18% annually. Another longer-term target mentioned was growing AUM from ₹300 billion to ₹500 billion within three years (figures originally stated as ₹30,000 crore to ₹50,000 crore). These are directional targets mentioned in the text and serve as benchmarks market participants may compare against quarterly execution. The material also highlighted that the HFC channel continues to gain share within the broader housing credit market, which was cited as having grown 10.9% year-on-year as of May 2026.

Estimates and “result preview” range mentioned

The text included an expectations range for Q1 FY27 revenue of ₹9.59 bn to ₹10.80 bn (originally ₹959-1,080 crore). It also included a PAT estimate range of ₹2.47 bn to ₹3.15 bn (originally ₹247-315 crore), while stating that these were trailing-growth projections and subject to change. Against that range, the reported consolidated revenue from operations of ₹9.9289 bn lands within the stated band. The reported PAT of ₹2.8236 bn also sits within the cited estimate range. Readers should separate these preview ranges from the company’s own reported numbers, but they still provide context on whether the quarter was broadly in line with market expectations presented in the text.

Stock and valuation snapshot provided

Multiple market snapshots appeared in the input text. One set of quick details listed a market cap of ₹216.4819 bn and a current market price (CMP) of ₹495. Another section listed “Price ₹465” and market cap “₹20.2K Cr”, which implies roughly ₹202 bn, along with a P/E ratio around 18.3 (also stated as 18.2 in another line). The text also showed a one-day move of -2.82% at 455.50 and another quote showing 490.75 (-0.77%). Because these figures were presented as snapshots at different times, they should be read as point-in-time indicators rather than a single closing reference. Still, they indicate the stock was trading around the mid-400s to high-400s/low-490s range during the referenced period.

Company information and investor touchpoints

The registered office address provided was 2nd Floor, No. 3, JVT Towers, 8th ‘A’ Main Road, Sampangi Rama Nagar, Bengaluru, Karnataka 560027. The telephone number listed was 080-41689900 and the email address was customercare@aadharhousing.com. The website was shown as https://aadharhousing.com. Registrar contact details were also included in the text, with an address at Tower No. 5, 3rd Floor, International Infotech Park, New Mumbai 400703, Maharashtra, and email investors@3i-infotech.com. These details matter for shareholders who need official channels for service requests, filings, and investor communication.

Market impact and what to watch next

The Q1 FY27 print shows that Aadhar Housing Finance has continued to grow profit and revenue on a year-on-year basis, with consolidated revenue from operations at ₹9.93 bn and PAT at ₹2.82 bn. The presence of explicit AUM growth and profitability guidance in the material sets measurable yardsticks for upcoming quarters. Investors will also track the July 31, 2026 board meeting outcome, since it is scheduled to consider and approve the audited results for the quarter ended June 30, 2026. Beyond company-specific execution, the broader housing credit market growth of 10.9% year-on-year (as of May 2026, per the text) provides an industry demand reference point. The next set of exchange filings around the board meeting will be the immediate catalyst for updated disclosures.