Welcome to Multibagg AI
Log in to access personalized features
Portfolio
Alerts
Ask Iris
Discovery
Timeline
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Bearish
2
Neutral
3
Bullish
9
Bearish
21
Neutral
3
Bullish
22
Bearish
19
Neutral
0
Bullish
13
Discovery themes featuring this stock
Aadhar Housing Finance Limited is one of India's leading low-income housing finance companies, focusing on economically weaker and low-to-middle income clients. They offer secured retail mortgage loans for residential and commercial properties.
The company witnessed a solid 20% growth in Assets Under Management (AUM) reaching ₹287,900 Mn in the nine months ending December 31, 2025, demonstrating robust business expansion and lending success in the sector.
Aadhar's profitability remains strong, with a 20% increase in Profit After Tax (PAT) during the 9M FY26 period, alongside maintaining a low Gross Non-Performing Assets (GNPA) ratio of 1.4%, showcasing effective risk management.
Aadhar has a diversified borrowing base and has been assigned an AA+ rating by CARE, reflecting a positive outlook and strong financial health, bolstered by well-balanced floating and fixed borrowing structures.
The company focuses on technology-driven customer service and risk management, leveraging a digital-first approach with advanced systems for customer onboarding, loan servicing, and collections to ensure operational excellence.
Finance
Housing Finance Company
21,642 Cr
Low Risk
19.8
18.6
0.9
2.9
563.00
425.05
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
551.55 | 29,643 Cr | 5.29 | 0.72 | 1.86 | 13.53 | 8.42 | 1.72 | ||
1077.20 | 27,569 Cr | 12.03 | 1.43 | 0.76 | 11.92 | 8.80 | 2.45 | ||
500.40 | 21,642 Cr | 19.75 | 2.88 | 0.00 | 14.53 | 10.52 | 4.00 | ||
164.90 | 18,666 Cr | -2.61 | 0.98 | 0.00 | -3.42 | 4.68 | -9.62 | ||
279.85 | 13,889 Cr | 14.73 | 2.75 | 1.62 | 18.64 | 14.34 | 7.23 | ||
1187.00 | 12,269 Cr | 22.70 | 2.82 | 0.44 | 12.40 | 10.03 | 3.56 | ||
1390.00 | 10,938 Cr | 22.29 | 2.90 | 0.00 | 13.00 | 8.96 | 2.97 | ||
| Median: 7 Co. | — | 551.55 | 18,666 Cr | 14.73 | 2.75 | 0.44 | 13.00 | 8.96 | 2.97 |
Upcoming Result Date: Jul 30, 2026
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
Aadhar Housing Finance Ltd (AADHARHFC) is currently trading at 500.40 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Aadhar Housing Finance Limited is one of India's leading low-income housing finance companies, focusing on economically weaker and low-to-middle income clients. They offer secured retail mortgage loans for residential and commercial properties. The company witnessed a solid 20% growth in Assets Under Management (AUM) reaching ₹287,900 Mn in the nine months ending December 31, 2025, demonstrating robust business expansion and lending success in the sector. Aadhar's profitability remains strong, with a 20% increase in Profit After Tax (PAT) during the 9M FY26 period, alongside maintaining a low Gross Non-Performing Assets (GNPA) ratio of 1.4%, showcasing effective risk management. Aadhar has a diversified borrowing base and has been assigned an AA+ rating by CARE, reflecting a positive outlook and strong financial health, bolstered by well-balanced floating and fixed borrowing structures. The company focuses on technology-driven customer service and risk management, leveraging a digital-first approach with advanced systems for customer onboarding, loan servicing, and collections to ensure operational excellence.
Over the past 52 weeks, Aadhar Housing Finance Ltd has traded between a low of ₹425.05 and a high of ₹563.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Aadhar Housing Finance Ltd has a market capitalization of approximately 21,641.63. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Aadhar Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 19.75 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 21,641.63 Cr, Aadhar Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Aadhar Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Aadhar Housing Finance Ltd is 19.75. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The dataset reports 25.49x overall subscription as of 5:00 pm on May 10, 2024, with other sections also citing 25.43x and 26.76x.
The company has set targets for 20% growth in AUM and 20% growth in profit for FY27, with disbursement growth guidance of 17% to 18%.
ICICI Securities has a Buy call on Aadhar Housing Finance with a target price of ₹625, with a recommended price shown as ₹499.90 in the provided data.
FY26 AUM was ₹30,571 crore (20% YoY), PAT was ₹1,108 crore (22% YoY), and disbursements were ₹9,556 crore (17% YoY).
Investor Presentation
Aadhar Housing Finance informed exchanges of analyst/investor group meetings on 2026-08-10 (Nirmal Bang, Trident BKC) and 2026-08-13 (EMKAY Confluence, Grand Hyatt). Presentation to be uploaded on 2026-07-31.
Investor Presentation
Aadhar Housing Finance Ltd intimes group analyst/investor meetings on Aug 10, 2026 (Nirmal Bang, Trident BKC) and Aug 13, 2026 (EMKAY, Grand Hyatt). Investor presentation to be uploaded on July 31, 2026.
