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Discovery themes featuring this stockPNB Housing Finance Ltd (PNBHOUSING) is currently trading at 784.35 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
PNB Housing Finance Limited is a housing finance company providing loans for housing and construction across India. With an expansive presence, it now operates 358 branches significantly in Tier 2 and Tier 3 cities, focusing on Emerging Markets and Affordable segments which form a substantial part of its loan portfolio. The company has recorded a strong growth in its retail loan book by 16% YoY, demonstrating effective market penetration, particularly in regions with rising demand for housing finance solutions. As part of an ongoing capacity expansion, the branch network has substantially grown, signaling strategic intent to capture a wider market share and increasing demand for housing finance services. PNB Housing Finance's cost of borrowing has improved alongside a stable NIM, attributed to effective financial strategies and a responsive adjustment to market trends and interest rate changes. Future growth prospects are tied to strategic initiatives in affordable housing and emerging markets, reinforced by collaborations with government-backed housing programs such as PMAY, which are expected to drive long-term sustainability.
Over the past 52 weeks, PNB Housing Finance Ltd has traded between a low of ₹748.25 and a high of ₹1,141.85. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
PNB Housing Finance Ltd has a market capitalization of approximately 20,370.47. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
PNB Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 9.34 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 20,370.47 Cr, PNB Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
PNB Housing Finance Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of PNB Housing Finance Ltd is 9.34. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The allocation of 5,000 crore per CER in Tier 2 and Tier 3 cities will drive urban development and housing demand in regions where PNB Housing is currently expanding its affordable and emerging market segments.
For Q2 FY26, PNB Housing Finance reported a 24% year-on-year increase in net profit to Rs 582 crore. Its Net Interest Income (NII) grew by 14.4% to Rs 765 crore, and its loan assets expanded by 14.8% to Rs 79,771 crore.
Bearish
4
Neutral
4
Bullish
6
Bearish
36
Neutral
4
Bullish
6
Bearish
32
Neutral
0
Bullish
0
Code of Conduct
PNB Housing Finance intimated stock exchanges under Reg.8(2) of SEBI (PIT) Regulations enclosing its updated 'Code of Practices and Procedures for Fair Disclosure of UPSI' (Version 7.0 dated Feb 27, 2026) and posted it on its website.
NCD Allotment
PNB Housing Finance allotted 30,500 listed, secured, rated, taxable, redeemable NCDs of Rs.1,00,000 each (aggregate Rs.305 crore) via NSE EBP on Feb 27, 2026; 7.59% coupon, 5-year tenor maturing Feb 27, 2031.
NCD Allotment
PNB Housing Finance allotted 30,500 listed, secured, rated, taxable, redeemable NCDs of Rs.100,000 each (Rs.305 crore) via private placement on NSE; 5-year tenor, 7.59% coupon, maturing Feb 27, 2031, secured by exclusive charge on book debts.
| Symbol | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
516.95 | 28,441 Cr | 5.18 | 0.74 | 1.94 | 14.34 | 8.64 | 1.72 | |
781.95 | 20,370 Cr | 9.34 | 1.13 | 0.64 | 11.96 | 9.14 | 2.55 | |
451.30 | 19,681 Cr | 19.41 | 2.85 | 0.00 | 14.33 | 10.42 | 4.11 | |
142.25 | 11,788 Cr | 8.99 | 0.53 | 1.41 | 5.67 | 9.51 | 1.80 | |
228.45 | 11,439 Cr | 12.86 | 2.46 | 1.97 | 18.11 | 14.31 | 7.39 | |
1070.30 | 11,198 Cr | 22.70 | 2.79 | 0.30 | 11.28 | 10.11 | 3.59 | |
811.65 | 10,807 Cr | 11.10 | 1.98 | 1.48 | 16.87 | 8.93 | 2.33 |
PNB Housing Finance Limited is a housing finance company providing loans for housing and construction across India. With an expansive presence, it now operates 358 branches significantly in Tier 2 and Tier 3 cities, focusing on Emerging Markets and Affordable segments which form a substantial part of its loan portfolio.
The company has recorded a strong growth in its retail loan book by 16% YoY, demonstrating effective market penetration, particularly in regions with rising demand for housing finance solutions.
As part of an ongoing capacity expansion, the branch network has substantially grown, signaling strategic intent to capture a wider market share and increasing demand for housing finance services.
PNB Housing Finance's cost of borrowing has improved alongside a stable NIM, attributed to effective financial strategies and a responsive adjustment to market trends and interest rate changes.
Future growth prospects are tied to strategic initiatives in affordable housing and emerging markets, reinforced by collaborations with government-backed housing programs such as PMAY, which are expected to drive long-term sustainability.
Finance
Finance - Housing - Large
20,370 Cr
High Risk
9.3
12.4
1.1
1.1
1,141.85
748.25
Sales CAGR
Profit CAGR
ROE
ROCE
