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Discovery themes featuring this stock
PNB Housing Finance Ltd (PNBHOUSING) is currently trading at 1,077.20 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
PNB Housing Finance Limited is a deposit-taking housing finance company promoted by Punjab National Bank that provides individual housing loans, non-housing loans, LAP, developer and corporate housing finance, with a pan‑India branch network focused on Affordable, Emerging Markets and Prime segments. FY26 momentum: retail loan assets grew 16% YoY to INR 86,946 crore, AUM reached INR 90,921 crore and retail disbursements hit a Q4 all‑time high of INR 9,020 crore, reflecting strong execution across segments and a notable rebound in Affordable disbursements and Emerging Markets growth. Asset quality milestone: GNPA improved to 0.93% and NNPA to 0.57% as of 31‑Mar‑26, supported by focused collections, legal resolutions and recoveries from the written‑off pool that produced negative credit costs and materially aided FY26 profitability. Profitability and capital: FY26 PAT rose 18% YoY to INR 2,291 crore with ROA of 2.66% and CRAR of 27.26% (Tier‑1 26.89%), enabling the Board to recommend a dividend of INR 8 per share while management targets further AUM scale in FY27. Technology & digitalisation drive: PNB Housing has deployed an in‑house onboarding platform (‘Infinity’), broad e‑sign/e‑stamp adoption, and multiple AI calling use‑cases with measurable engagement — a coordinated effort to reduce TAT, improve productivity and scale branch/D sanetwork efficiency.
Over the past 52 weeks, PNB Housing Finance Ltd has traded between a low of ₹730.00 and a high of ₹1,132.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
PNB Housing Finance Ltd has a market capitalization of approximately 28,070.75. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
PNB Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.25 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 28,070.75 Cr, PNB Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
PNB Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of PNB Housing Finance Ltd is 12.25. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The material lists PNB Housing Finance, Home First Finance, Aavas Financiers, Aptus Value Housing Finance and Can Fin Homes as Morgan Stanley’s preferred names in affordable housing finance.
Morgan Stanley has maintained an Overweight rating on PNB Housing Finance.
CARE Ratings upgraded PNB Housing Finance’s long-term instruments and bank facilities to ‘CARE AAA; Stable’ and reaffirmed short-term ratings at ‘CARE A1+’.
CCI approved General Atlantic Singapore HF Pte Ltd’s acquisition of 6.5% of PNB Housing Finance in a deal valued at about Rs 925.80 crore.
Bearish
1
Neutral
8
Bullish
5
Bearish
11
Neutral
8
Bullish
27
Bearish
10
Neutral
0
Bullish
22
PNB Housing Finance Limited is a deposit-taking housing finance company promoted by Punjab National Bank that provides individual housing loans, non-housing loans, LAP, developer and corporate housing finance, with a pan‑India branch network focused on Affordable, Emerging Markets and Prime segments.
FY26 momentum: retail loan assets grew 16% YoY to INR 86,946 crore, AUM reached INR 90,921 crore and retail disbursements hit a Q4 all‑time high of INR 9,020 crore, reflecting strong execution across segments and a notable rebound in Affordable disbursements and Emerging Markets growth.
Asset quality milestone: GNPA improved to 0.93% and NNPA to 0.57% as of 31‑Mar‑26, supported by focused collections, legal resolutions and recoveries from the written‑off pool that produced negative credit costs and materially aided FY26 profitability.
Profitability and capital: FY26 PAT rose 18% YoY to INR 2,291 crore with ROA of 2.66% and CRAR of 27.26% (Tier‑1 26.89%), enabling the Board to recommend a dividend of INR 8 per share while management targets further AUM scale in FY27.
Technology & digitalisation drive: PNB Housing has deployed an in‑house onboarding platform (‘Infinity’), broad e‑sign/e‑stamp adoption, and multiple AI calling use‑cases with measurable engagement — a coordinated effort to reduce TAT, improve productivity and scale branch/D sanetwork efficiency.
Finance
Housing Finance Company
28,071 Cr
High Risk
12.3
19.0
1.6
1.5
1,132.00
730.00
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
551.55 | 30,369 Cr | 5.42 | 0.73 | 1.81 | 13.53 | 8.42 | 1.72 | ||
1077.20 | 28,071 Cr | 12.25 | 1.46 | 0.74 | 11.92 | 8.80 | 2.45 | ||
500.40 | 21,941 Cr | 20.02 | 2.92 | 0.00 | 14.53 | 10.52 | 4.00 | ||
164.90 | 19,154 Cr | -2.68 | 1.01 | 0.00 | -3.42 | 4.68 | -9.62 | ||
279.85 | 13,977 Cr | 14.82 | 2.77 | 1.61 | 18.64 | 14.34 | 7.23 | ||
1187.00 | 12,366 Cr | 22.88 | 2.84 | 0.44 | 12.40 | 10.03 | 3.56 | ||
1390.00 | 11,023 Cr | 22.46 | 2.92 | 0.00 | 13.00 | 8.96 | 2.97 | ||
| Median: 7 Co. | — | 551.55 | 19,154 Cr | 14.82 | 2.77 | 0.44 | 13.00 | 8.96 | 2.97 |
Earnings Call/Transcript
PNB Housing Finance Ltd invites investors to its Q1 FY2026-27 earnings conference call on 2026-08-05 at 08:00 AM IST. Dial-in numbers and pre-registration link provided; presentation to be shared before the event.
Earnings Call/Transcript
PNB Housing Finance Ltd will host its Q1 FY2026-27 earnings call on 2026-08-05 at 08:00 AM IST after disclosure of unaudited standalone and consolidated results; dial-in and preregistration details provided.
Board Meeting
PNB Housing Finance Ltd: Board meeting scheduled on 2026-08-04 to consider and approve unaudited standalone and consolidated financial results for quarter ended 30 June 2026; trading window closed until 48 hours after results.
Board Meeting
PNB Housing Finance Ltd: Board meeting scheduled on August 04, 2026 to consider and approve unaudited standalone and consolidated financial results for quarter ended June 30, 2026. Trading window closed until 48 hours after results.
AGM/EGM Notice
PNB Housing Finance Ltd published a newspaper advertisement that the Notice and Annual Report for FY2025-26 were dispatched; 38th AGM scheduled on 2026-08-17 at 03:00 PM IST via VC/OAVM.
AGM/EGM Notice
PNB Housing Finance Ltd published newspaper ads that the Notice and Annual Report for FY2025-26 were dispatched. 38th AGM to be held on 2026-08-17 at 15:00 IST via VC/OAVM; notices sent on 2026-07-23.
