‌

Actions

Action Type

‌
‌

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

Ask AI

Overview

Detailed Summary

Home First Finance Company India Limited (HFFC) specializes in providing affordable housing finance solutions across India. The core business is to offer home loans primarily to first-time home buyers in low and middle-income segments.
For Q3 FY26, HFFC's Profit After Tax (PAT) grew by 44% year-over-year to ₹140 crores. The company achieved an all-time high disbursement of ₹1318 crores in the quarter.
The company saw a robust growth in its Assets Under Management (AUM), recording a 24.9% year-over-year increase to ₹14,925 crores.
With a significant focus on technology and digital solutions, HFFC executes 81% of loan approvals through the account aggregator framework, and over 80% of loans are e-agreements.
A highly diversified geographical presence with 165 branches and 368 touchpoints enhances HFFC's ability to cater to a substantial portion of the Indian affordable housing market.

Sector: Finance
Industry: Finance - Housing - Large
Market Cap: 12,282 Cr
Volatility: Low Risk
P/E Ratio: 24.8
Industry P/E: 13.1
PEG Ratio: 1.0
P/B Ratio: 3.1
52W High: 1,518.80
52W Low: 838.65

Sales CAGR

1Y: 33.08%
3Y: 36.95%
5Y: 30.86%
10Y: —

Profit CAGR

1Y: 24.97%
3Y: 27.10%
5Y: 36.87%
10Y: —

ROE

TTM: 11.28%
3Y: 14.18%
5Y: 12.77%
10Y: —

ROCE

TTM: 10.11%
3Y: 9.66%
5Y: 9.34%
10Y: —

Technicals

‌

Forecasts

Unlock Premium Features

Analyst Target, Price, EPS and Revenue Projections

Upgrade

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
AADHARHFC	469.50	20,226 Cr	19.54	2.93	0.00	14.33	10.42	4.11
APTUS	248.60	12,448 Cr	14.01	2.67	1.81	18.11	14.31	7.39
HOMEFIRST	1181.80	12,282 Cr	24.82	3.06	0.27	11.28	10.11	3.59
SAMMAANCAP	144.35	11,937 Cr	9.34	0.53	1.39	5.67	9.51	1.80
CANFINHOME	885.00	11,772 Cr	12.10	2.16	1.36	16.87	8.93	2.33
AAVAS	1286.25	10,186 Cr	20.77	2.70	0.00	13.00	8.96	2.97
INDIASHLTR	737.95	8,018 Cr	16.93	2.75	0.67	15.29	11.72	5.52

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

Ask AI

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	273	296	313	336	373	406	415	454	477	482
Expenses	62	65	58	68	75	81	84	94	99	102
Interest	117	130	146	157	176	193	190	200	203	194
Financing Profit	95	101	109	112	123	132	141	159	176	186
Financing Margin %	34.62	34.10	34.85	33.31	32.89	32.62	33.93	35.10	36.88	38.63
Other Income	4.65	4.70	4.99	4.91	1.32	1.50	1.53	1.65	1.73	1.43
Depreciation	2.85	3.01	3.23	3.46	3.62	4.12	4.33	4.39	4.54	4.88
Profit Before Tax	96	103	111	114	120	130	138	157	173	183
Tax %	22.95	23.28	24.63	22.68	23.37	24.98	24.08	24.03	23.89	23.32
Net Profit	74	79	83	88	92	97	105	119	132	140
EPS in Rs	6.93	7.35	7.80	8.26	8.64	9.19	9.92	11.40	12.49	13.34
Gross NPA %	1.70	1.70	1.70	2.90	1.70	0.00	0.00	0.00	0.00	0.00
Net NPA %	1.20	1.20	1.20	1.30	1.30	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	93	143	260	399	477	596	791	1,137	1,530	1,647
Expenses	26	41	75	111	127	146	187	245	307	333
Interest	54	67	127	194	220	216	304	500	715	759
Financing Profit	13	36	59	94	130	234	300	393	508	555
Financing Margin %	13.62	25.09	22.62	23.47	27.17	39.25	37.89	34.52	33.19	33.70
Other Income	1.56	3.37	11	21	12	0.03	4.61	19	9.26	6.00
Depreciation	0.52	0.90	4.58	7.24	7.62	7.52	9.07	12	16	16
Profit Before Tax	14	38	65	107	134	226	295	400	502	545
Tax %	279.25	292.06	333.73	386.35	395.40	562.96	441.10	424.39	419.67	24.13
Net Profit	8.77	25	46	80	100	186	228	306	382	413
EPS in Rs	—	—	—	—	11.55	17.56	21.30	28.54	36.01	47.15
Dividend Payout %	—	—	—	—	—	—	969.23	990.29	1,137.03	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2012	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	2.64	10	10	13	16	17	18	18	18	18
Reserves	24	298	323	510	918	1,363	1,556	1,800	2,104	2,503
Borrowings	5.30	554	870	1,926	2,494	3,054	3,467	4,813	7,302	9,551
Other Liabilities	1.33	128	170	33	53	76	76	108	110	140
Total Liabilities	34	990	1,372	2,482	3,480	4,510	5,117	6,739	9,534	12,212
Fixed Assets	0.24	2.62	5.09	17	21	17	20	26	30	46
CWIP	0.01	0.00	1.05	0.00	0.00	0.00	0.00	0.05	0.18	0.23
Investments	0.00	0.00	0.00	103	146	375	0.00	281	379	360
Other Assets	33	988	1,366	2,361	3,314	4,118	5,097	6,432	9,125	11,805
Total Assets	34	990	1,372	2,482	3,480	4,510	5,117	6,739	9,534	12,212

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-226	-438	-791	-823	-223	-807	-1,469	-1,908	-2,198
Cash from Investing Activity	-0.07	-4.75	-105	-108	-615	804	-267	-217	-0.21
Cash from Financing Activity	328	289	1,059	893	900	411	1,353	2,470	2,217
Net Cash Flow	102	-154	163	-38	62	408	-382	345	19

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Apr 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	30.21%	30.19%	23.60%	23.56%	23.45%	23.38%	14.31%	14.25%	12.47%	12.43%	12.39%	12.35%
FIIs	17.55%	17.02%	24.84%	25.09%	24.74%	25.52%	37.85%	35.96%	36.49%	37.19%	39.99%	40.82%
DIIs	10.00%	9.96%	11.72%	11.85%	11.96%	12.47%	18.34%	19.85%	21.24%	21.89%	28.83%	27.61%
Public	42.23%	42.83%	39.84%	39.50%	39.85%	38.62%	29.49%	29.93%	29.80%	28.49%	18.78%	19.22%
Total Shareholders	78,164	78,918	78,152	76,526	75,625	78,604	86,972	88,276	88,604	86,471	85,010	83,670

Market Transactions

Unlock Premium Features

Analyst Target, Price, EPS and Revenue Projections

Upgrade

Projection

Unlock Premium Features

Get In-depth insights on EPS and Revenue forecasts

Upgrade

Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q3 FY26

Investor Presentation

Q2 FY26

Investor Presentation

Q1 FY26

Investor Presentation

Q4 FY25

Available on Pro Plan

Unlock reports, presentations, and AI-powered insights.

Investor Presentation

Q3 FY25

Available on Pro Plan

Unlock reports, presentations, and AI-powered insights.

Investor Presentation

Q2 FY25

Available on Pro Plan

Unlock reports, presentations, and AI-powered insights.

Investor Presentation

Q1 FY25

Available on Pro Plan

Unlock reports, presentations, and AI-powered insights.

Investor Presentation

Q4 FY24

Showing 1 - 8 of 21

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Investor Meeting

4 days ago

Scheduled Analyst/Investor Meet Intimation

Home First Finance Company Limited has announced a meeting with analysts and institutional investors scheduled for February 17-18, 2026.

AI Mode

Ask AI

Frequently Asked Questions about Home First Finance Company India Ltd

Home First Finance Company India Ltd (HOMEFIRST) is currently trading at 1,181.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Home First Finance Company India Limited (HFFC) specializes in providing affordable housing finance solutions across India. The core business is to offer home loans primarily to first-time home buyers in low and middle-income segments. For Q3 FY26, HFFC's Profit After Tax (PAT) grew by 44% year-over-year to ₹140 crores. The company achieved an all-time high disbursement of ₹1318 crores in the quarter. The company saw a robust growth in its Assets Under Management (AUM), recording a 24.9% year-over-year increase to ₹14,925 crores. With a significant focus on technology and digital solutions, HFFC executes 81% of loan approvals through the account aggregator framework, and over 80% of loans are e-agreements. A highly diversified geographical presence with 165 branches and 368 touchpoints enhances HFFC's ability to cater to a substantial portion of the Indian affordable housing market.

Over the past 52 weeks, Home First Finance Company India Ltd has traded between a low of ₹838.65 and a high of ₹1,518.80. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Home First Finance Company India Ltd has a market capitalization of approximately 12,281.72. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Home First Finance Company India Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 24.82 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 12,281.72 Cr, Home First Finance Company India Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Home First Finance Company India Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Home First Finance Company India Ltd is 24.82. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The increased capex drives urban development and connectivity, creating new residential hubs in Tier 2 and Tier 3 cities where HomeFirst primarily operates, thus increasing the demand for affordable housing loans.

Home First Finance reported a 44% year-on-year increase in net profit to ₹140.2 crore and a 44% rise in Net Interest Income to ₹234.8 crore. Its Assets Under Management (AUM) grew by 24.9% to ₹14,925 crore.

Home First Finance Company India Ltd

Actions

AI Mode

Ask AI

Utility

Company

Overview

Financial Ratios

Technicals

Forecasts

Unlock Premium Features

Upgrade

Peers

Price Chart Comparison

Financial Statements

AI Powered Summary

Ask AI

Standalone Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

Standalone Balance Sheet (in ₹ Crores)

Standalone Cash Flows (in ₹ Crores)

Shareholdings

Shareholding History

Market Transactions

Unlock Premium Features

Upgrade

Projection

Unlock Premium Features

Upgrade

Documents

Actions

Announcements

Scheduled Analyst/Investor Meet Intimation

AI Mode

Ask AI

Frequently Asked Questions about Home First Finance Company India Ltd

What is Home First Finance Company India Ltd share price today?

What does Home First Finance Company India Ltd do?

What is the 52-week high and low of Home First Finance Company India Ltd?

What is the market capitalization of Home First Finance Company India Ltd?

Should I consider investing in Home First Finance Company India Ltd stock?

Is Home First Finance Company India Ltd a large-cap, mid-cap, or small-cap stock?

Which sector does Home First Finance Company India Ltd belong to and why does it matter?

What is the PE ratio of Home First Finance Company India Ltd?

How does the ₹12.2 lakh crore infrastructure allocation benefit HomeFirst?

What were the key highlights of Home First Finance's Q3 FY26 results?

Technicals

Stock Summary and Key Metrics

Investment Checklist

Investment Checklist

Peers

Price Chart Comparison

Forecasts

Unlock Premium Features

Upgrade

Shareholdings

Shareholding History

Market Transactions

Unlock Premium Features

Upgrade

Financial Statements

AI Powered Summary

Ask AI

Standalone Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

Standalone Balance Sheet (in ₹ Crores)

Standalone Cash Flows (in ₹ Crores)

Frequently Asked Questions about Home First Finance Company India Ltd

What is Home First Finance Company India Ltd share price today?

What does Home First Finance Company India Ltd do?

What is the 52-week high and low of Home First Finance Company India Ltd?

What is the market capitalization of Home First Finance Company India Ltd?

Should I consider investing in Home First Finance Company India Ltd stock?

Is Home First Finance Company India Ltd a large-cap, mid-cap, or small-cap stock?

Which sector does Home First Finance Company India Ltd belong to and why does it matter?

What is the PE ratio of Home First Finance Company India Ltd?

How does the ₹12.2 lakh crore infrastructure allocation benefit HomeFirst?

What were the key highlights of Home First Finance's Q3 FY26 results?

Oscillators

Neutral