AAVAS Financiers Ltd (AAVAS) is currently trading at 1,296.75 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Aavas Financiers Ltd. is a NHB-registered housing finance company focused on affordable housing and MSME loans, operating a branch-led model across 15 states with 404 branches, predominantly in Tier-3+ towns and an average ticket size around ₹1.0 million, serving mainly self-employed retail borrowers with emphasis on EWS/LIG segments. Financially, Aavas reported AUM of ₹222.04 billion (+15% YoY), 9MFY26 disbursements of ₹44.3 billion, PAT of ₹4,739 million (9M) and robust profitability metrics with NIM at 7.82% and ROE ~14.29%, supported by a strong capital base (net worth ~₹48.6 billion) and CRAR of 46.4%. Asset quality remains best-in-class with GNPA/NNPA at 1.19%/0.79% and 1+ DPD at 3.80%; lifetime write-offs remain negligible, and total ECL provisioning stands at ₹1.27 billion, reinforcing a credit-first strategy that the management emphasizes as core to sustainable scaling. Aavas has completed a major technology transformation (Salesforce LOS, Oracle FLEXCUBE LMS, Oracle Fusion ERP) with AI-enabled KYC and collections, yielding faster login-to-sanction TAT (~54% reduction) and digital-led business growth (~2.9x), which management cites as a core enabler for improving productivity and lowering opex-to-asset ratio. Liquidity and liabilities are diversified: borrowings ₹193 billion with 33+ lenders, long average tenor, AA/Positive ratings from CARE and AA/Stable from ICRA, and a documented liquidity buffer of ~₹44 billion, enabling confident near-term funding for the branch expansion and product growth initiatives.

Over the past 52 weeks, AAVAS Financiers Ltd has traded between a low of ₹1,050.25 and a high of ₹1,774.95. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

AAVAS Financiers Ltd has a market capitalization of approximately 10,159.19. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

AAVAS Financiers Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 20.70 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 10,159.19 Cr, AAVAS Financiers Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

AAVAS Financiers Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of AAVAS Financiers Ltd is 20.70. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The stock fell after reports alleged loan classification discrepancies tied to NHB refinance eligibility and pointed to an ongoing NHB inspection, alongside senior management changes.

The stock fell after reports alleged discrepancies in classifying certain loans and raised the possibility of NHB action on refinancing, alongside news of CFO and CRO resignations.

Aavas Financiers reported AUM of ₹22,204 crore as of December 2025, reflecting 15.4% year-on-year growth.

He steps down from the close of business hours on April 20, 2026, as per the company’s stock exchange filing.