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Upcoming Result Date: Nov 05, 2026
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Repco Home Finance Ltd (REPCOHOME) is currently trading at 331.10 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Repco Home Finance Limited is a Chennai‑headquartered housing finance company focused on individual home loans and home equity products for both salaried and non‑salaried borrowers across 11+ states and one union territory, operating through a branch and satellite network and registered with the National Housing Bank as an HFC. Q1 FY2027 operational snapshot shows sanctions of Rs.938 crore and disbursements of Rs.843 crore, with management guiding FY2027 disbursements of Rs.5,000 crore and AUM growth of 13–14%, and a near‑term quarterly disbursement target of Rs.1,200–1,250 crore backed by refreshed sourcing and branch expansion plans. Asset‑quality dynamics improved year‑on‑year: gross NPA reduced from Rs.485 crore (June 2025) to around Rs.425–427 crore (June 2026), while cumulative ECL provisions are Rs.352 crore and PCR on stage‑three assets is ~54%, and management targets incremental NPA reduction of about Rs.40 crore through intensified recoveries and bifurcated soft/chronic NPA handling. Profitability in Q1 showed resilience with net interest income rising to Rs.216 crore, NIM of 5.4% and a reported spread of ~3.4%; net profit was Rs.114 crore, ROE ~12.7% and ROA ~2.9%, while cost of funds sits around 8.3% with the company availing an NHB refinance sanction of Rs.600 crore to stabilize funding costs. Operational initiatives and structural changes include two‑phase IT transformation with mobile apps and API integrations, verticalization of sales and recovery functions, and plans to add 12–13 branches this year as management shifts to a more aggressive growth stance while signalling a willingness to sacrifice some spread to retain customers and reduce BT‑outs.
Over the past 52 weeks, Repco Home Finance Ltd has traded between a low of ₹294.80 and a high of ₹455.05. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Repco Home Finance Ltd has a market capitalization of approximately 2,052.64. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Repco Home Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.51 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 2,052.64 Cr, Repco Home Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Repco Home Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Repco Home Finance Ltd is 4.51. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Repco Home Finance has set September 22, 2026 as the record date for the FY26 final dividend and AGM eligibility.
Operating revenue was ₹435.51 crore for Jun 2025, as shown in the quarterly result table.
GNPA reduced to INR 405 crore (2.55%) as of March 31, 2026, from INR 473 crore (3.26%) a year earlier.
Repco Home Finance reported a standalone net profit of ₹129 crore for Q4 FY26, compared with ₹125 crore in Q4 FY25.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
328.10 | 2,053 Cr | 4.51 | 0.51 | 0.91 | 11.77 | 9.64 | 2.77 | ||
125.60 | 676 Cr | 4.29 | 0.32 | 3.58 | 7.35 | 7.53 | 1.39 | ||
100.95 | 159 Cr | 4.64 | 0.53 | 0.00 | 10.94 | 10.20 | 2.91 | ||
1.38 | 67 Cr | 2.77 | 0.00 | 0.00 | 7.65 | 25.35 | 1529.75 | ||
48.55 | 49 Cr | 12.42 | 0.00 | 0.00 | -3.34 | 17.45 | 24.72 | ||
29.49 | 42 Cr | 526.50 | 1.02 | 0.00 | 0.23 | 8.78 | 0.14 | ||
4.06 | 32 Cr | 4.83 | 0.22 | 2.46 | 5.59 | 11.56 | 1.20 | ||
| Median: 7 Co. | — | 48.55 | 67 Cr | 4.64 | 0.32 | 0.00 | 7.35 | 10.20 | 2.77 |
Repco Home Finance Limited is a Chennai‑headquartered housing finance company focused on individual home loans and home equity products for both salaried and non‑salaried borrowers across 11+ states and one union territory, operating through a branch and satellite network and registered with the National Housing Bank as an HFC.
Q1 FY2027 operational snapshot shows sanctions of Rs.938 crore and disbursements of Rs.843 crore, with management guiding FY2027 disbursements of Rs.5,000 crore and AUM growth of 13–14%, and a near‑term quarterly disbursement target of Rs.1,200–1,250 crore backed by refreshed sourcing and branch expansion plans.
Asset‑quality dynamics improved year‑on‑year: gross NPA reduced from Rs.485 crore (June 2025) to around Rs.425–427 crore (June 2026), while cumulative ECL provisions are Rs.352 crore and PCR on stage‑three assets is ~54%, and management targets incremental NPA reduction of about Rs.40 crore through intensified recoveries and bifurcated soft/chronic NPA handling.
Profitability in Q1 showed resilience with net interest income rising to Rs.216 crore, NIM of 5.4% and a reported spread of ~3.4%; net profit was Rs.114 crore, ROE ~12.7% and ROA ~2.9%, while cost of funds sits around 8.3% with the company availing an NHB refinance sanction of Rs.600 crore to stabilize funding costs.
Operational initiatives and structural changes include two‑phase IT transformation with mobile apps and API integrations, verticalization of sales and recovery functions, and plans to add 12–13 branches this year as management shifts to a more aggressive growth stance while signalling a willingness to sacrifice some spread to retain customers and reduce BT‑outs.
Finance
Housing Finance Company
2,071 Cr
Moderate Risk
4.6
15.9
1.3
0.5
455.05
294.80
Sales CAGR
Profit CAGR
ROE
ROCE
