Repco Home Finance Ltd (RHFL) is a housing finance company headquartered in Chennai, Tamil Nadu, incorporated in April 2000. The company provides home loans and home equity loans to both salaried and non-salaried individuals.

In Q2 FY26, RHFL achieved its highest-ever quarterly loan disbursement with Rs. 10,691 million, signaling strong growth momentum in its core operations.

The company's asset quality improved significantly, with a decline in the GNPA ratio from 3.96% in Q2 FY25 to 3.16% in Q2 FY26, showcasing effective risk management strategies.

RHFL's geographical footprint extends across 12 states and 1 union territory with 203 branches and 31 satellite centers, demonstrating its extensive reach in the housing finance market.

Management is proactively focusing on cost reduction, evidenced by a strategic push towards refinancing and diversifying borrowing sources, thereby aiming to lower the overall cost of funds.