Aptus Value Housing Finance India Ltd (APTUS) is currently trading at 179.35 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Aptus Value Housing Finance India Limited provides secured home loans, quasi-home loans, and small business loans primarily to self-employed, low- and middle-income borrowers in Tier-II, III, and IV locations. It operates through a distinct housing finance company and NBFC structure, combining branch distribution with centralized underwriting, digital onboarding, and in-house collections. Consolidated H1 FY27 AUM increased 20% year-on-year to ₹14,177 crore, while disbursements rose 27% to ₹2,206 crore. The company added 58 branches during the half-year, taking its network to 397 branches, indicating an aggressive expansion phase, particularly in Maharashtra and Odisha, while maintaining its established South Indian franchise. Growth is being accompanied by moderate asset-quality pressure: consolidated GNPA increased 13 basis points year-on-year to 1.68%, NNPA reached 1.27%, and collection efficiency declined to 98.35% in Q2 FY27. The NBFC subsidiary is more stressed, with GNPA at 2.17% and credit cost at 169 basis points. Profitability remains strong, with H1 FY27 consolidated PAT rising 19% to ₹528 crore and RoE reaching 20.1%. However, RoA declined to 7.7% as credit costs increased, operating expenses rose, and yield moderated. Funding remains diversified, with AA ratings, 69.2% HFC capital adequacy, and projected liquidity surplus of ₹1,984 crore through March 2027.

Over the past 52 weeks, Aptus Value Housing Finance India Ltd has traded between a low of ₹190.35 and a high of ₹308.85. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Aptus Value Housing Finance India Ltd has a market capitalization of approximately 10,334.63. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Aptus Value Housing Finance India Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.08 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 10,334.63 Cr, Aptus Value Housing Finance India Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Aptus Value Housing Finance India Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Aptus Value Housing Finance India Ltd is 10.08. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Aptus forecasts consolidated closing liquidity of Rs 1,984 crore in Q4 FY27, available for business up to March 2027. The forecast starts from Rs 1,759 crore of liquidity at 30 September 2026 and assumes a combined Rs 225 crore excess of inflows over outflows during Q3 and Q4 FY27.

Aptus says more than 90% of loans are approved within 72 hours. The presentation links this outcome to centralized underwriting and an integrated credit-evaluation platform, but does not disclose a median approval time.

Aptus reported consolidated AUM of Rs 14,177 crore in Q2 FY27. This was 20% higher than Rs 11,767 crore in Q2 FY26.

Aptus reported a 30+ DPD ratio of 7.08% in Q2 FY27, compared with 6.87% in Q1 FY27 and 6.34% in Q2 FY26. The presentation reports the ratio trend but does not state a specific reason for the increase.