LIC Housing Finance Ltd (LICHSGFIN) is currently trading at 530.75 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

LIC Housing Finance Limited is a housing finance company providing long-term loans for residential purchase and construction, alongside project finance and related lending products. Its operations are supported by LIC’s ownership, a nationwide distribution network, and 297 marketing offices serving salaried and self-employed borrowers across India. Q2 FY27 demonstrated improving profitability despite modest revenue growth: net profit increased 11% to ₹1,508.78 crore, while profit before tax rose 13%. The key earnings support came from sharply lower impairment-related charges, which more than offset pressure from declining yields, spreads, and net interest margins. The loan portfolio reached ₹3,26,173 crore, growing 5% year-on-year, with project finance expanding 12% and retail loans 4%. Project finance disbursements rose 49% year-on-year, although retail lending remains dominant at 97% of the outstanding portfolio and therefore continues to define overall risk and growth. Asset quality improved materially, with Stage 3 exposure-at-default declining to 2.05% from 2.51% a year earlier. Stage 3 provisions also fell, but the 49% Stage 3 provision coverage ratio and concentration of provisions in stressed assets remain important indicators for credit-cost monitoring. LIC Housing Finance retains strong capitalization and funding access, with total capital adequacy of 25.48% and borrowings diversified across non-convertible debentures, banks, NHB, deposits, and other instruments. However, lower yield on advances and a reduced spread indicate that margin recovery may depend on funding-cost stability and competitive pricing discipline.

Over the past 52 weeks, LIC Housing Finance Ltd has traded between a low of ₹459.05 and a high of ₹598.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

LIC Housing Finance Ltd has a market capitalization of approximately 28,603.28. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

LIC Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.85 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 28,603.28 Cr, LIC Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

LIC Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of LIC Housing Finance Ltd is 4.85. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

LIC HFL reported a 9.04% yield on advances and a 7.29% weighted average cost of funds in H1 FY27, producing a 1.75% spread. The yield fell 36 bps from H1 FY26, while funding cost fell 13 bps, reducing the spread from 1.98%.

LIC HFL reported that retail loans represented 97.0% of its Rs 3,26,173 crore outstanding portfolio at 30 September 2026. Retail loans totalled Rs 3,16,433 crore, while project loans totalled Rs 9,740 crore. The retail share was 97.2% a year earlier.

LIC HFL reported Stage 3 EAD of 2.05% at September 30, 2026. This was 46 basis points below the 2.51% reported at September 30, 2025. It was also below the 2.16% figure in LIC HFL’s 2026 five-year update.

LIC HFL reported net profit of Rs. 1,508.78 crore in Q2 FY27, compared with Rs. 1,353.87 crore in Q2 FY26. The impairment line moved to a Rs. 92.57 crore gain from a Rs. 71.99 crore charge in the earlier quarter. NII also increased to Rs. 2,087.86 crore from Rs. 2,037.37 crore.