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Finance
Finance - Housing - Large
28,568 Cr
High Risk
5.2
13.4
1.3
0.7
646.60
483.50
Sales CAGR
1Y
3.05%
3Y
12.09%
5Y
7.33%
10Y
9.50%
Profit CAGR
1Y
14.26%
3Y
33.39%
5Y
17.72%
10Y
14.07%
ROE
TTM
14.34%
3Y
13.78%
5Y
12.91%
10Y
14.93%
ROCE
TTM
8.64%
3Y
9.19%
5Y
8.85%
10Y
9.30%
LIC Housing Finance Ltd (LICHSGFIN) is currently trading at 519.35 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
LIC Housing Finance Limited is a leading Indian housing finance company engaged in lending for home purchases and residential construction. It also extends loans against property and project finance to developers. In Q3 FY26, the company reported a slight decline in profit after tax (PAT) compared to the previous year, despite a steady growth in its loan portfolio and disbursements. The company's strategic focus on individual home loans remains pronounced, constituting 85% of its portfolio with notable growth in the non-housing individual loan segment. LICHFL benefits from a robust distribution network within India, reinforced by its affiliation with the Life Insurance Corporation of India as its major shareholder. The company's asset quality has shown improvement, reflected in reducing Stage 3 EAD percentages over the past few years, indicating better credit management and resolution strategies.
Over the past 52 weeks, LIC Housing Finance Ltd has traded between a low of ₹483.50 and a high of ₹646.60. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
LIC Housing Finance Ltd has a market capitalization of approximately 28,567.52. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
LIC Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 5.21 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of LIC Housing Finance Ltd (LICHSGFIN) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 28,567.52 Cr, LIC Housing Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
LIC Housing Finance Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of LIC Housing Finance Ltd is 5.21. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
LIC Housing Finance Ltd pays dividends with a current dividend yield of 1.93%. Dividend-paying stocks may provide periodic income in addition to potential long-term capital appreciation.
Key risks associated with LIC Housing Finance Ltd include sector-specific challenges in the Finance industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.
Bearish
4
Neutral
7
Bullish
3
Bearish
21
Neutral
7
Bullish
18
Bearish
17
Neutral
0
Bullish
15
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Performance
STEADY PERFORMER
Valuation
REASONABLE
Growth
EXCEPTIONAL
Profitability
LOW MARGIN
Technicals
Bearish
Risk
HIGH RISK

Market Cap
₹ 28,568 Cr
P/E
5.21