Akme Fintrade Q1 FY26: PAT rises 27%, AUM ₹675 cr

What Akme Fintrade reported for Q1 FY26

Akme Fintrade (India) Ltd, a BSE and NSE-listed NBFC focused on vehicle and business loans in rural and semi-urban areas, reported higher profit for the quarter ended June 30, 2025 (Q1 FY26). In a press release dated August 13, 2025, the company said its Profit After Tax (PAT) for Q1 FY26 stood at ₹9.61 crore, compared with ₹7.55 crore in Q4 FY25. The update also highlighted a higher Assets Under Management (AUM) base and improvements in certain return metrics.

Alongside the quarterly performance, the broader news flow around the company has included board and senior-management changes. These updates matter for investors tracking execution in a lending business where growth, funding costs, and asset quality tend to move together.

AUM crosses ₹675 crore and disbursements shift quarter-on-quarter

The company said AUM stood at ₹675.05 crore as on June 30, 2025, compared with ₹618.61 crore as on March 31, 2025. Disbursements for Q1 FY26 were reported at ₹70.40 crore, compared with ₹108.38 crore in Q4 FY25. The company’s disclosures also carried asset quality metrics (GNPA and NNPA), along with a capital adequacy snapshot.

The press release also noted that “Income from Business Operations” for Q1 FY26 was ₹31.86 crore versus ₹29.03 crore in Q4 FY25. This is consistent with the quarterly table of results shared in the same context, where Total Revenue for the June 2025 quarter was shown at ₹31.92 crore.

Profit, returns and capital position

For Q1 FY26, Akme Fintrade reported Return on Equity (RoE) at 9.94% versus 8.07% in Q4 FY25. Return on Average Asset (RoAA) was reported at 5.46% versus 4.67% in Q4 FY25. The company’s capital adequacy ratio (including Tier II capital) as on June 30, 2025 was 57.70%, with Tier I capital at 56.58%.

These ratios and capital metrics are closely tracked for NBFCs because they influence growth capacity and resilience. While the company reported higher profit and a larger AUM base, the same disclosures also show credit cost and asset quality data, which are important for evaluating underwriting outcomes.

Key quarterly numbers disclosed (company table)

The company’s table for Q1 FY26 (quarter ended June 30, 2025) provided a set of comparable metrics versus Q1 FY25 and Q4 FY25.

Alternate quarterly snapshot: June 2025 vs March 2026 (QoQ)

A separate quarterly results snapshot for Akme Fintrade (India) Ltd (figures in ₹ crore except EPS) showed Total Revenue of ₹31.92 crore for the June 2025 quarter and ₹42.60 crore for the March 2026 quarter, along with Net Income of ₹9.61 crore and ₹12.27 crore, respectively. The same snapshot listed Operating Income of ₹23.44 crore (June 2025) and ₹29.72 crore (March 2026), and Diluted Normalized EPS of ₹0.27 and ₹0.32.

The table also listed Total Operating Expense at ₹8.48 crore (June 2025) versus ₹12.87 crore (March 2026), and Selling, General and Admin expenses at ₹3.31 crore versus ₹4.74 crore. Since the snapshot explicitly said the comparison is on a QoQ basis, investors should read it in the context of quarter-to-quarter movements rather than year-on-year trends.

Year-on-year performance also disclosed in ₹ crore terms

Akme Fintrade also reported earnings results for the first quarter ended June 30, 2025, stating revenue of ₹31.922 crore compared with ₹21.329 crore a year ago. Net income was reported at ₹9.614 crore compared with ₹8.61 crore a year ago. Basic earnings per share from continuing operations was ₹0.23 compared with ₹0.28 a year ago, and diluted EPS was ₹0.23 compared with ₹0.28.

These figures align with the company’s broader disclosures around business operations income for Q1 FY26 being around ₹31.86 crore.

Leadership changes: COO appointment and board appointment

In corporate updates, a press note reported that Shiv Prakash Shrimali was appointed as Chief Operating Officer (COO), effective immediately from July 29, 2024. Separately, Akme Fintrade Limited announced the appointment of Kamlesh Jain as an Additional Executive Director, effective May 6, 2026. The company said Jain brings over a decade of experience at Akme Fintrade (India) Ltd and leads the Commercial Vehicle lending division at the national level.

Such appointments are typically watched in NBFCs because growth and collection outcomes are execution-heavy, and leadership continuity can influence operating focus.

Stock and company reference points mentioned in the disclosures

The provided market data points included a stated current price of ₹9.90 for Akme Fintrade (India) Ltd and a market capitalization of ₹422.48. Another market snapshot showed an end-of-day quote of ₹9.770 on 2026-05-27, with a 5-day change of +10.77% and a 1st Jan change of +54.10%. A separate trading snapshot on 8/07/2026 showed an NSE reference with open at ₹10.04 and previous close at ₹9.81 (symbol: AFIL).

Registered office and registrar details (as disclosed)

Akme Fintrade’s registered office address was listed as AKME Business Centre (ABC), 4-5 Subcity Centre, Savina Circle, Opp. Krishi Upaz Mandi, Udaipur, Rajasthan 313002, with telephone number 0294-2489501 and email cs@akmefintrade.com. The website was listed as http://www.akmefintrade.com.

The registrar address in the provided text included “302, Kushal Bazar, 32-33, Nehru Place” in New Delhi 110019, Delhi, with telephone number 011-42425004 and another number shown as 011-47565852.

Why these numbers matter for investors tracking NBFCs

The Q1 FY26 update puts the spotlight on three linked operating levers: AUM expansion (₹675.05 crore), profitability (PAT ₹9.61 crore), and asset quality (GNPA 2.92%, NNPA 1.42%). At the same time, the quarter included credit cost disclosure (₹1.86 crore) and a high reported capital adequacy ratio of 57.70%, which can affect the pace at which the lender scales its book.

In the absence of guidance in the provided disclosures, the most concrete takeaways remain the reported AUM movement, disbursement trend, net interest income growth, and the quarter’s profit and asset quality metrics.

Conclusion

Akme Fintrade’s Q1 FY26 disclosures showed higher PAT and a larger AUM base, along with reported asset quality and capital adequacy ratios as on June 30, 2025. The company has also disclosed leadership changes, including the COO appointment in July 2024 and the Additional Executive Director appointment effective May 6, 2026. The next market-moving updates for investors are likely to be subsequent quarterly results and any further regulatory filings or board outcomes referenced in exchange announcements.