Akme Fintrade (India) Ltd

AFIL

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Market Cap

₹ 299 Cr

P/E

8.24

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Investment Checklist

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Performance

UNDER PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

HIGH MARGIN

Technicals

Bearish

Risk

HIGH RISK

Investment Checklist

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Price

PE Ratio

Price

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Overview

Detailed Summary

Akme Fintrade (India) Limited is a Non-Banking Finance Company (NBFC) focusing on providing retail financing services to lower and middle-income groups across rural and semi-urban India.

The company reported robust financial results for H1 FY26, including a 54.80% YoY increase in Assets Under Management to ₹767.46 Crores and a 135.35% rise in disbursement to ₹227.62 Crores.

In 2025, Akme Fintrade entered the electric vehicle financing market through a partnership with Kilpi Technology, highlighting its strategic focus on emerging sectors with growth potential.

The company secured a significant funding source through a ₹52 Crores capital raise in 2023 and has diversified its financial services by obtaining an IRDAI license for insurance sales.

Akme Fintrade boasts strategic focus on high-potential growth areas such as vehicle loans and gold loans, supported by a strong, experienced management team and a detailed expansion roadmap.

Sector

Finance

Industry

NBFC-Others

Market Cap

299 Cr

Volatility

High Risk

P/E Ratio

8.2

Industry P/E

34.5

PEG Ratio

0.1

P/B Ratio

0.7

52W High

10.70

52W Low

6.38

Sales CAGR

40.62%

14.92%

—

10Y

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Profit CAGR

79.33%

100.54%

—

10Y

—

ROE

TTM

8.99%

8.18%

8.05%

10Y

—

ROCE

TTM

11.97%

13.37%

14.92%

10Y

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Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SAHLIBHFI	99.95	309 Cr	16.71	1.89	0.10	11.33	13.59	8.92
SHRIYAMSEC	36.00	307 Cr	—	0.42	0.00	-10.57	-8.85	-8.29
AFIL	7.00	299 Cr	8.24	0.74	0.00	8.99	11.97	4.55
NDGL	2947.50	295 Cr	10.25	0.23	0.08	2.37	4.09	2.50
VAARAD	11.00	275 Cr	—	12.42	0.00	-0.79	-0.67	-0.60
STARTECK	274.95	272 Cr	16.18	1.07	0.09	6.27	7.27	2.76
SERA	40.74	267 Cr	—	0.66	0.00	-0.56	-0.34	-0.47

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	16	17	20	20	21	24	28	29	32	35
Expenses	5.81	5.44	6.02	3.70	3.91	6.24	7.28	6.14	8.31	7.56
Interest	6.42	6.62	7.60	7.64	8.20	7.57	8.78	11	11	13
Financing Profit	4.19	5.05	6.26	8.71	9.22	10	12	12	12	14
Financing Margin %	25.52	29.51	31.49	43.44	43.23	42.51	42.79	40.86	38.47	40.76
Other Income	0.00	0.00	0.04	0.00	0.00	0.00	0.02	0.00	0.00	0.00
Depreciation	0.12	0.14	0.12	0.12	0.11	0.12	0.15	0.16	0.17	0.18
Profit Before Tax	4.07	4.91	6.18	8.59	9.11	10	12	12	12	14
Tax %	26.04	26.07	9.39	26.89	5.49	19.31	24.83	36.10	20.56	28.49
Net Profit	3.01	3.63	5.60	6.28	8.61	8.14	8.93	7.55	9.61	10
EPS in Rs	0.08	—	—	—	0.27	0.18	0.20	0.18	2.25	0.24
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	86	68	70	73	102	113
Expenses	19	24	22	21	24	28
Interest	48	35	28	28	36	39
Financing Profit	19	8.22	19	24	43	46
Financing Margin %	22.33	12.18	27.76	32.38	42.12	41.01
Other Income	0.62	0.06	0.05	0.69	0.27	NaN
Depreciation	0.65	0.69	0.58	0.51	0.54	0.60
Profit Before Tax	19	7.59	19	24	43	46
Tax %	661.66	218.81	441.57	454.48	444.22	25.41
Net Profit	16	4.12	15	19	33	34
EPS in Rs	—	—	5.77	5.27	0.84	2.88
Dividend Payout %	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	22	22	32	32	43
Reserves	108	115	173	192	340
Borrowings	318	230	178	205	282
Other Liabilities	7.31	7.11	7.96	8.03	11
Total Liabilities	455	374	390	436	675
Fixed Assets	6.95	6.27	19	18	19
CWIP	0.00	0.00	0.00	0.00	0.00
Investments	0.20	0.20	0.20	0.20	1.33
Other Assets	448	368	371	418	655
Total Assets	455	374	390	436	675

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	85	63	24	-45	-177
Cash from Investing Activity	2.63	1.60	-15	2.01	-35
Cash from Financing Activity	-84	-75	-2.02	45	222
Net Cash Flow	3.60	-9.86	6.63	1.33	9.96

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Jun 2023	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	56.01%	41.57%	41.57%	41.57%	41.24%	41.24%	41.20%
FIIs	0.00%	5.76%	3.49%	1.08%	0.77%	0.74%	0.57%
DIIs	43.99%	3.16%	3.11%	3.11%	2.99%	2.86%	2.81%
Public	0.00%	49.51%	51.84%	54.25%	55.00%	55.15%	55.42%
Total Shareholders	702	27,044	21,234	21,788	23,704	30,594	40,981

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Sep 16, 2025	Manju devi jain	Insider - Promoter	Acquisition	7.63	0.82 Cr	10,80,000	0.25
Sep 10, 2025	Subhash phootarmal rathod	Bulk	Buy	7.59	1.83 Cr	24,10,859	0.56
Sep 10, 2025	Indian infotech and software ...	Bulk	Buy	7.40	2.65 Cr	35,77,877	0.83
Jun 09, 2025	Jenisha jain	Insider - Promoter Group	Disposal	8.48	1.34 Cr	15,85,000	0.37
Jun 09, 2025	Dipesh jain	Insider - Promoter	Acquisition	8.48	1.34 Cr	15,85,000	0.37
Jun 07, 2025	Akme build estate limited	Insider - Promoter Group	Disposal	8.00	0.68 Cr	8,45,000	0.2
Jun 07, 2025	Dipesh jain	Insider - Promoter	Acquisition	8.00	0.68 Cr	8,45,000	0.19
May 29, 2025	Manju devi jain	Insider - Promoter Group	Acquisition	8.10	2.29 Cr	28,30,000	0.66
May 29, 2025	Akme build estate limited	Insider - Promoter Group	Disposal	8.10	2.29 Cr	28,30,000	0.66
May 26, 2025	Akme build estate limited	Insider - Promoter Group	Disposal	7.33	5.13 Cr	70,00,000	1.63

Projection

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

Fund Raising

2 days ago

Akme Fintrade Announces Fund Raising via Debentures

Akme Fintrade (India) Limited is set to issue Non-Convertible Debentures up to INR 200 Crores through private placement, as approved by its Board of Directors.

Change in Directors

2 days ago

Change in Management Announced

Akme Fintrade (India) Limited appoints Mr. Jinit Jain as Executive Director effective December 13, 2025, and approves issuance of non-convertible debentures up to INR 200 Crores.

Change in Directors

2 days ago

Change in Directorate at Akme Fintrade

Akme Fintrade (India) Limited has appointed Mr. Jinit Jain as an additional Executive Director effective December 13, 2025.

Corporate Action

2 days ago

Issuance of Non-Convertible Debentures by Akme Fintrade

Akme Fintrade (India) Limited has announced the issuance of up to INR 200 Crores of Non-Convertible Debentures on a private placement basis.

Board Meeting Outcome

2 days ago

Board Meeting Outcome - Issuance of NCDs and Director Appointment

Akme Fintrade (India) Limited's Board approved the issuance of non-convertible debentures up to INR 200 Crores and the appointment of Mr. Jinit Jain as director.

Corporate Action

3 days ago

Loan Sanction Announcement

Company has received a term loan sanction of Rs. 5 crores from MAS Financial Services Limited.

Showing 1 - 6 of 7

Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q2 FY26

Investor Presentation

Q4 FY25

Investor Presentation

Q3 FY25

Investor Presentation

Q2 FY25

Investor Presentation

Q1 FY25

Investor Presentation

Q1 FY25

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Overview

Detailed Summary

Akme Fintrade (India) Limited is a Non-Banking Finance Company (NBFC) focusing on providing retail financing services to lower and middle-income groups across rural and semi-urban India.

The company reported robust financial results for H1 FY26, including a 54.80% YoY increase in Assets Under Management to ₹767.46 Crores and a 135.35% rise in disbursement to ₹227.62 Crores.

In 2025, Akme Fintrade entered the electric vehicle financing market through a partnership with Kilpi Technology, highlighting its strategic focus on emerging sectors with growth potential.

The company secured a significant funding source through a ₹52 Crores capital raise in 2023 and has diversified its financial services by obtaining an IRDAI license for insurance sales.

Akme Fintrade boasts strategic focus on high-potential growth areas such as vehicle loans and gold loans, supported by a strong, experienced management team and a detailed expansion roadmap.

Sector

Finance

Industry

NBFC-Others

Market Cap

299 Cr

Volatility

High Risk

P/E Ratio

8.2

Industry P/E

34.5

PEG Ratio

0.1

P/B Ratio

0.7

52W High

10.70

52W Low

6.38

Sales CAGR

40.62%

14.92%

—

10Y

—

Profit CAGR

79.33%

100.54%

—

10Y

—

ROE

TTM

8.99%

8.18%

8.05%

10Y

—

ROCE

TTM

11.97%

13.37%

14.92%

10Y

—