Akme Fintrade Q3 FY26: Revenue up 41%, PAT 16%

Key takeaway from the latest results

Akme Fintrade (India) Limited, an RBI-registered NBFC, reported stronger operating performance in the quarter ended December 2025, supported by higher revenue and higher profit. The company’s standalone net profit rose 16.35% year-on-year to ₹10.39 crore for the December 2025 quarter. Over the same period, sales rose 41.86% to ₹38.23 crore, as per the published update on quarterly performance. Another quarterly dataset shows operating revenue at ₹39.7 crore for the December 2025 quarter.

The company also reported a strong first half (H1) of FY26, with management updates citing profit growth and expansion in the loan book. Separately, Akme Fintrade reported that assets under management (AUM) increased sharply year-on-year. For investors tracking smaller listed NBFCs, these updates matter because growth often comes with funding and credit-cost trade-offs, which are visible in interest cost and provisions.

December 2025 quarter: revenue and profit snapshot

For the December 2025 quarter, the operating revenue reported in the quarterly table was ₹39.7 crore, up from ₹28.1 crore in December 2024. Profit before tax for the quarter was ₹14.15 crore, compared with ₹11.88 crore in the December 2024 quarter. Tax outgo for the quarter was ₹3.76 crore, and the reported net profit stood at ₹10.39 crore. Adjusted EPS for the quarter was ₹0.24.

The company’s cost structure in the same quarterly table shows interest expended at ₹15.91 crore in December 2025, rising from ₹8.78 crore in December 2024. Operating expenses were ₹9.22 crore in December 2025 versus ₹7.29 crore a year ago. Depreciation for the quarter was ₹0.42 crore.

Sequential trend across the last five quarters

Akme Fintrade’s quarterly series shows steady increases in operating revenue from ₹28.1 crore (Dec 2024) to ₹29.27 crore (Mar 2025), ₹31.92 crore (Jun 2025), ₹34.89 crore (Sep 2025), and ₹39.7 crore (Dec 2025). Net profit in the same sequence was ₹8.93 crore, ₹7.55 crore, ₹9.61 crore, ₹10.04 crore, and ₹10.39 crore.

In another performance summary linked to the same earnings cycle (Q3 FY25-26, dated 6 February 2026), revenue was shown at ₹39 crore with QoQ growth of 13.79% and YoY growth of 41.40%. Net profit was shown at ₹10 crore with QoQ growth of 3.49% and YoY growth of 16.35%. The same summary listed gross profit at ₹30 crore with QoQ growth of 10.76% and YoY growth of 45.71%.

H1 FY26 update: profit growth and AUM expansion

For the half year ended September 30, 2025 (H1 FY26), Akme Fintrade reported net profit of ₹19.65 crore, up 17.32% from ₹16.75 crore in the same period last year. The company attributed the profit growth to higher disbursements and growth in net interest income.

In a separate update on H1 FY26 performance, Akme Fintrade said AUM reached ₹767.46 crore, a 54.80% year-on-year increase. Together, these disclosures position H1 FY26 as a period of sharp balance sheet expansion, alongside a measurable rise in earnings.

Full-year financial track record (FY21 to FY25)

The company’s profit and loss table shows operating income of ₹102.45 crore in FY25 (year ended March 2025), compared with ₹72.82 crore in FY24. Profit after tax rose to ₹33.23 crore in FY25 from ₹18.53 crore in FY24. Profit before tax was ₹42.89 crore in FY25, up from ₹23.76 crore in FY24.

Interest cost in FY25 was ₹35.73 crore, versus ₹28.28 crore in FY24. Total provisions declined to ₹4.25 crore in FY25 from ₹6.83 crore in FY24, based on the same table. Adjusted EPS was ₹0.78 in FY25, up from ₹0.59 in FY24.

Funding and cost line: what the interest numbers show

Across the latest quarterly sequence, interest expended moved higher as revenue expanded, rising from ₹8.78 crore (Dec 2024) to ₹15.91 crore (Dec 2025). This is also consistent with the annual interest figure rising to ₹35.73 crore in FY25 from ₹28.28 crore in FY24. For NBFCs, this line item is central because it reflects funding costs and balance sheet scaling.

Operating expenses also moved up in the quarterly table, but not in a straight line, indicating that cost growth did not mechanically follow revenue each quarter. Provisions were shown as zero in the five-quarter table provided, while the annual P&L shows total provisions of ₹4.25 crore in FY25.

Stock and key metrics shown alongside the results

Market data shown with the company’s profile indicated a price of ₹8.99, down 3.12% on the day, and market capitalisation of ₹383.65 crore. The PE ratio shown was 10.55, and the industry classification was Financial Services.

The same snapshot listed promoter holding at 39.53%, EPS (TTM) at ₹0.88, ROE at 11.14%, and a 1-year price performance of +28.43%.

Corporate disclosures: disbursement and net worth figures

In the company’s lending operations disclosure, Akme Fintrade reported loan disbursement of ₹253.7799 crore for FY25, compared with ₹97.05 crore in the previous year. The company also disclosed net owned funds (NOF) or net worth of ₹37,827.08 crore as on March 31, 2025, compared with ₹219.6811 crore during the previous year, as stated in the same excerpt.

The company further stated that the annual return for the financial year ended March 31, 2025 is available on its website.

Key numbers table

Why the update matters for NBFC watchers

The latest run-rate shows a combination of rising revenue and rising interest cost, which is typical for an expanding NBFC. The December 2025 quarter shows higher operating revenue and higher net profit compared with the year-ago quarter, while the H1 FY26 disclosures point to strong AUM growth and higher profit.

At the same time, the reported interest expended line in the quarterly table increased sharply year-on-year, which puts more focus on how incremental disbursements are being funded. Investors also track whether such expansion is accompanied by stable credit costs, and the annual P&L provision line (₹4.25 crore in FY25) provides one reference point from the provided data.

Conclusion

Akme Fintrade’s December 2025 quarter showed year-on-year growth in both revenue and profit, while H1 FY26 disclosures highlighted a 54.80% rise in AUM to ₹767.46 crore and a 17.32% increase in half-year profit to ₹19.65 crore. The next key reference point listed alongside the company’s performance data is the earnings date shown as 6 February 2026 for Q3 FY25-26.