Bank of India FY26 results: growth with cleaner asset quality

FY26 net profit was INR 10,527 Crore and Q4FY26 net profit was INR 3,016 Crore, as stated in the presentation and press release.

Gross NPA ratio improved to 1.98% from 3.27% YoY and Net NPA ratio improved to 0.56% from 0.82% YoY, as per the presentation.

Global deposits were INR 9,27,271 Crore and global advances were INR 7,71,391 Crore as of 31.03.2026, as per the presentation.

Management guided for global advances growth around 15-16% and global deposit growth around 13-14% for FY27.

The Board recommended a dividend of INR 4.65 per equity share (46.50%) for FY2025-26, subject to shareholder approval, as per the board outcome announcement.

UPI users reached 271 lakh, alternate delivery channel transaction volume was 7.6 billion in FY26, and the digital lending platform reported sanction value of INR 1.28 lakh Crore in FY26, as per the presentation.