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Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
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Bearish
3
Neutral
6
Bullish
5
Bearish
33
Neutral
6
Bullish
7
Bearish
30
Neutral
0
Bullish
2
Discovery themes featuring this stock
Bank of India is a state-owned commercial bank with headquarters in Mumbai, offering a comprehensive range of banking products and services to both corporate and retail customers.
In Q3 FY2026, the Bank witnessed a global business growth of 12.54% year-over-year, driven by a notable increase in both deposits and advances.
The management highlighted significant strides in digital transformation, with initiatives such as the BOI Omni NEO platform, which integrates UMANG and UPI Mapper, broadening digital service offerings.
The Bank has achieved tangible improvements in asset quality, with a significant reduction in Gross NPA and Net NPA ratios, reflecting better risk management and recovery strategies.
Looking forward, Bank of India is optimistic about maintaining growth in RAM (Retail, Agriculture, MSME) segments, which constitute a substantial portion of its portfolio, aiming for stronger profitability and efficiency.
Banks
Public Sector Bank
63,396 Cr
High Risk
6.5
12.4
—
0.8
178.45
101.10
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Bank of India (BANKINDIA) is currently trading at 139.25 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Bank of India is a state-owned commercial bank with headquarters in Mumbai, offering a comprehensive range of banking products and services to both corporate and retail customers. In Q3 FY2026, the Bank witnessed a global business growth of 12.54% year-over-year, driven by a notable increase in both deposits and advances. The management highlighted significant strides in digital transformation, with initiatives such as the BOI Omni NEO platform, which integrates UMANG and UPI Mapper, broadening digital service offerings. The Bank has achieved tangible improvements in asset quality, with a significant reduction in Gross NPA and Net NPA ratios, reflecting better risk management and recovery strategies. Looking forward, Bank of India is optimistic about maintaining growth in RAM (Retail, Agriculture, MSME) segments, which constitute a substantial portion of its portfolio, aiming for stronger profitability and efficiency.
Over the past 52 weeks, Bank of India has traded between a low of ₹101.10 and a high of ₹178.45. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Bank of India has a market capitalization of approximately 63,395.90. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Bank of India’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.45 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 63,395.90 Cr, Bank of India is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Bank of India operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Bank of India is 6.45. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The Reserve Bank of India has capped banks' net open positions in the onshore rupee forex market at $100 million per day, with compliance required by April 10, 2026.
The Finance Minister announced the formation of a high-level committee to conduct a comprehensive review of the Indian banking sector to align it with India's next phase of economic growth.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
127.05 | 1,15,243 Cr | 6.27 | 1.04 | 3.15 | 15.20 | 6.19 | 0.98 | ||
139.25 | 63,396 Cr | 6.45 | 0.81 | 2.91 | 11.21 | 5.61 | 0.86 | ||
32.80 | 63,104 Cr | 12.86 | 1.95 | 0.00 | 13.33 | 5.63 | 1.06 | ||
63.97 | 49,203 Cr | 7.60 | 1.56 | 2.34 | 19.46 | 5.65 | 1.65 | ||
33.32 | 30,159 Cr | 6.11 | 0.85 | 0.56 | 12.12 | 5.19 | 0.90 | ||
23.90 | 29,970 Cr | 12.01 | 1.08 | 1.63 | 7.92 | 5.32 | 0.67 | ||
22.40 | 15,830 Cr | 12.95 | 1.23 | 0.31 | 8.71 | 5.70 | 0.67 | ||
| Median: 7 Co. | — | 33.32 | 49,203 Cr | 7.60 | 1.08 | 1.63 | 12.12 | 5.63 | 0.90 |
Financial Results
Bank of India reported provisional Q4/year‑ended 31 Mar 2026 results: total business ₹16,98,026 crore (+14.53% YoY), deposits ₹9,27,460 crore (+13.58%), gross advances ₹7,70,566 crore (+15.69%); subject to statutory audit.
Provisional financial results
Bank of India submitted provisional Q4/year‑ended Mar 31, 2026 results showing YoY growth: Business ₹16,98,026cr (+14.53%), Deposits ₹9,27,460cr (+13.58%), Gross Advances ₹7,70,566cr (+15.69%); subject to audit review.
Interest Rate Change
Bank of India announced MCLR and RBLR remain unchanged effective 01‑Apr‑2026; Base Rate reduced from 10.00% to 9.50% for 01‑Apr‑2026 to 30‑Jun‑2026, Fixed Rate Spread adjusted and 1‑yr MCLR at 8.75%.
Interest Rate Change
Bank of India: MCLR and RBLR unchanged w.e.f. 01‑Apr‑2026 (Overnight 7.70%, 1M 8.05%, 3M 8.20%, 6M 8.60%, 1Y 8.75%, 3Y 8.90%); Fixed Rate Spread revised and Base Rate reduced from 10.00% to 9.50% p.a. (01‑Apr‑2026 to 30‑Jun‑2026).
Bond Redemption
Bank of India exercised the call option and fully redeemed its 9.30% Additional Tier-1 Bonds Series VII (ISIN INE084A08144) on 30-Mar-2026 for Rs.602 crore, paying broken-period interest of Rs.55,67,92,268; outstanding Nil.
Bond Redemption
Bank of India exercised the call option and fully redeemed 9.30% Additional Tier‑I Bonds Series VII (ISIN INE084A08144) of Rs.602 crore on 30‑Mar‑2026, paid broken‑period interest of Rs.55,67,92,268 and reports Nil outstanding.
