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Overview

Detailed Summary

Kotak Mahindra Bank Limited is one of India's leading financial institutions and operates across sectors including retail banking, commercial banking, investment banking, and more. The bank offers a range of financial services through its 19 subsidiaries, addressing the needs of diverse customer segments.
In Q3FY26, Kotak Mahindra Bank reported a consolidated PAT of ₹4,924 crore, showcasing a 5% increase from the previous year. This reflects its strategic focus on scaling operations responsibly while maintaining profitability.
Kotak Mahindra Bank's customer asset management witnessed a 15% growth, indicating solid performance in expanding its customer base and managing a substantial portfolio of financial products and investments.
The bank maintains a strong capital adequacy ratio of 23.3% as per Basel III norms, demonstrating its financial strength and ability to manage risks effectively.
In its efforts to facilitate inclusive growth, the bank's digital initiatives, like Kotak811, are targeted at enhancing customer experience by providing easy access to banking services, particularly for young and digitally savvy customers.

Sector: Banks
Industry: Banks - Private Sector
Market Cap: 4,18,641 Cr
Volatility: Low Risk
P/E Ratio: 22.3
Industry P/E: 18.4
PEG Ratio: —
P/B Ratio: 2.5
52W High: 460.31
52W Low: 378.98

Sales CAGR

1Y: 16.77%
3Y: 25.09%
5Y: 14.47%
10Y: 13.91%

Profit CAGR

1Y: 22.08%
3Y: 24.27%
5Y: 22.57%
10Y: 25.77%

ROE

TTM: 11.12%
3Y: 13.84%
5Y: 13.33%
10Y: 13.03%

ROCE

TTM: 5.96%
3Y: 12.86%
5Y: 12.59%
10Y: 12.72%

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Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
KOTAKBANK	420.90	4,18,641 Cr	22.27	2.49	0.12	11.12	5.96	2.05
AXISBANK	1333.80	4,14,329 Cr	15.78	2.02	0.07	12.74	5.97	1.46
IDBI	110.71	1,19,040 Cr	12.81	2.01	1.90	13.35	6.38	2.19
AUBANK	991.35	74,396 Cr	32.04	4.10	0.10	12.63	7.44	1.53
INDUSINDBK	925.60	72,111 Cr	—	1.12	0.00	-3.13	5.04	0.49
FEDERALBNK	287.40	71,022 Cr	17.28	1.96	0.41	11.58	6.34	1.14
IDFCFIRSTB	81.40	69,986 Cr	44.48	1.49	0.26	3.35	5.32	0.40

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	13,717	14,495	15,156	15,837	16,427	16,633	16,772	17,248	17,199	17,507
Expenses	10,136	12,484	14,920	12,263	13,094	10,595	13,664	13,121	11,606	13,933
Interest	5,536	5,985	6,212	6,805	7,139	7,171	7,160	7,529	7,333	7,384
Financing Profit	-1,955	-3,975	-5,976	-3,231	-3,806	-1,133	-4,051	-3,402	-1,740	-3,811
Financing Margin %	-14.25	-27.42	-39.43	-20.40	-23.17	-6.81	-24.16	-19.72	-10.12	-21.77
Other Income	7,843	9,588	12,751	13,042	10,453	7,313	10,402	9,456	7,703	10,344
Depreciation	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	5,888	5,614	6,775	9,811	6,647	6,180	6,351	6,053	5,963	6,533
Tax %	24.89	25.14	22.62	24.58	24.81	24.93	22.71	26.83	25.44	24.94
Net Profit	4,461	4,265	5,337	7,448	5,044	4,701	4,933	4,472	4,468	4,924
EPS in Rs	22.43	21.44	26.63	37.45	25.36	23.63	24.80	22.48	22.46	4.95
Gross NPA %	1.69	1.68	1.38	1.39	1.48	1.51	1.45	0.00	0.00	0.00
Net NPA %	0.39	0.36	0.36	0.38	0.45	0.44	0.36	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	22,324	25,131	29,935	33,474	32,820	33,741	42,151	56,237	65,669	67,080
Expenses	14,832	16,805	19,758	22,578	29,812	30,699	33,485	47,052	48,891	50,474
Interest	11,458	12,467	15,187	15,901	12,967	11,554	14,411	22,567	28,275	28,999
Financing Profit	-3,965	-4,141	-5,010	-5,005	-9,958	-8,512	-5,746	-13,382	-11,496	-12,392
Financing Margin %	-17.76	-16.48	-16.74	-14.95	-30.34	-25.23	-13.63	-23.80	-17.51	-18.47
Other Income	11,660	13,682	16,044	16,892	23,588	24,941	25,991	38,037	41,426	37,624
Depreciation	362	383	458	465	461	480	599	792	941	0.00
Profit Before Tax	7,332	9,158	10,576	11,422	13,168	15,948	19,646	23,863	28,989	25,231
Tax %	32.50	32.88	32.68	24.64	24.80	25.18	24.77	24.67	24.30	24.10
Net Profit	5,019	6,258	7,204	8,593	9,990	12,089	14,925	18,213	22,126	19,150
EPS in Rs	24.81	31.26	36.02	42.92	50.22	60.57	74.82	91.38	111.23	74.69
Dividend Payout %	2.23	2.14	2.12	0.00	1.78	1.81	2.00	2.19	2.25	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	917	920	953	954	957	991	992	993	994	994
Reserves	32,447	37,572	49,535	56,827	65,680	83,348	95,673	1,10,821	1,28,978	1,56,495
Borrowings	1,79,679	2,05,230	2,49,840	2,91,263	3,25,977	3,26,610	3,65,247	4,18,307	5,20,374	5,92,330
Other Liabilities	27,761	32,465	37,392	46,126	50,559	67,905	84,586	90,309	1,17,321	1,29,955
Total Liabilities	2,40,804	2,76,188	3,37,720	3,95,171	4,43,173	4,78,854	5,46,498	6,20,430	7,67,667	8,79,774
Fixed Assets	1,761	1,759	2,543	2,697	2,675	2,554	2,723	3,075	3,510	3,759
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	70,274	68,462	90,977	1,03,487	1,11,197	1,56,946	1,64,529	1,95,338	2,46,446	2,84,255
Other Assets	1,68,769	2,05,967	2,44,201	2,88,987	3,29,301	3,19,355	3,79,245	4,22,017	5,17,711	5,91,761
Total Assets	2,40,804	2,76,188	3,37,720	3,95,171	4,43,173	4,78,854	5,46,498	6,20,430	7,67,667	8,79,774

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	5,025	13,202	-10,392	1,822	46,619	4,881	8,308	-1,242	15,685	16,916
Cash from Investing Activity	-2,353	-5,268	-5,475	-3,323	-13,068	-11,172	-10,903	-10,381	-8,919	-25,226
Cash from Financing Activity	2,024	6,055	14,679	8,365	-735	-10,072	7,543	1,883	15,515	22,165
Net Cash Flow	4,696	13,989	-1,188	6,864	32,815	-16,363	4,949	-9,740	22,281	13,855

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	25.95%	25.94%	25.93%	25.91%	25.90%	25.89%	25.89%	25.89%	25.88%	25.88%	25.88%	25.87%
FIIs	37.78%	39.88%	39.31%	38.08%	35.94%	31.51%	31.75%	30.83%	31.00%	30.69%	29.75%	29.36%
DIIs	23.00%	21.27%	21.70%	23.07%	25.08%	29.38%	29.57%	30.44%	30.79%	31.26%	32.01%	32.88%
Public	13.27%	12.91%	13.06%	12.94%	13.07%	13.22%	12.80%	12.85%	12.33%	12.17%	12.36%	11.89%
Total Shareholders	5,82,733	5,60,825	6,35,299	6,34,698	6,81,301	7,82,680	7,39,755	7,46,602	7,05,616	6,90,125	6,91,413	6,79,096

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Change in Directors/KMP

6 days ago

Change in Management at Kotak Mahindra Bank

Mr. Bhavnish Lathia has resigned as Chief Technology Officer, and Mr. Nilesh Chaudhari and Mr. Aravamudham Narayanan have been appointed as new senior management personnel.

Management Change

6 days ago

Change in Senior Management Personnel

Mr. Bhavnish Lathia resigns as CTO of Kotak Mahindra Bank, with Nilesh Chaudhari appointed as the new CTO and Vijay Narayanan as Head - Innovation and AI.

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Frequently Asked Questions about Kotak Mahindra Bank Ltd

Kotak Mahindra Bank Ltd (KOTAKBANK) is currently trading at 420.90 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Kotak Mahindra Bank Limited is one of India's leading financial institutions and operates across sectors including retail banking, commercial banking, investment banking, and more. The bank offers a range of financial services through its 19 subsidiaries, addressing the needs of diverse customer segments. In Q3FY26, Kotak Mahindra Bank reported a consolidated PAT of ₹4,924 crore, showcasing a 5% increase from the previous year. This reflects its strategic focus on scaling operations responsibly while maintaining profitability. Kotak Mahindra Bank's customer asset management witnessed a 15% growth, indicating solid performance in expanding its customer base and managing a substantial portfolio of financial products and investments. The bank maintains a strong capital adequacy ratio of 23.3% as per Basel III norms, demonstrating its financial strength and ability to manage risks effectively. In its efforts to facilitate inclusive growth, the bank's digital initiatives, like Kotak811, are targeted at enhancing customer experience by providing easy access to banking services, particularly for young and digitally savvy customers.

Over the past 52 weeks, Kotak Mahindra Bank Ltd has traded between a low of ₹378.98 and a high of ₹460.31. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Kotak Mahindra Bank Ltd has a market capitalization of approximately 4,18,640.76. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Kotak Mahindra Bank Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 22.27 and operates in the Banks sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 4,18,640.76 Cr, Kotak Mahindra Bank Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Kotak Mahindra Bank Ltd operates in the Banks sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Kotak Mahindra Bank Ltd is 22.27. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The Government of India and the Life Insurance Corporation of India (LIC) are jointly selling a 60.72% stake in IDBI Bank.

The most significant announcement is the formation of a 'High-Level Committee on Banking for Vikashit Bharat' to comprehensively review and reform the banking sector for India's future growth.

Kotak Mahindra Bank has announced a 5-for-1 stock split. The ex-date for this corporate action is January 14, 2026.

The record date for Kotak Mahindra Bank's 1:5 stock split is set for Wednesday, January 14, 2026.

Kotak Mahindra Bank Ltd

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

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Frequently Asked Questions about Kotak Mahindra Bank Ltd

What is Kotak Mahindra Bank Ltd share price today?

What does Kotak Mahindra Bank Ltd do?

What is the 52-week high and low of Kotak Mahindra Bank Ltd?

What is the market capitalization of Kotak Mahindra Bank Ltd?

Should I consider investing in Kotak Mahindra Bank Ltd stock?

Is Kotak Mahindra Bank Ltd a large-cap, mid-cap, or small-cap stock?

Which sector does Kotak Mahindra Bank Ltd belong to and why does it matter?

What is the PE ratio of Kotak Mahindra Bank Ltd?

Who is selling the majority stake in IDBI Bank?

What is the biggest announcement in Union Budget 2026 for Kotak Mahindra Bank?

What is Kotak Mahindra Bank's stock split ratio and ex-date?

What is the record date for Kotak Bank's 1:5 stock split?

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Frequently Asked Questions about Kotak Mahindra Bank Ltd

What is Kotak Mahindra Bank Ltd share price today?

What does Kotak Mahindra Bank Ltd do?

What is the 52-week high and low of Kotak Mahindra Bank Ltd?

What is the market capitalization of Kotak Mahindra Bank Ltd?

Should I consider investing in Kotak Mahindra Bank Ltd stock?

Is Kotak Mahindra Bank Ltd a large-cap, mid-cap, or small-cap stock?

Which sector does Kotak Mahindra Bank Ltd belong to and why does it matter?

What is the PE ratio of Kotak Mahindra Bank Ltd?

Who is selling the majority stake in IDBI Bank?

What is the biggest announcement in Union Budget 2026 for Kotak Mahindra Bank?

What is Kotak Mahindra Bank's stock split ratio and ex-date?

What is the record date for Kotak Bank's 1:5 stock split?

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