IDBI Bank Limited is among India's largest universal banks, offering personalized banking and financial solutions across retail and corporate banking. The bank operates a wide network of branches and ATMs, extending across the nation. It has a significant global presence with an overseas branch in Dubai.

The financial results for Q2 FY 2026 show a remarkable PAT increase of 98% YoY, reaching Rs. 3627 crore, highlighting strong operational momentum. In addition, Net Advances grew by 15% YoY, indicating robust business performance.

IDBI Bank's asset quality improved with Gross NPAs reducing to 2.65%, coupled with a high Provision Coverage Ratio of 99.26%, reflecting stringent risk management practices.

Capital adequacy ratio remains strong with Tier 1 Capital at 23.79%, underscoring the bank’s solid capital position. The CASA ratio stands at 45.81%, supporting stable funding.

The bank emphasizes financial inclusion and digital banking, with UPI emerging as the preferred transaction mode. There's a strategic focus on expanding digital footprints further to enhance customer convenience and operational efficiency.