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Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
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Bearish
2
Neutral
8
Bullish
4
Bearish
22
Neutral
8
Bullish
16
Bearish
20
Neutral
0
Bullish
12
Discovery themes featuring this stock
Indian Bank, established in 1907, is a premier government-owned bank offering a wide range of financial services, including retail and corporate banking, digital banking solutions, and insurance products.
The bank reported a significant total business growth of 13.34% YoY, reaching ₹14.30 trillion, with deposits increasing by 12.62% and advances by 14.24%, showcasing robust financial performance.
Indian Bank's asset quality has improved, with Gross NPA reduced to 2.23% and Net NPA to 0.15%, alongside a high provision coverage ratio (PCR) of 98.28%.
The digital banking sector of Indian Bank is flourishing, with a 66% YoY growth in digital business, reflecting the bank's focus on fintech partnerships and digital transformation initiatives.
Indian Bank's strategic emphasis on RAM (Retail, Agriculture, and MSME) segments has led to notable growth, with RAM advances increasing by 16.65% YoY.
Banks
Public Sector Bank
1,16,600 Cr
High Risk
10.0
12.9
1.2
1.6
1,000.05
539.70
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Indian Bank (INDIANB) is currently trading at 865.65 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Indian Bank, established in 1907, is a premier government-owned bank offering a wide range of financial services, including retail and corporate banking, digital banking solutions, and insurance products. The bank reported a significant total business growth of 13.34% YoY, reaching ₹14.30 trillion, with deposits increasing by 12.62% and advances by 14.24%, showcasing robust financial performance. Indian Bank's asset quality has improved, with Gross NPA reduced to 2.23% and Net NPA to 0.15%, alongside a high provision coverage ratio (PCR) of 98.28%. The digital banking sector of Indian Bank is flourishing, with a 66% YoY growth in digital business, reflecting the bank's focus on fintech partnerships and digital transformation initiatives. Indian Bank's strategic emphasis on RAM (Retail, Agriculture, and MSME) segments has led to notable growth, with RAM advances increasing by 16.65% YoY.
Over the past 52 weeks, Indian Bank has traded between a low of ₹539.70 and a high of ₹1,000.05. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Indian Bank has a market capitalization of approximately 1,16,599.94. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Indian Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 9.96 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,16,599.94 Cr, Indian Bank is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Indian Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Indian Bank is 9.96. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Indian Bank closed at ₹852.95, down 2.64% on the day, as stated in the article.
Indian Bank reported Q4 FY26 net profit of Rs 3,103 crore, up 5% YoY from Rs 2,956 crore.
CRISIL and CARE Ratings have reaffirmed their highest rating of 'AAA' with a 'Stable' outlook for Indian Bank's Infrastructure Bonds and Basel III Tier-II Bonds. Its AT-1 Perpetual Bonds are rated 'AA+/Stable'.
PSU bank stocks fell primarily due to the announcement of a record government borrowing of ₹17.2 trillion, which could increase bond yields and cause mark-to-market losses for banks. The absence of any immediate bank recapitalization plan also disappointed investors.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
263.50 | 1,36,550 Cr | 7.02 | 0.83 | 3.22 | 11.65 | 5.45 | 0.97 | ||
166.00 | 1,26,832 Cr | 6.53 | 0.99 | 3.01 | 14.06 | 5.97 | 1.18 | ||
106.55 | 1,23,204 Cr | 6.70 | 0.87 | 2.80 | 11.40 | 5.73 | 0.84 | ||
127.05 | 1,21,864 Cr | 6.63 | 1.10 | 2.98 | 15.20 | 6.19 | 0.98 | ||
848.40 | 1,16,600 Cr | 9.96 | 1.60 | 2.11 | 14.32 | 5.70 | 1.16 | ||
34.57 | 67,051 Cr | 12.37 | 1.99 | 0.00 | 14.09 | 5.46 | 1.10 | ||
81.22 | 64,478 Cr | 9.19 | 2.06 | 2.62 | 21.13 | 5.49 | 1.64 | ||
| Median: 7 Co. | — | 127.05 | 1,21,864 Cr | 7.02 | 1.10 | 2.80 | 14.09 | 5.70 | 1.10 |
Earnings Concall Transcript
Transcript of Indian Bank's Q4 FY26 post‑earnings concall: FY26 PAT Rs 12,156 crore; advances +13.4%; deposits +12.3%; CASA ~39.7%; gross NPA down to 1.98%; provision coverage 98.28%; guidance: deposits 9–11%, advances 11–13%, CASA ~40%.
Earnings Transcript
Transcript of Indian Bank's Q4 FY26 post‑earnings call: business +12.8%, advances +13.4%, Q net profit Rs3,103cr (FY Rs12,156cr), GNPA down to 1.98%, strong digital growth; guidance deposits 9–11%, advances 11–13%, NIM 3.10–3.25%.
