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Bearish
3
Neutral
4
Bullish
7
Bearish
35
Neutral
4
Bullish
7
Bearish
32
Neutral
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Bullish
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Discovery themes featuring this stock
Punjab National Bank (PNB) is a state-owned commercial bank, one of India's leading institutions, providing a wide range of banking products and services, including trade finance, credit cards, insurance, and asset management.
In Q3 FY26, the bank reported a 13.1% YoY growth in net profit, reaching ₹5,100 Cr, and improved asset quality with a reduction in GNPA to 3.19%, showcasing effective management of bad loans.
The bank's digital initiatives have significantly increased, with digital transactions accounting for 94.86% of total transactions and a notable increase in PNB One app users, signaling a strong shift towards digital banking.
PNB's capital adequacy ratio remains robust at 16.77%, with Tier 1 capital substantially above regulatory requirements, reflecting a solid capital position despite a challenging economic environment.
Despite strong financial performance, PNB is cautious with credit cost projections due to expected ECL (Expected Credit Loss) compliance by 2027, preparing for future regulatory requirements.
Banks
Public Sector Bank
1,23,204 Cr
High Risk
6.7
12.9
1.2
0.9
135.15
89.45
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Punjab National Bank (PNB) is currently trading at 107.20 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Punjab National Bank (PNB) is a state-owned commercial bank, one of India's leading institutions, providing a wide range of banking products and services, including trade finance, credit cards, insurance, and asset management. In Q3 FY26, the bank reported a 13.1% YoY growth in net profit, reaching ₹5,100 Cr, and improved asset quality with a reduction in GNPA to 3.19%, showcasing effective management of bad loans. The bank's digital initiatives have significantly increased, with digital transactions accounting for 94.86% of total transactions and a notable increase in PNB One app users, signaling a strong shift towards digital banking. PNB's capital adequacy ratio remains robust at 16.77%, with Tier 1 capital substantially above regulatory requirements, reflecting a solid capital position despite a challenging economic environment. Despite strong financial performance, PNB is cautious with credit cost projections due to expected ECL (Expected Credit Loss) compliance by 2027, preparing for future regulatory requirements.
Over the past 52 weeks, Punjab National Bank has traded between a low of ₹89.45 and a high of ₹135.15. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Punjab National Bank has a market capitalization of approximately 1,23,204.35. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Punjab National Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.70 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,23,204.35 Cr, Punjab National Bank is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Punjab National Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Punjab National Bank is 6.70. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The stock rose after PNB reported Q4FY26 net profit of ₹5,225 crore, helped by lower provisions and operating expenses, even though margins and NII were weaker.
Punjab National Bank is scheduled to announce its Q4 FY26 (January to March 2026) results on May 12, 2026.
PNB’s board recommended a final dividend of ₹3 per equity share (face value ₹2), which equals 150%, subject to shareholder approval at the AGM.
PNB reported net profit of ₹5,225 crore for the quarter ended March 2026 (Q4 FY26), up 14.4% year-on-year from ₹4,567 crore.
Investor Presentation
Q4 FY26
Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
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Investor Presentation
Q1 FY26
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Investor Presentation
Q4 FY25
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Investor Presentation
Q3 FY25
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Q2 FY25
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Q1 FY25
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| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
263.50 | 1,36,550 Cr | 6.88 | 0.83 | 3.22 | 11.74 | 5.10 | 0.93 | ||
166.00 | 1,26,832 Cr | 6.53 | 0.99 | 3.01 | 14.06 | 5.97 | 1.18 | ||
106.55 | 1,23,204 Cr | 6.70 | 0.87 | 2.80 | 11.40 | 5.73 | 0.84 | ||
127.05 | 1,21,864 Cr | 6.63 | 1.10 | 2.98 | 15.20 | 6.19 | 0.98 | ||
848.40 | 1,16,600 Cr | 9.96 | 1.60 | 2.11 | 14.32 | 5.70 | 1.16 | ||
34.57 | 67,051 Cr | 12.37 | 1.99 | 0.00 | 14.09 | 5.46 | 1.10 | ||
81.22 | 64,478 Cr | 9.19 | 2.06 | 2.62 | 21.13 | 5.49 | 1.64 | ||
| Median: 7 Co. | — | 127.05 | 1,21,864 Cr | 6.88 | 1.10 | 2.80 | 14.09 | 5.70 | 1.10 |
Earnings Call Recording
Punjab National Bank announced the audio/video recording of the earnings call held on 05-May-2026 on the audited financial results for the quarter/year ended 31-Mar-2026 is available at https://pnb.bank.in/financials-current.html.
AGM & Dividend
Punjab National Bank will hold its 25th AGM on 20 June 2026 via VC/OAVM where a final dividend for FY2025-26 will be proposed; the record date for dividend payment is Saturday, 13 June 2026.
AGM Notice
Punjab National Bank will hold its 25th AGM on 20 June 2026 at 11:00 IST via VC/OAVM to approve FY2025-26 accounts and declare a final dividend; the notice states the record date for dividend as 13 June 2026.
Analyst Presentation
Punjab National Bank filed an analyst presentation on audited Q4/FY2026 results reporting net profit of ₹5,225 Cr, ROA 1.06%, operating profit ₹7,500 Cr, GNPA 2.95%, PCR 97.14% and global business ₹29,69,685 Cr.
Audited Financial Results
Punjab National Bank reported audited FY'26 net profit of ₹16,904 crore (Y‑o‑Y +1.6%) and Q4 net profit of ₹5,225 crore (+14.4% YoY); asset quality improved (GNPA 2.95%), CRAR 17.74%, advances +12.7%, deposits +9.2%.
Results & Dividend
Punjab National Bank's board approved audited standalone and consolidated results for the quarter/year ended Mar 31, 2026, recommended a dividend of Rs.3.00 per share (150% of Rs.2 face) and fixed the 25th AGM on 20 June 2026 (VC/OAVM).
