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Bearish
3
Neutral
7
Bullish
4
Bearish
35
Neutral
7
Bullish
4
Bearish
32
Neutral
0
Bullish
0
Discovery themes featuring this stock
Indian Overseas Bank (IOB) is a major public sector bank in India, renowned for its diverse banking services including personal, corporate, and agricultural banking, alongside forex and credit card services.
IOB achieved a record-high quarterly net profit of Rs. 1,365 crores in Q3 FY2026, marking a significant 56.18% year-on-year growth, highlighting its robust financial performance.
The bank has significantly improved its asset quality, reducing Gross NPA ratio from 2.55% to 1.54% and Net NPA ratio to 0.24% over the past year, reflecting effective NPA management strategies.
With an aggressive branch expansion strategy, IOB opened 101 new branches in FY 2024-25, aiming to strengthen its market presence and enhance service accessibility for customers across India.
Banks
Public Sector Bank
64,375 Cr
High Risk
11.9
12.6
0.5
1.9
42.84
31.18
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
825.95 | 1,11,252 Cr | 9.51 | 1.53 | 2.21 | 14.32 | 5.70 | 1.16 | ||
33.43 | 64,375 Cr | 11.88 | 1.91 | 0.00 | 14.09 | 5.46 | 1.10 | ||
140.10 | 63,783 Cr | 6.19 | 0.78 | 3.32 | 11.22 | 5.42 | 0.86 | ||
80.06 | 61,579 Cr | 8.78 | 1.97 | 2.75 | 21.13 | 5.49 | 1.64 | ||
24.78 | 31,073 Cr | 12.59 | 1.12 | 1.57 | 7.92 | 5.32 | 0.67 | ||
31.30 | 28,331 Cr | 6.26 | 0.81 | 5.75 | 11.50 | 5.18 | 0.81 | ||
23.65 | 16,781 Cr | 12.69 | 1.28 | 1.65 | 9.35 | 5.53 | 0.79 | ||
| Median: 7 Co. | — | 33.43 | 61,579 Cr | 9.51 | 1.28 | 2.21 | 11.50 | 5.46 | 0.86 |
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Indian Overseas Bank (IOB) is currently trading at 33.43 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Indian Overseas Bank (IOB) is a major public sector bank in India, renowned for its diverse banking services including personal, corporate, and agricultural banking, alongside forex and credit card services. IOB achieved a record-high quarterly net profit of Rs. 1,365 crores in Q3 FY2026, marking a significant 56.18% year-on-year growth, highlighting its robust financial performance. The bank has significantly improved its asset quality, reducing Gross NPA ratio from 2.55% to 1.54% and Net NPA ratio to 0.24% over the past year, reflecting effective NPA management strategies. With an aggressive branch expansion strategy, IOB opened 101 new branches in FY 2024-25, aiming to strengthen its market presence and enhance service accessibility for customers across India.
Over the past 52 weeks, Indian Overseas Bank has traded between a low of ₹31.18 and a high of ₹42.84. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Indian Overseas Bank has a market capitalization of approximately 64,374.78. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Indian Overseas Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 11.88 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 64,374.78 Cr, Indian Overseas Bank is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Indian Overseas Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Indian Overseas Bank is 11.88. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
IOB said it intends to raise up to ₹5,000 crore in FY26 through a mix of equity (up to ₹4,000 crore) and Basel III Tier II bonds (up to ₹1,000 crore).
Indian Overseas Bank reported Q4 FY26 net profit of ₹1,505.45 crore, up 43.23% YoY from ₹1,051.07 crore.
Indian Overseas Bank reported a net profit of ₹1,505.45 crore in Q4 FY26, up 43.23% year-on-year from ₹1,051.07 crore in Q4 FY25.
IOB reported standalone net profit of ₹1,051.07 crore in Q4FY25, up 30.1% year-on-year.
Secretarial Compliance
Indian Overseas Bank filed its Annual Secretarial Compliance Report (22-May-2026) by M/s Srinidhi Sridharan & Associates, disclosing governance non‑compliances: absence of a woman independent director (FY2025‑26) and temporary gaps in board, audit and risk committees in Apr 2025, with remedial steps taken.
Capital raising plan
Board approved FY2026‑27 capital plan to raise up to ₹5,000 crore equity (FPO/Rights/QIP/Preferential), issue up to ₹1,000 crore Basel III Tier‑II bonds, propose 10 crore ESPS shares and to appropriate accumulated losses; AGM set for 07‑07‑2026 via VC.
Capital Plan Approval
Board approved FY2026‑27 capital plan to raise up to ₹5,000 crore equity (FPO/Rights/QIP/preferential), offer 10 crore shares under employee ESPS, issue up to ₹1,000 crore Basel III Tier‑II bonds, and appropriate accumulated losses from share premium; AGM set for 07‑Jul‑2026 via VC.
Capital Raising
Board approved FY2026‑27 capital plan to raise up to ₹5,000 crore equity (FPO/Rights/QIP/Preferential), offer 10 crore shares under employee ESPS, issue up to ₹1,000 crore Basel‑III Tier‑II bonds; AGM on 7 Jul 2026.
Board Meeting - Capital Plan
Indian Overseas Bank will hold a Board meeting on 21 May 2026 in Chennai to consider the Bank's Capital Plan for FY2026-27 and appropriation of accumulated losses from share premium.
Board Meeting
Indian Overseas Bank will hold a Board meeting on 21 May 2026 in Chennai to consider the Capital Plan for FY 2026-27 and appropriation of accumulated losses from share premium.
