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Banks
Banks - Public Sector
67,071 Cr
High Risk
13.6
9.9
0.5
2.1
51.61
33.01
Sales CAGR
1Y
16.95%
3Y
18.91%
5Y
10.08%
10Y
2.01%
Profit CAGR
1Y
27.38%
3Y
24.95%
5Y
—
10Y
—
ROE
TTM
13.33%
3Y
9.43%
5Y
8.46%
10Y
-7.09%
ROCE
TTM
5.63%
3Y
11.24%
5Y
11.58%
10Y
12.62%
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Bearish
4
Neutral
7
Bullish
3
Bearish
26
Neutral
7
Bullish
13
Bearish
22
Neutral
0
Bullish
10
Indian Overseas Bank (IOB) is currently trading at 34.90 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Indian Overseas Bank (IOB) is a major public sector bank in India, renowned for its diverse banking services including personal, corporate, and agricultural banking, alongside forex and credit card services. IOB achieved a record-high quarterly net profit of Rs. 1,365 crores in Q3 FY2026, marking a significant 56.18% year-on-year growth, highlighting its robust financial performance. The bank has significantly improved its asset quality, reducing Gross NPA ratio from 2.55% to 1.54% and Net NPA ratio to 0.24% over the past year, reflecting effective NPA management strategies. With an aggressive branch expansion strategy, IOB opened 101 new branches in FY 2024-25, aiming to strengthen its market presence and enhance service accessibility for customers across India.
Over the past 52 weeks, Indian Overseas Bank has traded between a low of ₹33.01 and a high of ₹51.61. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Indian Overseas Bank has a market capitalization of approximately 67,070.70. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Indian Overseas Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 13.58 and operates in the Banks sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of Indian Overseas Bank (IOB) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 67,070.70 Cr, Indian Overseas Bank is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Indian Overseas Bank operates in the Banks sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Indian Overseas Bank is 13.58. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Indian Overseas Bank currently does not pay dividends. Companies that do not pay dividends often reinvest profits to support business growth or strengthen operations.
Key risks associated with Indian Overseas Bank include sector-specific challenges in the Banks industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.

Market Cap
₹ 67,071 Cr
P/E
13.58
Performance
UNDER PERFORMER
Valuation
OVERVALUED
Growth
STABLE
Profitability
MODERATE MARGIN
Technicals
Bearish
Risk
MODERATE RISK
Turned 1 L into 3.05 L in last 5 Years