Earnings Call/Transcript
UCO Bank posts earnings call recording
UCO Bank uploaded the audio/video recording of the post earnings call with analysts held on 2026-10-15 and provided a link to access it on the bank's website.
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UCO Bank (UCOBANK) is currently trading at 23.48 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
UCO Bank is a Government of India commercial bank offering retail, corporate, agri and international banking products through a large domestic branch network and overseas branches in Singapore and Hong Kong, plus digital and specialised services such as CBDC features, eFDR distribution and international banking via the newly opened GIFT City IBU. The bank delivered strong top-line momentum: global advances grew 24.70% year‑on‑year to Rs.287,690 crore while total business expanded 18.81% to Rs.6,37,280 crore, reflecting broad-based growth across Retail, Agriculture, MSME and Corporate segments and a disclosed corporate sanction pipeline of about Rs.10,000 crore that supports near-term disbursement visibility. Asset quality and provisions improved markedly: gross NPA fell to 1.96% and net NPA to 0.18% with a total provision coverage ratio of 98.36%, while the bank has proactively built ECL transition provisioning and reported credit cost around 0.65%, keeping FY guidance intact and strengthening loss-absorption capacity. Operational and digital initiatives—UCO Digital Rupee marketplace, CBDC IVR, RPA automation, UPI Tap & Pay, automated UPI surveillance and a customer 360 portal—are being scaled under Project Parivartan, supporting a digital business balance sheet of over Rs.48,000 crore and improving cross‑sell, transaction volumes and cost efficiencies.
Over the past 52 weeks, UCO Bank has traded between a low of ₹22.30 and a high of ₹34.20. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
UCO Bank has a market capitalization of approximately 29,605.90. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
UCO Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.00 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 29,605.90 Cr, UCO Bank is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
UCO Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of UCO Bank is 12.00. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
UCO Bank informed BSE that its Board of Directors meeting was scheduled on October 15, 2026 to consider and approve unaudited (reviewed) results for the quarter and half year ended September 30, 2026.
UCO Bank reported total business of INR 605,000 crore as of June 30, 2026, up 15.46% YoY and 2.54% QoQ.
FY25 net profit was reported at Rs 2,444.99 crore (vs Rs 1,653.74 crore in FY24). Another cited set of consolidated numbers reported FY25 net profit at Rs 2,468 crore.
UCO Bank disclosed a GST demand of ₹1,473.48 crore for alleged short payment and excess ITC for FY 2017-18 and FY 2018-19, along with an equal penalty and applicable interest.
Earnings Call/Transcript
UCO Bank uploaded the audio/video recording of the post earnings call with analysts held on 2026-10-15 and provided a link to access it on the bank's website.
Financial Results
UCO Bank's Board approved unaudited (reviewed) financial results for the quarter and half year ended 30-09-2026 at the meeting held on 15-10-2026; results and related certificates will be published on the bank's website.
Banks
Public Sector Bank
29,443 Cr
High Risk
11.9
11.9
0.8
1.1
34.20
22.30
Sales CAGR
Profit CAGR
ROE
ROCE