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UCO Bank is a government-owned commercial bank headquartered in Kolkata, specializing in a suite of banking solutions including international banking, loan schemes, and e-banking services. It boasts an international presence with branches in key Asian financial hubs.
In the latest quarter, UCO Bank reported robust growth with its business expanding by 13.25% YOY, driven by significant advances growth of 16.74% and deposit growth of 10.64%. This growth was underpinned by a substantial increase in the RAM (Retail, Agriculture, and MSME) segment.
The bank achieved notable improvement in its asset quality, reducing its Gross NPA to 2.41% and Net NPA to 0.36%. The provision coverage ratio stands impressively high at 97.32%, indicating strong risk management.
UCO Bank's digital transformation is advancing rapidly, with significant growth in digital business operations and innovations such as Project Parivartan. Over half of its financial transactions, including FDs and loans, are now conducted digitally.
The bank maintains a healthy capital base with a CRAR of 17.43%. Recent strategic initiatives, including Project Parivartan and an emphasis on enhancing digital and customer service experiences, signal a forward-looking approach.
Banks
Public Sector Bank
30,534 Cr
High Risk
12.0
12.6
0.3
1.1
35.05
22.30
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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UCO Bank (UCOBANK) is currently trading at 24.36 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
UCO Bank is a government-owned commercial bank headquartered in Kolkata, specializing in a suite of banking solutions including international banking, loan schemes, and e-banking services. It boasts an international presence with branches in key Asian financial hubs. In the latest quarter, UCO Bank reported robust growth with its business expanding by 13.25% YOY, driven by significant advances growth of 16.74% and deposit growth of 10.64%. This growth was underpinned by a substantial increase in the RAM (Retail, Agriculture, and MSME) segment. The bank achieved notable improvement in its asset quality, reducing its Gross NPA to 2.41% and Net NPA to 0.36%. The provision coverage ratio stands impressively high at 97.32%, indicating strong risk management. UCO Bank's digital transformation is advancing rapidly, with significant growth in digital business operations and innovations such as Project Parivartan. Over half of its financial transactions, including FDs and loans, are now conducted digitally. The bank maintains a healthy capital base with a CRAR of 17.43%. Recent strategic initiatives, including Project Parivartan and an emphasis on enhancing digital and customer service experiences, signal a forward-looking approach.
Over the past 52 weeks, UCO Bank has traded between a low of ₹22.30 and a high of ₹35.05. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
UCO Bank has a market capitalization of approximately 30,533.83. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
UCO Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 12.01 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 30,533.83 Cr, UCO Bank is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
UCO Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of UCO Bank is 12.01. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The biggest positive is the government's increased capital expenditure of ₹12.2 lakh crore, which is expected to significantly boost demand for infrastructure and corporate loans, providing a major growth opportunity for UCO Bank's loan book.
UCO Bank reported a net profit of ₹739.51 crore for the third quarter of FY26 (ending December 31, 2025), marking a 15.76% increase from the same period last year.
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Bearish
3
Neutral
6
Bullish
5
Bearish
25
Neutral
6
Bullish
15
Bearish
22
Neutral
0
Bullish
10
Provisional Business Figures
UCO Bank disclosed provisional business figures as of 31-Mar-2026 (Rs. in lakh crore): total business 5.89, advances 2.62, deposits 3.27; QoQ and YoY growth positive; CASA 38.48% and CD ratio 80.12%.
Change in Senior Management
UCO Bank announced that three General Managers — Mr. Saroj Ranjan Nayak, Mr. Prem Shankar Jha and Mr. Avinash Shukla — have been elevated to Chief General Managers with effect from April 1, 2026.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
127.05 | 1,18,327 Cr | 6.27 | 1.07 | 3.07 | 15.20 | 6.19 | 0.98 | ||
143.05 | 65,126 Cr | 6.63 | 0.83 | 2.83 | 11.21 | 5.61 | 0.86 | ||
32.80 | 63,662 Cr | 12.86 | 1.97 | 0.00 | 13.33 | 5.63 | 1.06 | ||
66.59 | 51,218 Cr | 7.91 | 1.63 | 2.25 | 19.46 | 5.65 | 1.65 | ||
33.32 | 30,648 Cr | 6.11 | 0.86 | 0.56 | 12.12 | 5.19 | 0.90 | ||
23.90 | 30,534 Cr | 12.01 | 1.10 | 1.60 | 7.92 | 5.32 | 0.67 | ||
22.40 | 16,313 Cr | 12.95 | 1.27 | 0.30 | 8.71 | 5.70 | 0.67 | ||
| Median: 7 Co. | — | 33.32 | 51,218 Cr | 7.91 | 1.10 | 1.60 | 12.12 | 5.63 | 0.90 |
