Overview
Punjab & Sind Bank is a public sector bank with a significant presence in Northern India, offering a wide range of banking services to both individuals and corporates.
The bank achieved a strong YoY business growth of 11.75%, driven by a substantial increase in both deposits and advances, indicating efficient operational execution.
Asset quality has improved significantly with a decline in Gross NPA to 2.60% while enhancing provision coverage ratio, demonstrating effective risk management strategies.
Notably, digital platforms have become critical to Punjab & Sind Bank's operations, supporting over 50% of vehicle loans and 40% of home loans digitally or via assisted journeys.
Strategic partnerships and expansions are being pursued to enhance service offerings and geographical presence, strengthening the bank’s competitive positioning.
- Sector
Banks
- Industry
Public Sector Bank
- Market Cap
17,725 Cr
- Volatility
High Risk
- P/E Ratio
13.4
- Industry P/E
13.5
- PEG Ratio
59.5
- P/B Ratio
1.4
- 52W High
33.49
- 52W Low
20.46
Financial Ratios
Sales CAGR
- 1Y
- 4.36%
- 3Y
- 14.45%
- 5Y
- 11.43%
- 10Y
- 4.34%
Profit CAGR
- 1Y
- 30.13%
- 3Y
- 0.23%
- 5Y
- —
- 10Y
- 23.27%
ROE
- TTM
- 9.35%
- 3Y
- 6.82%
- 5Y
- 7.33%
- 10Y
- 0.46%
ROCE
- TTM
- 5.53%
- 3Y
- 11.20%
- 5Y
- 11.06%
- 10Y
- 11.71%
Actions
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