Punjab & Sind Bank (PSB) is currently trading at 20.97 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Punjab & Sind Bank is a public sector commercial bank providing retail, MSME, agriculture and corporate banking products across India, with 93.85% ownership by the Government of India and a branch-heavy distribution complemented by digital channels such as the PSB UniC mobile app and PSB UniBot. The bank reported strong H1 FY27 momentum: Total Business at ₹279,231 crore (15.7% YoY), Gross Advances ₹125,919 crore (19.3% YoY), and Total Deposits ₹153,312 crore (12.97% YoY), driven by 31% YoY growth in RAM advances and robust retail and MSME expansion. Profitability improved with Net Interest Income of ₹1,162 crore for Q2 (22.3% YoY) and Net Profit of ₹412 crore (39.7% YoY), aided by a higher NIM of 2.77% and a reduced Cost-to-Income ratio of 59.19%, reflecting both margin expansion and operating leverage. Asset quality materially improved: Gross NPA fell to 2.09% and Net NPA to 0.61%, with a PCR (with TWO) of 92.48%. Management targets GNPA <2.0% and recovery/upgradation >₹1,000 crore for FY27, emphasising sustained collection and restructuring efforts. Digital transformation and product innovation are central: PSB UniC app adoption, UniBot, digital gold and mutual fund loan products, a technology-led collection module and a planned PSB CBDC Connect initiative aim to scale digital transactions and improve collection efficiency across the bank’s network.

Over the past 52 weeks, Punjab & Sind Bank has traded between a low of ₹20.46 and a high of ₹32.47. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Punjab & Sind Bank has a market capitalization of approximately 15,092.31. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Punjab & Sind Bank’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.05 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 15,092.31 Cr, Punjab & Sind Bank is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Punjab & Sind Bank operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Punjab & Sind Bank is 10.05. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Gross advances rose 19.37% YoY to ₹126,011 crore, deposits rose 12.98% YoY to ₹153,317 crore, and total business grew 15.77% YoY to ₹279,328 crore.

It refers to the combined total of advances (loans) and deposits, which management uses as a headline measure of balance-sheet size.

The bank has said it is planning an equity raise to move towards SEBI’s minimum public shareholding requirement and to strengthen capital for general business needs.

The earnings call is scheduled for April 28, 2026 at 11:00 AM to review the audited Q4 and full-year FY 2025-26 results.