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Discovery themes featuring this stockDiscover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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Life Insurance Corporation of India (LICI) is currently trading at 875.75 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Life Insurance Corporation of India is India’s largest life insurer offering a comprehensive mix of participating, non‑participating, group, pension, ULIP and micro insurance products across a pan‑India agency, bancassurance and alternate channel network to individual and institutional customers. LIC reported 9M FY26 Total Premium Income of Rs.3,71,293 crore (+9.0% YoY) with AUM of Rs.59.17 lakh crore (+8.0% YoY), Profit After Tax of Rs.33,998 crore (+16.7% YoY) and improved solvency to 2.19, reflecting strong earnings and capital metrics. The company is materially shifting product mix towards non‑participating and unit‑linked products: individual non‑par now represents 60.48% of individual new business premium and Non‑Par APE rose 47.4% YoY, supporting VNB growth and higher VNB margin of 18.8% (up 170 bps YoY). Distribution evolution is a key driver — 14.72 lakh agents, 2.97 lakh Bima Sakhis recruited, bancassurance & alternate channel NBP up 66.7% YoY — while digital bets (DIVE data lake, Ananda/Ananda 2.0, DIVE apps, LIC MITRA chatbot) aim to lower costs and improve agent productivity. Operational efficiency improvements are visible: overall expense ratio declined by 132 bps to 11.65%, conservation ratio improved and persistency on premium basis remains robust around mid‑60s to mid‑70s across key cohorts despite pockets of pressure in some policy cohorts.
Over the past 52 weeks, Life Insurance Corporation of India has traded between a low of ₹715.35 and a high of ₹980.05. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Life Insurance Corporation of India has a market capitalization of approximately 5,55,619.42. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Life Insurance Corporation of India’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.48 and operates in the Insurance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 5,55,619.42 Cr, Life Insurance Corporation of India is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Life Insurance Corporation of India operates in the Insurance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Life Insurance Corporation of India is 10.48. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Premiums surged primarily because the government exempted life insurance policies from the Goods and Services Tax (GST) starting September 22, 2025. This made policies more affordable and boosted customer demand significantly, especially in October and November.
The most significant positives were the proposed financial sector reforms, particularly the measures to deepen the corporate bond market and the formation of a high-level committee to review the financial sector, which will benefit LIC's large investment portfolio.
Investor Presentation
Q3 FY26
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Q2 FY26
Investor Presentation
Q1 FY26
Investor Presentation
Q4 FY25
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Q3 FY25
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Q3 FY25
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Q2 FY25
Discovery themes featuring this stock
Product Launch
Life Insurance Corporation of India will launch two new domestic group products — 'Group Term Ease Plan' (pure risk) and 'Group Benefits Secure Plan' (savings) — on Feb 16, 2026, disclosed under SEBI LODR Reg 30.
Product Launch
LIC will launch two new domestic group products—'Group Term Ease Plan' (non-par pure risk) and 'Group Benefits Secure Plan' (non-par savings)—on Feb 16, 2026; disclosed under SEBI LODR Reg 30.
Bearish
2
Neutral
8
Bullish
4
Bearish
11
Neutral
8
Bullish
27
Bearish
9
Neutral
0
Bullish
23
Life Insurance Corporation of India is India’s largest life insurer offering a comprehensive mix of participating, non‑participating, group, pension, ULIP and micro insurance products across a pan‑India agency, bancassurance and alternate channel network to individual and institutional customers.
LIC reported 9M FY26 Total Premium Income of Rs.3,71,293 crore (+9.0% YoY) with AUM of Rs.59.17 lakh crore (+8.0% YoY), Profit After Tax of Rs.33,998 crore (+16.7% YoY) and improved solvency to 2.19, reflecting strong earnings and capital metrics.
The company is materially shifting product mix towards non‑participating and unit‑linked products: individual non‑par now represents 60.48% of individual new business premium and Non‑Par APE rose 47.4% YoY, supporting VNB growth and higher VNB margin of 18.8% (up 170 bps YoY).
Distribution evolution is a key driver — 14.72 lakh agents, 2.97 lakh Bima Sakhis recruited, bancassurance & alternate channel NBP up 66.7% YoY — while digital bets (DIVE data lake, Ananda/Ananda 2.0, DIVE apps, LIC MITRA chatbot) aim to lower costs and improve agent productivity.
Operational efficiency improvements are visible: overall expense ratio declined by 132 bps to 11.65%, conservation ratio improved and persistency on premium basis remains robust around mid‑60s to mid‑70s across key cohorts despite pockets of pressure in some policy cohorts.
Insurance
Life Insurance
5,55,619 Cr
Low Risk
10.5
18.5
0.7
3.9
980.05
715.35
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
878.45 | 5,55,619 Cr | 10.48 | 3.91 | 1.37 | 0.00 | 0.00 | 0.00 | |
2059.00 | 2,06,417 Cr | 83.29 | 10.85 | 0.13 | 13.04 | 0.53 | 0.48 | |
729.50 | 1,57,398 Cr | 83.28 | 8.94 | 0.29 | 10.74 | 0.53 | 0.49 | |
1961.00 | 97,654 Cr | 35.72 | 5.92 | 0.63 | 16.57 | 20.98 | 3.61 | |
648.45 | 93,930 Cr | 68.62 | 7.00 | 0.13 | 10.18 | 0.57 | 0.41 | |
385.15 | 67,571 Cr | 7.02 | 0.96 | 2.60 | 13.64 | 11.68 | 4.33 | |
1833.85 | 63,289 Cr | 438.72 | 11.93 | 0.00 | 3.04 | 3.53 | 0.09 |
