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Discovery themes featuring this stockBearish
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Upcoming Result Date: Oct 13, 2026
Discovery themes featuring this stock
ICICI Lombard is India’s leading private-sector general insurer offering a diversified property and casualty portfolio including motor, health, fire, marine, engineering, liability and crop insurance distributed through brokers, bancassurance, agents, direct, digital channels and government business; the company reported FY2026 GDPI of ₹287.12 billion and GWP of ₹306.18 billion, with 341 branches and 15,008 employees.
Financially, ICICI Lombard delivered PAT of ₹27.72 billion in FY2026 (1/n basis), PBT of ₹36.59 billion and a solvency ratio of 2.67x, while ROAE was 17.8% for the year; combined ratio for FY2026 on a 1/n basis was 103.4% though Q4 improved to 101.2%, signaling improving underwriting performance late in the year.
Retail health emerged as a clear growth engine: ICICI Lombard’s retail health GDPI grew ~54% in FY2026, the company doubled new retail health indemnity sourcing versus prior year and increased retail health market share from 3.3% to 4.1%; the IL TakeCare app (21 million downloads) materially accelerated distribution and claims intake, contributing over ₹5.17 billion premium from the app in FY2026.
The company runs a large investment book of ₹584.21 billion with realized returns of ~8.47% in FY2026, an investment mix tilted to corporate bonds and G‑Sec with 18.7% in equity/ETFs; MTM unrealized losses of ₹10.08 billion impacted solvency by ~14 basis points, underlining market sensitivity of capital metrics.
Technology and process innovation are central strategic levers: ICICI Lombard migrated core systems to cloud, launched the IL OneForce productivity platform for employees and sales partners, and uses predictive loss modelling and AI to improve underwriting and claims turnaround, with measurable improvements in digital servicing and NPS across motor and health claims.
Insurance
General Insurance
78,375 Cr
Low Risk
32.3
14.3
-3.3
4.6
2,064.15
1,423.95
Sales CAGR
Profit CAGR
ROE
ROCE
ICICI Lombard General Insurance Company Ltd (ICICIGI) is currently trading at 1,568.70 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
ICICI Lombard is India’s leading private-sector general insurer offering a diversified property and casualty portfolio including motor, health, fire, marine, engineering, liability and crop insurance distributed through brokers, bancassurance, agents, direct, digital channels and government business; the company reported FY2026 GDPI of ₹287.12 billion and GWP of ₹306.18 billion, with 341 branches and 15,008 employees. Financially, ICICI Lombard delivered PAT of ₹27.72 billion in FY2026 (1/n basis), PBT of ₹36.59 billion and a solvency ratio of 2.67x, while ROAE was 17.8% for the year; combined ratio for FY2026 on a 1/n basis was 103.4% though Q4 improved to 101.2%, signaling improving underwriting performance late in the year. Retail health emerged as a clear growth engine: ICICI Lombard’s retail health GDPI grew ~54% in FY2026, the company doubled new retail health indemnity sourcing versus prior year and increased retail health market share from 3.3% to 4.1%; the IL TakeCare app (21 million downloads) materially accelerated distribution and claims intake, contributing over ₹5.17 billion premium from the app in FY2026. The company runs a large investment book of ₹584.21 billion with realized returns of ~8.47% in FY2026, an investment mix tilted to corporate bonds and G‑Sec with 18.7% in equity/ETFs; MTM unrealized losses of ₹10.08 billion impacted solvency by ~14 basis points, underlining market sensitivity of capital metrics. Technology and process innovation are central strategic levers: ICICI Lombard migrated core systems to cloud, launched the IL OneForce productivity platform for employees and sales partners, and uses predictive loss modelling and AI to improve underwriting and claims turnaround, with measurable improvements in digital servicing and NPS across motor and health claims.
Over the past 52 weeks, ICICI Lombard General Insurance Company Ltd has traded between a low of ₹1,423.95 and a high of ₹2,064.15. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
ICICI Lombard General Insurance Company Ltd has a market capitalization of approximately 78,374.57. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
ICICI Lombard General Insurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 32.28 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 78,374.57 Cr, ICICI Lombard General Insurance Company Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
ICICI Lombard General Insurance Company Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of ICICI Lombard General Insurance Company Ltd is 32.28. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
PAT was ₹747.08 crore for the quarter ended June 30, 2025, up 28.7% from ₹580 crore in Q1 FY25.
ICICI Lombard reported profit after tax of about Rs 747 crore (Rs 7.47 billion) for the quarter ended June 30 (Q1 FY26).
The IPO size was up to ₹5,700.94 crore, comprising 86,247,187 equity shares.
Net profit rose about 7% year-on-year to around ₹550 crore in Q4FY26 (Reuters reported profit after tax of ₹547 crore).
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
532.65 | 1,15,723 Cr | 58.59 | 5.92 | 0.39 | 10.10 | 0.53 | 0.48 | ||
1568.70 | 78,375 Cr | 30.15 | 4.61 | 0.86 | 14.27 | 18.79 | 3.07 | ||
449.25 | 65,196 Cr | 40.55 | 4.85 | 0.37 | 11.80 | 0.50 | 0.50 | ||
323.25 | 56,711 Cr | 6.71 | 0.77 | 4.10 | 11.97 | 11.26 | 3.94 | ||
1386.40 | 47,847 Cr | 352.46 | 9.06 | 0.00 | 1.59 | 2.83 | 0.07 | ||
537.45 | 31,636 Cr | 37.47 | 4.17 | 0.00 | 5.82 | 3.58 | 3.57 | ||
160.25 | 26,409 Cr | 36.82 | 1.07 | 0.94 | 4.08 | 3.20 | 0.65 | ||
| Median: 7 Co. | — | 532.65 | 56,711 Cr | 37.47 | 4.61 | 0.39 | 10.10 | 3.20 | 0.65 |
Legal/Regulatory Proceedings
ICICI Lombard received an Additional Commissioner (Appeals-I), Chennai order on Sep 30, 2026 partially allowing its appeal; revised GST demand ₹3,34,646 and penalty ₹97,751 for Jul 2017–Mar 2020; company to pursue further appeal.
Investor Presentation
ICICI Lombard provided links to two video presentations (risk and claim) to be used at its Digital Day Meet 2026; disclosure filed with exchanges and available on the company website.
Board Meeting
ICICI Lombard General Insurance schedules Board meeting on 2026-10-14 to consider and approve audited financial results for quarter and half-year ended Sep 30, 2026 and to decide on interim dividend; trading window closed Oct 1–Oct 16, 2026.
