Welcome to Multibagg AI
Log in to access personalized features
Portfolio
Alerts
Ask Iris
Discovery
Timeline
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Discovery themes featuring this stockBearish
3
Neutral
4
Bullish
7
Bearish
35
Neutral
4
Bullish
7
Bearish
32
Neutral
0
Bullish
0
Bearish
3
Neutral
4
Bullish
7
Bearish
3
Neutral
4
Bullish
7
Bearish
32
Neutral
0
Bullish
0
Bearish
32
Neutral
0
Bullish
0
Bearish
32
Neutral
0
Bullish
0
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
Discovery themes featuring this stock
General Insurance Corporation of India (GIC Re) is India’s leading reinsurer providing treaty and facultative reinsurance across property, motor, agriculture, health, life and specialty lines, with presence in around 137 countries and a dominant domestic position supported by obligatory cessions from Indian insurers.
GIC Re reported FY24-25 standalone gross written premium of INR 41,154 crore and PAT of INR 6,701 crore, with 9M FY25-26 GWP at INR 32,976 crore; the company shows improving combined ratios (108.8% FY24-25; 106.9% 9M FY25-26) alongside strong solvency (370% FY24-25; 387% H1 FY25-26).
The investment portfolio is a major strength: book value INR 1,14,385 crore and market value INR 1,57,950 crore as of Dec 31, 2025, with over 99% of debt in Sovereign/AAA instruments and an equity allocation focused on index/quality names, producing material investment income that supports underwriting performance.
GIC Re retains a significant Government of India stake (around 82.4% Dec 2025), A- (Excellent) AM Best rating and CARE AAA (Is) domestic rating, enabling large obligatory flows and strong capital buffers while management pursues measured international growth and underwriting discipline.
Practical strategic initiatives include phased adoption of modelling capabilities, parametric ART product offerings, digitalization (paperless workflows and SAP S4HANA migration), and creation of a catastrophe reserve (approx. INR 2,000 crore) to strengthen balance sheet resilience versus climate-driven volatility.
Insurance
General Insurance
56,711 Cr
Low Risk
6.4
14.3
1.7
0.8
418.00
316.85
Sales CAGR
Profit CAGR
ROE
ROCE
General Insurance Corporation of India (GICRE) is currently trading at 323.25 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
General Insurance Corporation of India (GIC Re) is India’s leading reinsurer providing treaty and facultative reinsurance across property, motor, agriculture, health, life and specialty lines, with presence in around 137 countries and a dominant domestic position supported by obligatory cessions from Indian insurers. GIC Re reported FY24-25 standalone gross written premium of INR 41,154 crore and PAT of INR 6,701 crore, with 9M FY25-26 GWP at INR 32,976 crore; the company shows improving combined ratios (108.8% FY24-25; 106.9% 9M FY25-26) alongside strong solvency (370% FY24-25; 387% H1 FY25-26). The investment portfolio is a major strength: book value INR 1,14,385 crore and market value INR 1,57,950 crore as of Dec 31, 2025, with over 99% of debt in Sovereign/AAA instruments and an equity allocation focused on index/quality names, producing material investment income that supports underwriting performance. GIC Re retains a significant Government of India stake (around 82.4% Dec 2025), A- (Excellent) AM Best rating and CARE AAA (Is) domestic rating, enabling large obligatory flows and strong capital buffers while management pursues measured international growth and underwriting discipline. Practical strategic initiatives include phased adoption of modelling capabilities, parametric ART product offerings, digitalization (paperless workflows and SAP S4HANA migration), and creation of a catastrophe reserve (approx. INR 2,000 crore) to strengthen balance sheet resilience versus climate-driven volatility.
Over the past 52 weeks, General Insurance Corporation of India has traded between a low of ₹316.85 and a high of ₹418.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
General Insurance Corporation of India has a market capitalization of approximately 56,710.98. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
General Insurance Corporation of India’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.39 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 56,710.98 Cr, General Insurance Corporation of India is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
General Insurance Corporation of India operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of General Insurance Corporation of India is 6.39. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The 54th AGM is scheduled for September 22, 2026 at 11:00 am and will be held via video conference.
GIC Re has recommended a final dividend of ₹13.25 per equity share (face value ₹5) for the financial year ended March 31, 2026, subject to shareholder approval at the AGM.
GIC Re is India’s national reinsurer. It provides treaty and facultative reinsurance support to insurers instead of selling insurance policies directly to individuals.
FSIB recommended Hitesh Rameshchandra Joshi for the CMD role of General Insurance Corporation of India (GIC Re) on February 24, 2026.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1568.70 | 78,375 Cr | 30.15 | 4.61 | 0.86 | 14.27 | 18.79 | 3.07 | ||
449.25 | 65,196 Cr | 40.55 | 4.85 | 0.37 | 11.80 | 0.50 | 0.50 | ||
323.25 | 56,711 Cr | 6.71 | 0.77 | 4.10 | 11.97 | 11.26 | 3.94 | ||
1386.40 | 47,847 Cr | 352.46 | 9.06 | 0.00 | 1.59 | 2.83 | 0.07 | ||
537.45 | 31,636 Cr | 37.47 | 4.17 | 0.00 | 5.82 | 3.58 | 3.57 | ||
160.25 | 26,409 Cr | 36.82 | 1.07 | 0.94 | 4.08 | 3.20 | 0.65 | ||
256.45 | 23,725 Cr | 46.38 | 5.09 | 0.00 | 11.67 | 12.54 | 1.97 | ||
| Median: 7 Co. | — | 449.25 | 47,847 Cr | 37.47 | 4.61 | 0.37 | 11.67 | 3.58 | 1.97 |
