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Insurance
General Insurance
30,356 Cr
High Risk
39.5
14.4
0.4
1.2
218.00
116.95
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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New India Assurance Company Ltd (NIACL) is currently trading at 185.40 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
The New India Assurance Company Limited (NIACL) is the largest general insurance company in India, offering a wide range of product verticals such as fire, marine, motor, and health insurance across India and 26 other countries. In Q3 FY26, NIACL achieved a global gross written premium growth of 10.5%, with a significant leap in domestic market share from 12.8% to 13.4%, outpacing industry growth. Despite high incurred claim ratios from CAT losses earlier in the year, the ratio improved to 90.77% in Q3 FY26, showcasing effective risk management adjustments. Profit before tax soared 215% QoQ for Q3 FY26, driven by robust investment income and strategic cost control amidst rising underwriting losses due to wage revisions. The company maintains a healthy solvency ratio of 1.81, well above regulatory requirements, positioning it stably in a competitive insurance industry.
Over the past 52 weeks, New India Assurance Company Ltd has traded between a low of ₹116.95 and a high of ₹218.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
New India Assurance Company Ltd has a market capitalization of approximately 30,356.16. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
New India Assurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 39.46 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 30,356.16 Cr, New India Assurance Company Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
New India Assurance Company Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of New India Assurance Company Ltd is 39.46. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
NIACL reported Profit After Tax of Rs 391 crore in Q1 FY26, up 80% year-on-year from Rs 217 crore in Q1 FY25.
The stock surged after NSE filed its draft IPO prospectus on 17 June, which showed NIACL as a selling shareholder, highlighting potential value from its NSE stake.
The NSE DRHP showed New India Assurance as a selling shareholder in NSE’s IPO, raising expectations that it can monetise part of its NSE investment through the offer-for-sale.
New India Assurance reported PAT of ₹1,384 crore for FY26, up from ₹988 crore in FY25, a 40% year-on-year increase.

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