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Investor Presentation
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Q3 FY26
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Q2 FY26
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Discovery themes featuring this stock
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1640.30 | 56,086 Cr | 667.93 | 10.62 | 0.00 | 1.59 | 2.83 | 0.05 | ||
501.65 | 30,565 Cr | 54.88 | 3.19 | 0.00 | 5.82 | 3.58 | 2.36 | ||
312.85 | 28,770 Cr | 52.85 | 6.17 | 0.00 | 11.67 | 12.54 | 2.18 | ||
164.25 | 26,945 Cr | 19.08 | 0.78 | 1.10 | 4.08 | 3.20 | 1.23 | ||
72.56 | 15,051 Cr | 115.09 | 3.98 | 0.00 | 3.45 | 3.14 | 1.10 | ||
144.55 | 13,162 Cr | 103.96 | 8.20 | 0.00 | 7.89 | 0.30 | 0.26 | ||
379.85 | 2,803 Cr | 31.87 | 3.34 | 0.00 | 11.47 | 12.87 | 6.51 | ||
| Median: 7 Co. | — | 312.85 | 26,945 Cr | 54.88 | 3.98 | 0.00 | 5.82 | 3.20 | 1.23 |
Earnings Transcript
Transcript of New India Assurance's Q4 & FY2026 earnings conference call held on 14 May 2026 covering financial/operational performance, management commentary, credit ratings (CRISIL AAA/Stable; AM Best outlook Positive) and industry context.
Earnings Call Transcript
Transcript of New India Assurance's Q4 & FY2026 earnings conference call (14 May 2026) discussing financial and operational performance, credit ratings (CRISIL AAA/Stable; AM Best B++ Positive outlook), IRDAI designation and industry/regulatory trends.
Tax Refund / Regulatory Disclosure
New India Assurance disclosed that the Income Tax Department issued a refund of Rs. 255,68,12,262 for AY 2019-20 (Income Tax Rs. 233,10,64,308; Interest Rs. 22,57,47,954), dated 19-05-2026.
Tax refund disclosure
New India Assurance disclosed receipt of an income tax refund of Rs. 2,556,812,262 for Assessment Year 2019-20 (tax: Rs. 2,331,064,308; interest: Rs. 225,747,954), disclosed under Reg. 30 (dated 19-05-2026).
Director Appointment
Ministry of Finance has appointed Mr. Hari Har Mishra (Additional Secretary, Dept. of Financial Services) as Government Nominee Director on The New India Assurance Co. Ltd board, replacing Dr. Parshant Kumar Goyal, effective immediately; he is not debarred or related to other directors.
Bearish
5
Neutral
7
Bullish
2
Bearish
7
Neutral
7
Bullish
32
Bearish
2
Neutral
0
Bullish
30
The New India Assurance Company Limited (NIACL) is the largest general insurance company in India, offering a wide range of product verticals such as fire, marine, motor, and health insurance across India and 26 other countries.
In Q3 FY26, NIACL achieved a global gross written premium growth of 10.5%, with a significant leap in domestic market share from 12.8% to 13.4%, outpacing industry growth.
Despite high incurred claim ratios from CAT losses earlier in the year, the ratio improved to 90.77% in Q3 FY26, showcasing effective risk management adjustments.
Profit before tax soared 215% QoQ for Q3 FY26, driven by robust investment income and strategic cost control amidst rising underwriting losses due to wage revisions.
The company maintains a healthy solvency ratio of 1.81, well above regulatory requirements, positioning it stably in a competitive insurance industry.
Insurance
General Insurance
27,390 Cr
High Risk
19.4
15.8
0.4
0.8
214.75
116.95
Sales CAGR
Profit CAGR
ROE
ROCE
New India Assurance Company Ltd (NIACL) is currently trading at 166.20 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
The New India Assurance Company Limited (NIACL) is the largest general insurance company in India, offering a wide range of product verticals such as fire, marine, motor, and health insurance across India and 26 other countries. In Q3 FY26, NIACL achieved a global gross written premium growth of 10.5%, with a significant leap in domestic market share from 12.8% to 13.4%, outpacing industry growth. Despite high incurred claim ratios from CAT losses earlier in the year, the ratio improved to 90.77% in Q3 FY26, showcasing effective risk management adjustments. Profit before tax soared 215% QoQ for Q3 FY26, driven by robust investment income and strategic cost control amidst rising underwriting losses due to wage revisions. The company maintains a healthy solvency ratio of 1.81, well above regulatory requirements, positioning it stably in a competitive insurance industry.
Over the past 52 weeks, New India Assurance Company Ltd has traded between a low of ₹116.95 and a high of ₹214.75. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
New India Assurance Company Ltd has a market capitalization of approximately 26,944.80. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
New India Assurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 19.08 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 26,944.80 Cr, New India Assurance Company Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
New India Assurance Company Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of New India Assurance Company Ltd is 19.08. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The stock surged due to a positive business update for FY26, which showed a 10.9% year-on-year growth in premium collection, a marginal increase in market share to 12.74%, and attractive valuations.
The proposed ₹12.2 lakh crore in capital expenditure will drive demand for project, engineering, and liability insurance for new infrastructure projects. As a leading general insurer, NIACL is well-positioned to capture a significant share of this new business.
