Overview

Detailed Summary

Canara HSBC Life Insurance is a joint venture providing a range of life insurance products in India, including savings, protection, and annuity plans.
The company reported a robust 20% year-on-year growth in individual weighted premium income for the 9-month period ending December 2025.
Significant improvements in financial metrics include a 37% increase in the value of new business and a notable rise in persistency rate across key cohorts.
Technological advancements, such as the deployment of GenAI-powered underwriting solutions, are enhancing efficiency and decision-making in their operations.
A strategic focus on digital channels, driven by partnerships and policy app enhancements, aims at optimizing customer outreach and distribution efficacy.

Sector: Insurance
Industry: Life Insurance
Market Cap: 14,412 Cr
Volatility: Low Risk
P/E Ratio: 116.7
Industry P/E: 18.5
PEG Ratio: 36.1
P/B Ratio: 9.2
52W High: 159.00
52W Low: 105.95

Sales CAGR

1Y: -9.56%
3Y: —
5Y: —
10Y: —

Profit CAGR

1Y: 3.23%
3Y: —
5Y: —
10Y: —

ROE

TTM: 7.89%
3Y: 7.50%
5Y: —
10Y: —

ROCE

TTM: 0.29%
3Y: 0.34%
5Y: —
10Y: —

Technicals

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Forecasts

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Analyst Target, Price, EPS and Revenue Projections

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
GICRE	385.15	67,571 Cr	7.02	0.96	2.60	13.64	11.68	4.33
MFSL	1833.85	63,289 Cr	438.72	11.93	0.00	3.04	3.53	0.09
GODIGIT	334.30	30,923 Cr	60.56	6.67	0.00	10.55	10.50	2.19
STARHEALTH	471.45	27,905 Cr	62.20	3.75	0.00	0.00	0.00	0.00
NIACL	153.40	25,181 Cr	21.19	0.87	1.18	0.00	0.00	0.00
CANHLIFE	151.70	14,412 Cr	116.69	9.17	0.26	7.89	0.29	0.26
NIVABUPA	76.58	14,127 Cr	—	3.71	0.00	0.00	0.00	0.00

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Sep 2024	Dec 2024	Jun 2025	Sep 2025	Dec 2025
Sales	3,335	1,540	3,625	2,349	4,273
Expenses	3,273	1,449	3,622	2,237	4,173
Operating Profit	62	91	3.91	112	100
OPM %	1.85	5.91	0.11	4.78	2.34
Other Income	-18	-63	22	-67	-69
Interest	—	—	—	—	—
Depreciation	—	—	—	—	—
Profit Before Tax	43	28	26	45	31
Tax %	—	—	—	—	—
Net Profit	37	29	23	41	28
EPS in Rs	—	—	—	—	0.29

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2023	Mar 2024	Mar 2025
Sales	8,498	11,862	10,723
Expenses	8,339	11,680	10,545
Operating Profit	158	182	178
OPM %	1.86	1.53	1.66
Other Income	-59	-58	-50
Interest	—	—	—
Depreciation	—	—	—
Profit Before Tax	100	124	128
Tax %	—	—	—
Net Profit	91	113	117
EPS in Rs	—	—	—
Dividend Payout %	31.25	16.81	32.52

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2023	Mar 2024	Mar 2025
Equity Capital	950	950	950
Reserves	403	469	567
Borrowings	0.00	0.00	0.00
Other Liabilities	29,957	37,332	41,397
Total Liabilities	31,310	38,751	42,914
Fixed Assets	53	56	46
CWIP	4.75	2.03	4.08
Investments	30,204	37,380	41,166
Other Assets	1,048	1,312	1,698
Total Assets	31,310	38,751	42,914

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	1,998	2,592	2,310	1,208
Cash from Investing Activity	-1,929	-2,576	-2,045	-714
Cash from Financing Activity	0.00	-29	-48	-19
Net Cash Flow	69	-12	218	474

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Apr 2025	Oct 2025	Dec 2025
Promoters	77.00%	62.00%	62.16%
FIIs	0.00%	6.97%	4.58%
DIIs	23.00%	26.22%	30.99%
Public	0.00%	4.80%	2.27%
Total Shareholders	8	1,63,613	87,477

Market Transactions

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Projection

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Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q3 FY26

Investor Presentation

Q2 FY26

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

Credit Rating

5 hours ago

CARE AAA (Stable) Reaffirmed for Canara HSBC Life

CARE Ratings Ltd. has reaffirmed Canara HSBC Life Insurance Company's issuer rating at CARE AAA (Stable) in a rating letter dated 18 Feb 2026.

Postal Ballot Notice

1 day ago

Postal Ballot Dispatch and Remote E‑Voting Notice — Canara HSBC Life

Canara HSBC Life published newspaper ads confirming electronic dispatch of the Postal Ballot Notice (dated 9 Feb 2026; cut‑off 13 Feb 2026) and remote e‑voting from 18 Feb to 19 Mar 2026; items include AOA amendment and material related‑party transactions.

Postal Ballot Notice

2 days ago

Postal Ballot: AOA Amendment for Promoter Nomination Rights & Related‑Party Transactions

Canara HSBC Life issued a postal ballot notice seeking shareholder approval to amend its Articles to give nomination rights to Canara Bank and HSBC Insurance (Asia‑Pacific) Holdings Ltd (special resolution) and to approve material related‑party transactions with both promoters for FY2025‑26; e‑voting runs 18 Feb–19 Mar 2026, results by 23 Mar 2026.

Postal Ballot Notice

2 days ago

Canara HSBC Life issues postal ballot to amend Articles and approve related‑party transactions

Canara HSBC Life filed a postal ballot notice seeking shareholder approval to amend its Articles to grant nomination/board‑nomination rights to Canara Bank and HSBC Insurance (Asia‑Pacific) and to approve material related‑party transactions for FY2025‑26; remote e‑voting runs 18 Feb–19 Mar 2026.

Postal Ballot Notice

2 days ago

Postal Ballot: Amend Articles to Grant Promoter Nomination Rights and Approve RPTs

Canara HSBC Life issued a Postal Ballot notice (e‑voting 18 Feb–19 Mar 2026) seeking shareholder approval to amend Articles to grant nomination rights to Canara Bank and HSBC Insurance (INAH) and to approve material related‑party transactions for FY2025‑26.

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Frequently Asked Questions about Canara HSBC Life Insurance Company Ltd

Canara HSBC Life Insurance Company Ltd (CANHLIFE) is currently trading at 149.15 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Canara HSBC Life Insurance is a joint venture providing a range of life insurance products in India, including savings, protection, and annuity plans. The company reported a robust 20% year-on-year growth in individual weighted premium income for the 9-month period ending December 2025. Significant improvements in financial metrics include a 37% increase in the value of new business and a notable rise in persistency rate across key cohorts. Technological advancements, such as the deployment of GenAI-powered underwriting solutions, are enhancing efficiency and decision-making in their operations. A strategic focus on digital channels, driven by partnerships and policy app enhancements, aims at optimizing customer outreach and distribution efficacy.

Over the past 52 weeks, Canara HSBC Life Insurance Company Ltd has traded between a low of ₹105.95 and a high of ₹159.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Canara HSBC Life Insurance Company Ltd has a market capitalization of approximately 14,411.50. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Canara HSBC Life Insurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 116.69 and operates in the Insurance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 14,411.50 Cr, Canara HSBC Life Insurance Company Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Canara HSBC Life Insurance Company Ltd operates in the Insurance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Canara HSBC Life Insurance Company Ltd is 116.69. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The budget requires companies to shift to the new corporate tax regime to claim past MAT credits. This will force Canara HSBC Life to re-evaluate its tax strategy, which will directly impact its effective tax rate and net profit.

Canara Hsbc Life Insurance Company Ltd

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