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Overview

Detailed Summary

ICICI Prudential Life Insurance is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited, offering life insurance, pensions, savings, and health insurance products. It is one of India's leading private sector life insurers.
The company demonstrated a strong performance in Q3-FY2026, with retail APE growing by 9.9% year-on-year and the retail sum assured rising 51.6%, driven by GST reforms and improvement in market conditions.
ICICI Prudential has strategically enhanced its distribution network, entering into more than 140 new partnerships and securing additional bank tie-ups, which will likely support future growth.
Despite the removal of the input tax credit, the company's cost-to-premium ratio improved, indicating effective cost management strategies which are aligning with evolving product demand.

Sector: Insurance
Industry: Life Insurance
Market Cap: 93,313 Cr
Volatility: Low Risk
P/E Ratio: 67.8
Industry P/E: 18.1
PEG Ratio: 4.0
P/B Ratio: 7.0
52W High: 706.50
52W Low: 517.00

Sales CAGR

1Y: -21.08%
3Y: 3.57%
5Y: 26.34%
10Y: 14.90%

Profit CAGR

1Y: 39.36%
3Y: 16.39%
5Y: 2.16%
10Y: -3.58%

ROE

TTM: 10.18%
3Y: 8.63%
5Y: 8.90%
10Y: 13.93%

ROCE

TTM: 0.57%
3Y: 0.41%
5Y: 0.42%
10Y: 0.66%

Technicals

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Forecasts

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Analyst Target, Price, EPS and Revenue Projections

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Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
HDFCLIFE	696.90	1,50,310 Cr	79.55	8.54	0.30	10.74	0.53	0.49
ICICIGI	1908.50	95,226 Cr	34.76	5.77	0.65	16.57	20.98	3.61
ICICIPRULI	640.50	93,313 Cr	67.78	6.96	0.13	10.18	0.57	0.41
GICRE	389.80	68,588 Cr	7.10	0.97	2.56	13.64	11.68	4.33
MFSL	1835.00	63,033 Cr	439.00	11.88	0.00	3.04	3.53	0.09
GODIGIT	320.00	29,804 Cr	57.97	6.43	0.00	0.00	0.00	0.00
STARHEALTH	469.40	27,528 Cr	61.93	3.70	0.00	0.00	0.00	0.00

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Sales	17,527	26,648	22,591	25,458	25,008	4,516	15,638	25,320	12,016	22,302
Expenses	17,226	26,266	22,386	25,174	24,915	4,098	15,344	24,944	11,531	22,333
Operating Profit	301	382	206	284	93	419	294	376	485	-31
OPM %	1.72	1.43	0.91	1.12	0.37	9.28	1.88	1.49	4.04	-0.14
Other Income	-53	-150	28	-25	193	-44	119	-33	-142	475
Interest	—	—	—	—	—	—	—	—	—	—
Depreciation	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	248	231	234	259	285	375	413	343	342	443
Tax %	—	—	—	—	—	—	—	—	—	—
Net Profit	244	227	174	224	251	325	385	301	296	387
EPS in Rs	1.68	1.56	1.19	1.54	1.74	2.23	2.65	2.08	2.03	2.66

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	37,193	38,217	41,400	21,939	84,079	63,565	50,478	90,307	70,620	70,482
Expenses	36,119	36,854	40,167	19,753	81,974	61,374	48,176	89,218	69,530	69,300
Operating Profit	1,074	1,363	1,233	2,187	2,105	2,190	2,302	1,089	1,090	1,182
OPM %	2.89	3.57	2.98	9.97	2.50	3.45	4.56	1.21	1.54	1.68
Other Income	711	356	-72	-1,120	-1,028	-1,396	-1,402	-169	242	235
Interest	—	—	—	—	—	—	—	—	—	0.00
Depreciation	—	—	—	—	—	—	—	—	—	0.00
Profit Before Tax	1,784	1,719	1,161	1,067	1,077	795	900	921	1,332	1,416
Tax %	—	—	—	—	—	—	—	—	—	10.88
Net Profit	1,682	1,619	1,139	1,067	956	759	813	851	1,186	1,262
EPS in Rs	—	—	7.87	7.36	6.60	5.21	5.61	5.86	8.15	9.41
Dividend Payout %	62.71	59.40	39.72	10.78	30.08	10.46	10.62	10.19	10.42	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	1,432	1,435	1,435	1,436	1,436	1,436	1,437	1,439	1,441	1,445
Reserves	3,891	4,971	5,446	5,607	5,777	7,673	7,721	8,651	9,564	10,488
Borrowings	0.00	0.00	0.00	0.00	0.00	1,200	1,200	1,200	1,200	2,600
Other Liabilities	99,442	1,18,335	1,34,937	1,56,044	1,48,818	2,06,911	2,34,079	2,44,562	2,86,796	2,99,705
Total Liabilities	1,04,765	1,24,741	1,41,819	1,63,086	1,56,031	2,17,220	2,44,437	2,55,851	2,99,001	3,14,239
Fixed Assets	220	214	422	476	478	457	488	596	719	848
CWIP	7.49	7.23	18	13	20	22	54	117	49	36
Investments	1,03,024	1,21,581	1,38,537	1,59,003	1,51,251	2,12,202	2,38,101	2,48,216	2,89,728	3,03,979
Other Assets	1,514	2,939	2,842	3,594	4,282	4,538	5,794	6,922	8,504	9,376
Total Assets	1,04,765	1,24,741	1,41,819	1,63,086	1,56,031	2,17,220	2,44,437	2,55,851	2,99,001	3,14,239

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	3,635	4,130	5,690	11,377	8,596	7,314	1,831	89	-7,315	-9,413
Cash from Investing Activity	27	-696	-5,389	-7,559	-10,797	-5,084	-816	-1,145	7,420	6,875
Cash from Financing Activity	-1,442	-994	-1,188	-843	-405	1,205	-319	-112	-88	1,422
Net Cash Flow	2,220	2,439	-887	2,975	-2,606	3,434	696	-1,168	17	-1,116

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	73.35%	73.33%	73.29%	73.27%	73.24%	73.18%	73.05%	73.01%	73.00%	72.96%	72.93%	72.88%
FIIs	15.21%	15.42%	15.50%	14.73%	13.36%	13.23%	12.98%	12.78%	13.25%	13.12%	13.16%	11.48%
DIIs	6.14%	6.33%	6.39%	6.92%	8.54%	8.83%	9.29%	9.45%	8.80%	8.85%	8.65%	10.41%
Public	5.30%	4.92%	4.82%	5.07%	4.86%	4.76%	4.67%	4.76%	4.95%	5.07%	5.26%	5.23%
Total Shareholders	3,82,944	3,62,342	3,52,395	3,58,759	3,41,039	3,29,374	3,23,661	3,26,208	3,29,897	3,41,346	3,45,273	3,36,234

Market Transactions

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Documents

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Equity Allotment

5 days ago

Allotment of Equity Shares under ESOP

The Company has allotted 183,530 equity shares under its employee stock option scheme on February 10, 2026.

Investor Presentation

6 days ago

Investor Presentation for January 2026

Performance update regarding the company's operations for January 2026, including premium growth statistics.

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Frequently Asked Questions about ICICI Prudential Life Insurance Company Ltd

ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) is currently trading at 640.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

ICICI Prudential Life Insurance is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited, offering life insurance, pensions, savings, and health insurance products. It is one of India's leading private sector life insurers. The company demonstrated a strong performance in Q3-FY2026, with retail APE growing by 9.9% year-on-year and the retail sum assured rising 51.6%, driven by GST reforms and improvement in market conditions. ICICI Prudential has strategically enhanced its distribution network, entering into more than 140 new partnerships and securing additional bank tie-ups, which will likely support future growth. Despite the removal of the input tax credit, the company's cost-to-premium ratio improved, indicating effective cost management strategies which are aligning with evolving product demand.

Over the past 52 weeks, ICICI Prudential Life Insurance Company Ltd has traded between a low of ₹517.00 and a high of ₹706.50. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

ICICI Prudential Life Insurance Company Ltd has a market capitalization of approximately 93,313.44. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

ICICI Prudential Life Insurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 67.78 and operates in the Insurance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 93,313.44 Cr, ICICI Prudential Life Insurance Company Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

ICICI Prudential Life Insurance Company Ltd operates in the Insurance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of ICICI Prudential Life Insurance Company Ltd is 67.78. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

The most significant announcement is the GST exemption on life insurance products, which makes policies more affordable for customers and is expected to drive significant volume growth for the company.

As of January 16, 2026, the closing share price of ICICI Prudential Life Insurance was ₹678.00, marking a 1.39% increase from its previous close.

ICICI Prudential AMC is a leading asset management company in India, operating as a joint venture between ICICI Bank and UK-based Prudential Plc. It manages mutual funds, PMS, and other investment products for a large base of retail and institutional investors.

Icici Prudential Life Insurance Company Ltd

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Consolidated Quarterly Results (in ₹ Crores)

Consolidated Profit Loss (in ₹ Crores)

Consolidated Balance Sheet (in ₹ Crores)

Consolidated Cash Flows (in ₹ Crores)

Frequently Asked Questions about ICICI Prudential Life Insurance Company Ltd

What is ICICI Prudential Life Insurance Company Ltd share price today?

What does ICICI Prudential Life Insurance Company Ltd do?

What is the 52-week high and low of ICICI Prudential Life Insurance Company Ltd?

What is the market capitalization of ICICI Prudential Life Insurance Company Ltd?