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Discovery themes featuring this stockBearish
3
Neutral
7
Bullish
4
Bearish
33
Neutral
7
Bullish
6
Bearish
30
Neutral
0
Bullish
2
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HDFC Life Insurance Company Ltd (HDFCLIFE) is currently trading at 538.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
HDFC Life is a leading Indian life insurer offering individual and group life insurance, annuities, pensions and savings products distributed through bancassurance, agency, non-bank alliances and digital channels; the group also includes HDFC Pension and HDFC International Re, managing Rs 5.3 trillion group AUM and a broad product suite addressing protection, savings and retirement needs. FY26 delivered steady scale: Individual APE reached Rs 146.4bn (+7%), renewal premium grew 15% to Rs 432.9bn, AUM rose 12% to Rs 3,752bn and PAT was Rs 19.1bn. However VNB growth was muted at 2% (to Rs 40.3bn) with NBM at 24.2% after one-off GST and surrender regulation impacts, signalling transitionary margin headwinds. Distribution remains the company’s competitive moat: bancassurance contributes ~58% of Individual APE with 500+ partners and 41k partner branches, while proprietary capacity expanded materially with 700+ branches and ~2.7 lakh agents, and management is now shifting focus from expansion to branch productivity and quality of growth. Protection and annuities are notable growth levers: retail protection grew ~43% in FY26 with higher ticket sizes and first-time buyers dominating; annuities gained traction via a new variable annuity (AGNI) and annuity mix rose in Q4, supporting higher long-duration margins and product diversification. HDFC Life is investing in technology and ESG: Project INSPIRE and GenAI initiatives (20+ use cases, dedicated GPUs) are improving underwriting and servicing times, while board-level ESG governance, TCFD alignment and MSCI AA rating reflect a strategic emphasis on sustainable long-term value creation.
Over the past 52 weeks, HDFC Life Insurance Company Ltd has traded between a low of ₹530.45 and a high of ₹814.95. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
HDFC Life Insurance Company Ltd has a market capitalization of approximately 1,16,879.15. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
HDFC Life Insurance Company Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 59.17 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,16,879.15 Cr, HDFC Life Insurance Company Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
HDFC Life Insurance Company Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of HDFC Life Insurance Company Ltd is 59.17. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
HDFC Life reported profit after tax (PAT) of ₹546 crore for Q1 FY26, up 14% year-on-year.
HDFC Life disclosed a total income tax demand of ₹172.01 crore for AY 2023-24, comprising ₹126.46 crore in tax and ₹45.55 crore in interest, with no penalty.
HDFC Life reported 12% year-on-year growth in total premium collections in FY26, reaching INR 79,387 crore, including renewal premium.
HDFC Life declared a record bonus of ₹4,102 crore for participating policies, as reported in June 2025.
Discovery themes featuring this stock
HDFC Life is a leading Indian life insurer offering individual and group life insurance, annuities, pensions and savings products distributed through bancassurance, agency, non-bank alliances and digital channels; the group also includes HDFC Pension and HDFC International Re, managing Rs 5.3 trillion group AUM and a broad product suite addressing protection, savings and retirement needs.
FY26 delivered steady scale: Individual APE reached Rs 146.4bn (+7%), renewal premium grew 15% to Rs 432.9bn, AUM rose 12% to Rs 3,752bn and PAT was Rs 19.1bn. However VNB growth was muted at 2% (to Rs 40.3bn) with NBM at 24.2% after one-off GST and surrender regulation impacts, signalling transitionary margin headwinds.
Distribution remains the company’s competitive moat: bancassurance contributes ~58% of Individual APE with 500+ partners and 41k partner branches, while proprietary capacity expanded materially with 700+ branches and ~2.7 lakh agents, and management is now shifting focus from expansion to branch productivity and quality of growth.
Protection and annuities are notable growth levers: retail protection grew ~43% in FY26 with higher ticket sizes and first-time buyers dominating; annuities gained traction via a new variable annuity (AGNI) and annuity mix rose in Q4, supporting higher long-duration margins and product diversification.
HDFC Life is investing in technology and ESG: Project INSPIRE and GenAI initiatives (20+ use cases, dedicated GPUs) are improving underwriting and servicing times, while board-level ESG governance, TCFD alignment and MSCI AA rating reflect a strategic emphasis on sustainable long-term value creation.
Insurance
Life Insurance
1,16,879 Cr
Moderate Risk
59.2
14.4
2.8
6.0
814.95
530.45
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1778.55 | 1,78,435 Cr | 68.61 | 8.87 | 0.15 | 12.93 | 0.54 | 0.49 | ||
538.00 | 1,16,879 Cr | 59.17 | 5.97 | 0.39 | 10.10 | 0.53 | 0.48 | ||
1630.00 | 81,423 Cr | 33.53 | 4.79 | 0.83 | 14.27 | 18.79 | 3.07 | ||
502.00 | 72,831 Cr | 45.30 | 5.42 | 0.33 | 11.80 | 0.50 | 0.50 | ||
359.80 | 63,123 Cr | 7.11 | 0.85 | 2.78 | 11.97 | 11.26 | 3.94 | ||
1584.45 | 54,682 Cr | 497.60 | 10.35 | 0.00 | 1.59 | 2.83 | 0.07 | ||
583.45 | 34,364 Cr | 40.71 | 4.53 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Median: 7 Co. | — | 583.45 | 72,831 Cr | 45.30 | 5.42 | 0.33 | 11.80 | 0.54 | 0.49 |
