ICICI Bank Limited is India's largest private sector bank known for its comprehensive suite of banking and financial services, including commercial banking, retail banking, insurance, and asset management. It operates through a vast network of branches and ATMs, and has a strong international presence.

The bank's profit before tax excluding treasury grew by 9.1% year-on-year, indicating a robust growth trajectory despite the challenging economic environment. This is supported by an increase in net interest income which rose by 7.4% year-on-year.

ICICI's asset quality has shown improvement with a net NPA ratio of 0.39% by September 2025. The bank continues to maintain a strong provision coverage ratio of 75% and holds significant contingency provisions.

The bank's domestic loan portfolio expanded by 10.6% year-on-year, driven by strong growth in business banking portfolios and a healthy contribution from retail loans.

ICICI Bank's strategic focus on operational resilience, governance, and customer-centricity underpins its financial performance, coupled with strong capital adequacy ratios that reinforce its stability and growth prospects.