Bank of India Q2 FY27: Oct 23 board meet, biz up 21%

Board meeting scheduled for Q2 and half-year results

Bank of India has informed the BSE that its Board of Directors will meet on October 23, 2026 to consider and approve the unaudited (reviewed) financial results for the second quarter and half-year ended September 30, 2026. The bank said the results will be presented on both a standalone and consolidated basis.

The intimation gives investors a clear calendar marker for the quarterly disclosure. It also aligns with the standard process where a board meeting is required to approve and take the results on record before they are filed with the exchanges.

Trading window closure and reopening timeline

Along with the board meeting schedule, the bank reiterated the trading window framework linked to the results announcement. The trading window was closed from October 1, 2026. It will reopen 48 hours after the declaration of the financial results.

This is a routine compliance step under insider trading rules. It is designed to restrict trading by designated persons when unpublished price sensitive information is expected to be in circulation internally.

Provisional business update for Q2 FY27

Separately, Bank of India released provisional business figures for Q2 FY27, as of September 30, 2026. These figures point to year-on-year expansion across deposits and advances, lifting overall business volumes.

The bank reported global business of ₹1,891,663 crore as of September 30, 2026, up 21.07% year-on-year. It compared this with ₹1,562,446 crore as of September 30, 2025, and ₹1,755,699 crore as of June 30, 2026.

Deposits: global and domestic growth

On the deposits side, global deposits stood at ₹1,037,618 crore as of September 30, 2026, up 21.60% year-on-year. The comparable global deposits were ₹853,301 crore as of September 30, 2025 and ₹957,924 crore as of June 30, 2026.

Domestic deposits were reported at ₹900,218 crore, up 23.30% year-on-year. The domestic deposit base was ₹730,098 crore as of September 30, 2025.

These numbers indicate broad-based deposit mobilisation over the past year, with domestic deposits growing faster than global deposits on a year-on-year basis in the provisional snapshot.

Advances: global, domestic, and RAM traction

Bank of India reported global gross advances of ₹854,045 crore as of September 30, 2026, up 20.43% year-on-year. This compares with ₹709,145 crore as of September 30, 2025 and ₹797,775 crore as of June 30, 2026.

Domestic gross advances were ₹703,085 crore, up 17.70% year-on-year, compared with ₹597,350 crore as of September 30, 2025. Within domestic lending, Retail, Agriculture, and MSME (RAM) advances were ₹412,271 crore, up 18.57% year-on-year. The RAM figure compares with ₹347,709 crore in the prior-year period and ₹392,833 crore at the end of Q1 FY27.

The RAM line item is closely tracked because it reflects the mix of retail and priority-sector aligned lending within domestic operations.

What “provisional” means in this filing

The bank noted that the provisional quarterly financial figures remain subject to review by its Statutory Central Auditors. This caveat matters because provisional business numbers are typically operational aggregates (such as deposits and advances) and do not include the full set of profit, margin, and asset quality disclosures that come with the reviewed quarterly results.

Investors generally use provisional business data to gauge momentum in balance-sheet growth ahead of the results date, while relying on the reviewed financial statements for metrics such as net interest income, profitability, and asset quality.

Context: reporting timelines under listing rules

The material also reiterates a key compliance timeline relevant to the September quarter. Listed companies in India are required to publish quarterly results within 45 days of the quarter end, which places the outer deadline for the September 2026 quarter at November 14, 2026.

With the October 23 board meeting now scheduled, the bank has indicated it plans to complete the approval process well before that outer limit.

Key numbers at a glance

Timeline to watch

Market impact: what investors can and cannot infer yet

The provisional data shows stronger year-on-year growth in deposits and advances, with global business rising to ₹1,891,663 crore as of September 30, 2026. However, these operational aggregates do not provide information on quarterly profitability, net interest income, costs, or asset quality for Q2 FY27.

For that, the market will rely on the unaudited (reviewed) standalone and consolidated financial results that are scheduled for consideration on October 23. Until those statements are filed, the provisional numbers mainly serve as an indicator of balance-sheet scale and growth.

Conclusion

Bank of India has put October 23, 2026 on the calendar for approval of its Q2 and half-year FY27 results, alongside the related trading window schedule. Ahead of that meeting, the bank’s provisional business figures show year-on-year growth across deposits and advances, taking global business to ₹1,891,663 crore as of September 30, 2026. The next confirmed step is the board’s consideration and approval of the reviewed financial results, after which the trading window will reopen 48 hours later.