DhanSafal Q1 FY27: AUM and profitability surge alongside expansion plans

DhanSafal Finserve Limited is an RBI-registered NBFC that provides retail financial services with a focus on MSME lending, including loans against property for business expansion and working capital.

The presentation highlights Safal Udyog Loans, Safal Sampati Loans (Loan Against Property), and Safal MSME Loans.

AUM increased from 5495 lakh in Q1 FY 25-26 to 8761 lakh in Q1 FY 26-27, a 59 percent year-on-year growth.

Revenue from operations rose from 231 lakh in Q1 FY 25-26 to 374 lakh in Q1 FY 26-27, a 62 percent year-on-year growth.

EBITDA was 185 lakh and PAT was 58 lakh for Q1 FY 26-27, compared with 42 lakh EBITDA and 15 lakh PAT in Q1 FY 25-26.

State-wise disbursement mix was Maharashtra 54 percent, Madhya Pradesh 34 percent, Rajasthan 10 percent, and Uttar Pradesh 2 percent.

The presentation states the company had 4 branches across 2 states and plans to expand to 9 branches across 4 states: Maharashtra, Madhya Pradesh, Rajasthan, and Uttar Pradesh.