L&T Finance Q1 FY27: Income ₹5,243 Cr, Profit ₹916 Cr

Results announcement and why it matters

L&T Finance Ltd announced its Q1 FY 2026-27 results on 11 July, 2026, reporting higher income and profit on both a sequential and annual basis. Consolidated revenues rose 9.9% quarter-on-quarter (QoQ) and 23.1% year-on-year (YoY) for the quarter ended June. The company also reported a 13.2% QoQ rise in net profit and a 30.7% YoY increase. For investors, the update brings clarity on the pace of earnings improvement, cost trends, and per-share profitability in the new financial year.

Total income rises 9.9% QoQ to ₹5,243.31 crore

During the first quarter of fiscal year 2027, L&T Finance reported total income of ₹5,243.31 crore. This was up from ₹4,771.10 crore in Q4 FY26, translating into a 9.9% sequential increase. On a YoY basis, consolidated revenue growth was stated at 23.1%. The income growth in Q1 FY27 sets the base for how the company starts the year, especially given that quarterly performance is often compared against the March quarter.

Profit before tax strengthens to ₹1,236.28 crore

Profit before tax (PBT) for Q1 FY27 stood at ₹1,236.28 crore. This reflected a 15.1% rise over Q4 FY26, when PBT was ₹1,073.92 crore. It also marked a 31.1% increase from ₹943.22 crore in Q1 FY26. The PBT trajectory, combined with revenue growth, helps track the operating and financing environment the company is working through across quarters.

Net profit up 30.7% YoY to ₹915.99 crore

Net profit for Q1 FY 2026-27 was reported at ₹915.99 crore. The company stated that net profit increased 13.2% QoQ and 30.7% YoY. These growth rates show that profit expansion outpaced revenue on a sequential basis, based on the disclosed percentages. The company also referenced Q4 FY 2025-2026 net profit at ₹806.63 crore, noting a 26.79% jump from the same period last year.

EPS improves to ₹3.59 in Q1 FY27

Earnings per share (EPS) in Q1 FY27 stood at ₹3.59. This was higher than ₹3.21 in Q4 FY26 and ₹2.80 in Q1 FY26. The company quantified the EPS rise as 11.8% QoQ and 28.2% YoY. For shareholders, EPS is a direct indicator of profitability per share and often features prominently in quarterly comparisons.

Expenses trend: up 8.7% QoQ and 23.4% YoY

Alongside income growth, L&T Finance reported that expenses for the quarter increased 8.7% QoQ and 23.4% YoY. While absolute expense numbers were not provided in the data, the growth rates point to higher cost outgo compared with both the previous quarter and the year-ago period. Monitoring this line is important because expense momentum can influence net profit growth, even in quarters with rising income.

EBITDA reported at ₹3,269.03 crore

Among the key highlights, EBITDA for Q1 FY 2026-27 was reported at ₹3,269.03 crore. This metric is commonly used to discuss operating performance before interest, tax, depreciation, and amortisation. With EBITDA disclosed alongside income and net profit, readers can better contextualise operating scale during the quarter.

Key numbers at a glance

Share price and trading snapshot around the update

Multiple price points were cited across exchanges and market feeds. On BSE, L&T Finance was shown at ₹321.25 (up 0.06%) with volume of 6.20 lakh, updated Fri 10 Jul, 2026 at 15:45:38. On NSE, it was shown at ₹321.25 (up 0.05%) with volume of 9.60 million, updated Fri 10 Jul, 2026 at 15:43:58. Separately, a market feed showed L&T Finance at ₹301.40 (up 0.80%) for the day, with the session low at ₹297.65 and high at ₹307.70, and a 52-week low of ₹194.40 and 52-week high of ₹329.45.

Analyst and market recommendation indicators mentioned

The data included a “Consensus Recommendations” list spanning Buy, Outperform, Hold, Underperform, and Sell, without a single consolidated rating attached. A separate market expectation snapshot showed BUY as the dominant label, with a split of 73.68% Buy, 15.79% Hold, and 10.53% Sell. Another panel referenced “Mean Recos by 19 Analysts” with a distribution that included 7 Strong Buy, 7 Buy, and 3 Hold in the displayed table. These indicators reflect how market participants are categorising the stock based on publicly available information and brokerage expectations, as described.

Dividend reference from the March 2026 quarter

For the quarter ending March 2026, L&T Finance declared a dividend of ₹2.75 per share on 24 Apr 2026. The same note translated this into a dividend yield of 1.71%. While this dividend relates to the March quarter, it provides context on shareholder payouts going into the new fiscal year.

What to track next

Q1 FY27 numbers show income of ₹5,243.31 crore, PBT of ₹1,236.28 crore, net profit of ₹915.99 crore, and EPS of ₹3.59, along with stated double-digit growth rates across key lines. Investors typically track whether income growth sustains, how expense growth behaves relative to revenue, and how per-share profitability trends over subsequent quarters. The next set of quarterly disclosures will be the key checkpoint for confirming whether the Q1 pace is maintained.