New India Assurance Q1 FY27: Profit swings to loss as claims and costs rise
Frequently Asked Questions
Gross Written Premium was 13,720 crore for the quarter ended 30 June 2026 (Q1 FY27).
The presentation attributes weaker results to higher incurred claims ratio, a rise in operating expenses, and pressure in Motor Third Party due to claim inflation without premium increases.
The combined ratio was 121.44% in Q1 FY27.
Solvency ratio was 1.80x and investment assets on a market value basis were 99,980 crore as reported for Q1 FY27.
The general insurance industry grew 10.9% in Q1 FY27, while NIACL domestic gross direct premium income grew 3% as stated in the performance versus industry slide.
Health and PA was 49.70% of GWP, Fire 14.37%, Motor TP 11.36%, Motor OD 10.45%, Others 10.85%, Marine 3.27%, and Crop 0.04%.
Key initiatives include launching innovative products focused on Retail and MSME, shifting growth away from highly competitive Motor and Health segments, strengthening risk management, improving global credit rating, and multiple IT and service enhancements including claim automation.
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