SRG Housing Finance Q1 FY27: Growth Holds Firm, Margins Normalize

AUM stood at INR 10,764 million as of Q1 FY27.

The AUM mix was 73% housing loans and 27% loan against property (LAP) as of Q1 FY27.

Net interest income was INR 270 million and profit after tax was INR 85 million in Q1 FY27.

GNPA was 1.73% and NNPA was 0.63% in Q1 FY27.

Capital adequacy ratio was reported at 39.21% in Q1 FY27.

The presentation reports 38 lenders, with borrowing mix of 58% banks and NHB, 35% financial institutions, and 7% NCDs as of Q1 FY27.